Overhaulin'

If you default on a car title loan will this negatively affect your credit rating? I've never done a car title loan before but, I'm a assuming if they take the car, the loan should be considered payment in full. Am I right?

How to reduce interest paid on a car title loan? If I pay weekly on a monthly title loan for my car, will that reduce my interest? Right now the payments are astronomical monthly. I was hoping if I paid weekly it would slow the interest down...is that right?

How can I get a car title loan in El Paso Tx? I was wondering how I would go about getting a car title loan in El Paso. I've seen a few before, but can anyone recommend me to a store that is reputable? Thanks!

What happends to a car title loan if you file bankruptcy? Would I still have to pay the title loan company? Could I keep my car? Help!

Can a car title loan place have you arrested for theft if you don't repay the money? My brother took out a title loan like a dumb ass and now he has not repaid it and has hidden the car. Now the loan place is calling me saying they are gonna have him arrested for theft. Does anyone know if they can do that? Thanks for any help.

What happens if you dont have a zero balance at a car title loan company by the 12 month period? I took a car title loan out on my car at Titlemax in Sept. of 07. I still have about $400 left to pay back! What can I do if I cant pay it all by Sept.? Can I refinance the loan for the amount owed, and turn around and give it back to them? Or do they keep my car???

Can I get a Car Title Loan if my car's back bumper has a large dent in it? Well I ask this because I heard that the price of the car devalues with every imperfection and so in terms of getting a title loan will that drop the loan amount down to almost nill? Also is it possible to get multiple title loans? I've heard it's not and it is possible.

what will happen if i can not afford to pay my car title loan? my car title loan is due, but i cannot afford to pay them in full. What is going to happen to me or my car?

Can i get penalized for breaking a car title loan contract? i recently got a car title loan with ACE Cash Express, and then filed for a lost title with the state , so i got a new copy of title, sold the car , and now someone else has the car already possibly in their name already... i live in texas.

I need some advice on getting a Car Title Loan in Mississippi? I have a clear Title on my car. I was wanting to know if anyone new an online title loan website that will loan me the money by me faxing them a copy of my Title.

Where can I find out how to start a car title loan company? I want to start a car title laon company, but my partner has a felony on his record. Is it legal for him to be on the paperwork? Where do I go to find out how to start and legalities. Thank you.

Can you be charged with fraud for defaulting on a car title loan? I received the loan in another state. I moved back to Tx but left the car in a relatives garage in the state where I got the loan. I have been unable to make the payments. They are threatening filing fraud chareges on me. I am willing to let them repo the car.

A man conned me into putting a car loan and title in my name He has stopped making payments on the car help? The car title and loan are in my name. I have tried numerous times to convince him to let me sell the car or get it repossessed, but he will not comply. At one point he said that he had fixed his credit and was ready to put the car in his name and he needed a bill of sale signed. I sign one, than he never put the car in his name. I want to take him to court and sue him for the car and see if the judge won’t make him responsible for what I am going to owe the bank that gave me the loan. I never even drove this car once, I didn’t even have a license when it was bought. He PROMICED me that it would not be in my name for more then a few weeks. Now I am going to be sued for the cost of the car, legal fees, and lots of other fees involved with the credit union suing me. Is there anything I can do? I have no money for legal costs. I am merely a student at a community college, with hardly enough money to survive!

Can i get a car title loan on another car? i have a title loan on one car is it possible to get one on my other car?

days to cancel a car title loan contract? I took a title loan on my car,on Friday 3/11/11 and I did not cash or deposit the check. I want to cancel this contract first thing tomorrow 3/14/11

What should I expect if I took out a car title loan? No advertisers please!!!!! Not interested in any overseas loans or anything. Simply a local tiltle loan is what I am getting. I just want to know what happens to my title? do they report it to the dmv? does it go on my diving record? Are there penalties on my registration and insurance?

Can I get a car title switched to my name if its loan is in repayment? My mom took out a car loan for me in her name earlier this year. I've since moved out, to a place in the suburbs (where car insurance is generally cheaper). My credit is actually pretty close to hers at this point. If I wanted to get my own car insurance at my new address, would I need to refinance the car loan in my own name, or could we simply switch the title and keep the loan in her name?

Car Title Loan Question: How do i go about getting my car title back IF i gave it to the loan people who do? car title loans for $300. But i never paid the $300 nor did they pick up my car yet. Its been 10 months and Im not sure what company I went to. I remember they told they send the title to Austin,Tx ( i live in Dallas,Tx) What do I do???

