Overhaulin'

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Summary: of Kirtland Federal Credit Union , which makes small, short-term, personal loans to its members at a federally mandated interest rate cap of 18 percent or less, doesn't want to hear it. That is, he can't believe when payday loan and car-title loan companies complain about being squeezed out of business when and if New Mexico caps interest rates at 36 or 54 or 60 percent.

Image Dimensions: 197 x 166