Car Loan Rates Knowledge Base
Car loan rates from online lenders? Here's what it is: I wanna know rates from online lenders(like lendingtree) before applying for the loan. I know my credit score and I do not want to apply before I am sure of the rates. I am looking for the lowest rate. another reason why I do not want to apply first is, I do not want them to pull my credit- it is damaging if too many lenders pull your credit. So, Ho do I find out the rates without applying for the loan.
How high are interest rates on a car loan on bad credit? I just want to get a general idea from people who have or who have known someone else who have gotten a car loan on bad credit and how high the interest rate is. Let's say the applicant has a well-paying job but only for the past few months (say, 90k/yr). Looking at a new car 20-30k, on a 5 year payments plan. Down payment is 10%-20%. What interest rates would you expect for mid-500's credit score? For 500? For high 400's? Even lower? (is that possible?) So car loan companies look at a lot more than just the credit score, right? As in, a 550 credit score (due to no credit history) is much better than a 550 score that's due to collections and late payments.
Average car loan interest rates? I have a project due tomorrow, and as part of it I have to find a car for sale and figure out the interest on a loan for it. But I need an interest rate and I have absolutely no idea how to find one. Does anyone know?
on a bad credit car loan what interest rates can i expect? i just bought a chevy aveo ,new, and i got 13 percent interest rates.I put $4000 down.Would anyone know if this is bad credit interest or average credit interest.I know that in california if you get six to seven percent interest this is good credit. hopefully someone that works in financing can answer this,as the car dealer will not tell me if i was found to have my credit good or bad.Note:i have my 3 trw's.
Where can I get a $30,000 car loan with the best interest rates with fair credit? I am a recently graduated RN, starting work in a week. I am in need of a new car and only have student loans and a credit card on my credit report. My score has dropped from 702 to 645 and I'm wondering what my possible interest rates would be and where I could find the best deal. I know my monthly payments will be around $500.00 but need someone to loan the money at a reasonable rate. Thanks.
Bankrate.com New car loan rates? I was just looking around and I came across bankrate.com and it said the following: Someone taking out a $22,000.00 72-month new-car loan at the current average would pay $126.87 a month for the life of the loan. In Racine, the highest rate on a 72-month new-car loan was 7.99 percent. The lowest rate in Racine was 5.84 percent. Six months ago, the average rate was 6.87 percent. This was posted on their site yesterday. I was estimating the payment for a Ford Focus ($15,000) and in order to can anywhere near the payment they day the average is for a 22,000 card loan is to pay about half the cost of the Focus in down payment, or the like, and have an apr below 4%. How does bankrate come up with that number when it doesn't seem to fit with estimates at car sites?
Business loan for car repair shop at good rates? I have a good business of car repair shop equipments of about 150000 as this business is less than 2 years old i do not get business loan at a good rate the present loan for unsecured loan is about 24 percent , as this is killing my business is there any way i can get business loan at low rates like under 10 percent will greatly appreciated any help.
Interest rates on Car loans with bad credit in Australia? Hi there, I defaulted on my car loan 6 years ago, I paid off the debt 2 months after I defaulted. I do not have any other debts as I was a bit scarred after the experience. I now desparately need a new car as my present one is almost dead. Does anybody know whether it is at all possible for me to get a car loan with a default? If so what type of interest rates am I looking at?? Your help is greatly appreciated.
How to find out interest rates for car loans? I've been planning on purchasing a $40,000 car. I need a car loan and have been browsing the Internet but everytime I come across a website it doesn't actually say the Interest rate, and instead says that I have to call them! I'd rather just find the Interest rate on the net without actually having to call them, so please help me out here!
Solve an argument - refinancing car loan AFTER making really large payment? If you're planning to refinance your car loan in a few months (at a MUCH lower interest rate) what is the logic in paying a large chunk of money NOW to the company that holds the high-interest loan at the moment? Seriously, I'm missing the logic here. Wouldn't it be smarter, if you have a chunk of money (which is equal to three high-interest rate car loan payments) why wouldn't you just make your normal payment for the next few months, refinance at the lower rate and THEN pay the big chunk of money?
Where can I get a small auto loan (under 7k) with reasonable rates? Banks tend to not lend less than $7,500. for a car loan. The rates for a personal loan are ridiculous! (If you happen to be perfect they will do 8.99% - at a score of 656 I am not perfect) Please don't suggest Capital One - they also have this same policy about not lending for these rates! In the dealerships they will give me a 9% rate (although they are making a kick-back there) I would like to come in with a loan. Help!
What will my car loan rate be? I make 50K year, my credit score is now 653 (FICO). I filed bankruptcy about 1 1/2 years ago, and currently don't have much debt. I want to buy a used car for and do not want my payments to be over 300 a month. What would my interest rate be? Will it be over 9%?
Can i get a lower interest rate on car loan if i still got bad credit? I still got bad credit but i have an excellent payment history with my auto loan company for the past seven months. My interest rate is 22.92% YIKES but i needed a car bad. the loan is for 9270 and its down to 8400. I had it since May08 and i got 41 months to remaining. Seeking advice not a tongue lashing,lol.
On a bad credit car loan what interest rates can i expect? i just bought a chevy aveo ,new, and i got 13 percent interest rates.I put $4000 down.Would anyone know if this is bad credit interest or average credit interest.I know that in california if you get six to seven percent interest this is good credit. hopefully someone that works in financing can answer this,as the car dealer will not tell me if i was found to have my credit good or bad.Note:i have my 3 trw's.
how to get a lower interest rate on my car loan? I finance a 2004 mustang gt and I am down to 5000 dollars on the loan the interest rate is 27% I am paying 310 a month. I know it will be hard to refinance. I just want to know if there are any options out there for me my credit score is a 614 it went up 20 points since I first finance the car.