Have an car title loan with outrages interest. Is there a company that can buy my loan at cheaper rate? I hocked the title to my truck for some fast cash. But the balance plus outrages interest is due in 30 days. Is there a finance co. that buys theses types of loans for a lower interest rate and monthly payments.

How do i go about removing my exboyfriends name from my car title loan? He was the second signer not because of my credit though. He actually has no credit at all and mine is not terrible. We were trying to build his credit up for a house but he is cheating on me. So I just want to get his name off of the title how would I do this?

how long does it take to get the money from a car title loan? i have already been pre approved i just have to go in and take my car so they can inspect it. when do i get the mondey? that day? or later?

How can I get a car title back after defaulting on a title loan in Oregon? I took the loan out in Sept of 2005. I paid ontime all the interest charges but was unable to pay the whole thing off. Then the car broke down and I defaulted on the loan. Now they are threatening to sue me after I have paid over 1000.00 for a 400.00 loan on top of offering them the car which they turned down because it does not run. I want to sell the car for parts but can't until I can get the title back. I don't think it is fair that I have paid so much and now they are trying to sue me for another 1200.00 on top of what I have paid already. What can I do? I just needed a little help on bills and now I am more in debt than I started. How can I get a title now to sell the parts off my car or sell the car totally?

In the state of Idaho,where to look for how,what,etc of defaulting on a Car Title Loan? Need to know the specifics on the what,how,why,where,etc of if a consumer defaults even once on a Cat Title Loan through "Northwest Title Loan Company".Subjects such as consumer rights,car being took back by company,etc.

after paid off car loan I got car title with wrong model on it? After I paid off my car loan for Chase bank, I received a title. There are some errors on it. One is my car model. It should be Camry, but it says UXS instead. No car has that model. I called the bank several times and went to DMV. No one can fix it. Could someone please tell me what I can do. I would greatly appreciate your help.

How would an online title loan company know if my car is broke? Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?

Car title loan before filing Chapter 7? I just asked a question about taking out a car title loan to pay off a credit card my mom co-signed for me before I file Chapter 7. I am wanting to re-affirm the car title loan during my chapter 7.

What to do about title and car loan after divorce? My ex and I got divorced back in March 2008. In the divorce decree it states that the car we bought together would now be his and that he'd be responsible for the remaining balance on the loan. My question is, how do we get my name of the loan and/or title of the car? Do we need to contact the company the loan is through AND the DMV? Or just one or the other?

can you file for a duplicate title if you have a car title loan through one of the pawn title loan shops? I have full intentions of repaying the loan in full, just require a copy of the title.

I paid off my car loan to chase bank over 3 months ago. How do I receive my car title? I bought the car from a Acura dealer and took a automotive loan from chase bank. Who has my vehicle title and how do I retrieve it?

can i buy a car with title loan money? I realize this is a really stupid idea in theory, but.,.. I am EXTREMELY desperate. Can I get a title loan on my current car (which transmission is messing up but still driveable) and use the money to buy another car?

Has anyone ever used a car title loan company? My credit score is not very good and I am trying to get a loan to pay off some of my debt. I was wondering if anyone has ever used something like this and what kind of experience they had. Thanks for the help!!

I want to get a loan against my car (AKA: car title loan) can sum1 tell me who offers this? --please no preachy advice etc, just want to know who offers this and where. I tried at one place but they said car title loans are not allowed in my state. So where are they allowed??

My wife has gotten a car title loan and defaulted how can i get them to repo the car so i can buy it back? The title loan company is in VA i can't think of the name but they show a million commercials except when i looking for that commercial...lol

how do those car title loan places work? is it worth doing? can someone tell me whos done one please. did u get a decent amount and what was the interest?

where can i get a car title loan from in north florida or south georgia? either in jacksonville,st.augustine,kingsland,waycross.somewhere close to st.augustine. thats where i live

Anyone know City Loan Long Beach car title loans company? I'm in desparate for money. I searched around and found this company which offers car title loans. They have pretty good reviews, but I want to know if anybody has dealt with them before? Thanks!!!

Explain to me how a car title loan works? I heard them advertised recently. Hopefully I will never need one.

If I am paying off a car loan does the bank have the car title? I have looked everywhere I can't find the car title.... Did I never get it? Does the bank hold on to it until I pay off the loan? Sorry I am new to this.. Thanks So I shouldn't be holding any paper title correct?

how is it that loan sharking has become legal through loan car title loans? not too long ago it was illegal for a businessman to loan a person money and want large percentage back for that loan, IT WAS ILEGAL! It was LOANSHARKING so why is it legal now what happen to United Stated morals

Has anyone ever used the cashpoint car title loan company? What was the interest rate and terms? I was considering using this company for a short term loan, but I do not want to end up paying them double my loan amount or more. I was looking for about $1200-$1500. But I have used the "payday" loans years ago, and vowed never to use them again. They're rates were worse than a loan shark!