What car loan interest rates lender or company has the best service? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
What company has the cheapest car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
What company has the best car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
How can I get a car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Can I get a good deal car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Car loan interest rates company who has the best service? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Where can I get car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Car Loan - How can I get new car loan rates? I'm interested in a private loan company that specializes in bad credit auto loans. I already have a vehicle in mind through a private seller. How can I just get a bad credit auto loan?
Company with great car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Car loan with low car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Car loan interest rate for a 20 year old? I want to buy a used Infiniti with financing. I was wondering what the interest rate would be for a 20 year old who has had a credit card for one and a half years with great credit (about 720). The amount the dealer is selling the car for is about $18,000 dollars.
Finding effective annual iterest rate for Car Loan? Hi, can someone explain to me the process of finding the effective annual interest rate for this question: Sam would like to buy a new car. The car will cost $31,680.75, including taxes. A loan from the car dealership will require 60 monthly payments of $630.32. What is the effective annnual interest rate for this financing arrangement? Thanks for the answers, I know the rate but can someone explain how you get that rate from the information given in the question?
Where can I estimate what car loan rate I will qualify for? Is there a website where I can estimate what % APR I would qualify for? Like, I put in some of my info about my credit and it approximates how much % APR I would have to pay on a car loan. I tried searching for something like this but I didn't know what words to use.
Car loan interest rate for young individual? Im planning on purchasing a car from a private party. The car costs $16,000 and i will be putting $13,000 down, so i need a $3000 dollar loan. The only issue is i am only 20 years old. My credit score is 743. How difficult will it be for me to get a car loan, and what kind of interest rate can i expect to get? Also i won't have a co-signer.
lowest interest rate for car loan in chennai? Which bank or financial institution is offering the lowest rate of interest for Hyundai i10 magna1.2 car in chennai, what is the interest % and also is it possible to get 100% loan on On-Road price?
What’s the best way to request a lower interest rate on a car loan? We have a car loan that began in 2005 and have never made 1 late payment – every month the car loan was paid on time. We’ve recently received offers from various banks/loans proposing a lower interest rate. We want to stay with our current auto loan provider but want them to lower the interest rate… is that possible? If so, how should we approach this request?
What is the standard interest rate for a car loan? I am just curious as to what most banks do when charging interest on a car loan. Is it prime plus 2%? Is it prime plus 3%? I understand that it would depend on if you're looking for a fixed or variable interest rate, but I'm just curious as to the percentage for either. The length of term I am looking at is about 5 years (60 months) and my credit is pretty good. I should have also mentioned I'm Canadian so prime right now is 2.5%.
how to beat the interest rate on a car loan and still pay quicker? i have a fairly new car loan which is currently at $15,936.50 with wachovia Bank. i bought the car on sep.2007. anyways, i did the math of my last payment that i sent, and i believe it went towards interest and not my principle of my car. please help me to understand how to beat the interest rate and pay off my car quicker?
Where to apply for car loan , less rate where co signer not required? As i am on work pemit which valid Jan 08 i am here in usa on work permit which started from April 06 and valid till Jan 2008. I am planning to buy a used certified car for $15000. I applied for loan at delaer but delaer is saying that he need a co signer for that loan as my work permit expires by Jan 2008 (he is offering 8.9% rate) and other option is a rate of 15% and no cosigner is required. Can any one tell me where I can apply for a good deal? I read about capital one finanace? Is it worth to apply there?
Do I have to be on a car loan to be on the registration? Last June, I tried to finance a Honda Accord but I needed a co-signer, my boyfriend cosigned for me, but the dealership said they found a better loan rate without me on the loan. So for the past year I have been paying for the loan & insurance, totaling about $8311.44 as of today. On Friday the 13th, my boyfriend(ex)now took off with the car that he has not paid 1 cent on & said he isn't bringing it back. I just want to know how I can be added to the registration? I have been online all last night & today completing court papers to take him to court, I'm not on the title & the insurance was in is name up until last week. But I do have all of my receipts plus my family & friends know he did this for me & every month the car payment was the 1st thing I paid. It would be so much easier if I was on the title, he was off.
What is the average rate/term for a car loan? I bought my first car a few years ago cash and am now looking to buy a another used car. My first car is a beater and so I want to upgrade to a better (but still used car). What is the average rate for a car loan and how long do people usually carry a car note for? I don't know if any of these things would matter but I am 26, living in Minnesota and have a mortgage.
Lower my used car loan rate? I purchased a used vehicle in January with an unusally high interest rate. I put $3000 down and owe $4700, I don't have great credit but I have paid off 3 car notes in the past, any suggestions on where to refinance a loan for under $5000 for a used car that will have a lower interest rate. I had to purchase the vehicle because mine had broken and I had no means of transportation for me and my children. Thanks for your advice
I need a used car loan - What int rate can i expect? I know my scores stink & I know how to raise them. They were pretty decent a few years back, but a couple of hospital bills that went to collections plus a few late credit card payments & they went way down fast... I just want to know what kind of int rate to expect on a used car loan? If they pull the Equifax score only I read somewhere I could get 10.5%? SCORES Equifax - 625 Experian- 573 TransUnion - 541
What is the best way to improve my Credit Score within a year for a car loan?? I purchased a new car with a loan it was then totaled then payed off. I got another car loan by then my credit score took a hit with dealerships running my credit 30 times! I have plans to trade it in as I am not happy at the end of this yr. What is the best way to improve my credit score in a year so I can get the best loan rate possible??
Am I getting a good car loan rate? I'm taking out an car loan for $32,000. My credit union has offered me 5.5% for 72 months. Is that a good rate? I have looked at several other places and they all want a minimum of 6.9%. My rate seems too good to be true. Is it?
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