How to get rid of car that has a title loan ? My car has a title loan on it and im moving to fl and cant afford the loan and car wont make the drive

I got a car title loan in Dec. 07 and my car has now "blown up". Should I still pay on the loan? What would happen if I let the loan default? The loan was for 500.00 and I have to pay 610.00 back. It will cost me close to that in order to fix my car. The car isnt worth it to me.

Can I add my husband to my car's title if he's not on the car loan? I couldn't add my husband to the car loan because of his bad credit history but I would like to add him to the car title is this possible? We live in Kansas. Thanks.

I car title loan and I am 30 day past ; but when I got it they didnt take spare keys nor have me sign title;? Can they legally repo it w/o keys and signature on the title?

I was told that a car title loan business is not legal is this true? We have a car title loan place of business in our town and i have been told that this is nt legal, so if i went to get a loan through them would it be legal?

is it legal to sell a car you have taken a car title loan on and the loan company has the title? back in the day i had a car took a title loan out on it, the loan company kept the title till i paid the loan but instead the car was sold and then later picked up for non payment, the buyer knew about the loan, was it a legal sale

how do you put someone on your car title loan with you after you've had the car for a few years? my husband wants to put me on his car title. the car is almost paid off, we have 11 more months to pay on it and then we own it. we are wanting both of our names on the title. is this possible? if so how do we do this?

Can i get a car title loan if the title has been signed over to me? meaning that the title is signed over to me but, i haven't done the title transfer to my name yet. oh, and i know title loans have high interest, but does not matter right now.

defaulted on car loan credit union collected from loan default insurance company, who has car title? Defaulted on car loan, credit union paid off by loan default insurance; who has the title to the car?

I got a car title loan on a paid off 2008 lexus and before my first payment was due the title loan company sol? I got a car title loan on a paid off 2008 lexus and before my first payment was due the title loan company sold my car and has yet to give me notice and so I am with out a car or money now... Please help

After Paying off loan, how long it takes to receive Car Title in California? I am buying a user car from a person who has registered Title in CA. He had car loan. He has paid of the loan to the lender on April 15th. California DMV told that it has mailed the title on April 27th. He is still waiting for the title. Can anyone tell me, how long does the process takes to receive the title in post.

i had a car title loan on my car but the motor blew do i let them just pick it up? About 8 months ago i got a title loan on my car stupid me, well i paid the finance month to month fee of 40 and only got a 160 loan well that car jus blew a rod in the motor and no longer is good, so i do i just let them come get the car?

What is a car title loan and how does it work?

in a moment of desperation i got a car title loan? the first payment is due today and i won't have it until friday...can they come and repo today?

I want to start a Car Title Loan business in Texas. Does anyone know who I contact to get started? Such as do I need a dealers license?

CAR TITLE LOAN: i got a car title loan in October 2006 but I defaulted on the loan never paid (yes i know its? my fault) the original loan was $300 pay back was $394 today i called to see how much I owe because I was gonna pay in full they say I owe $2094. And they say its $5 for everyday I dont come in. I live in Texas. Does that sound right or are they trying to get over on me?? I dont know what the usury laws are or anything. Its way more I was expecting to pay I know that. I thought maybe $1000 but not $2000 something dollars?

What is a car title loan? I have a car and a clean title too. I'm in desperate need of $500 right now and I need it TODAY. Theres this place down the street called LoanMax or something that states they do car title loans. Will I get the $$$ today or will it take a few days??? How does the complete process work exactly??? i don't kare about the interest.. i'll pay the entire thing within 5days

what is the name of the company that refinances car title loans? I ran into some financial problems lately. Stupidly, I went to a car title pawn. Big mistake. I pawned my car title. I once heard a commercial on the radio that refinances car title loans. At the time I was not interested. Now I am. Does anyone know of a company that refinances title car loans? Is there a website? Thanks for your help.

Does a car title loan have a negative affect on your credit score?

what should I know if I wanted to get a loan using my car title? I really need couple thousand dollars in emergency. So I am planning to get a loan using my car title. But I have no idea about it. What should I know before I get a loan using my car title in LA? What documents do I have to have? What is the average interest in month or in a year? Also how dangerous is it?

Is there a limit to how much a car title loan place will lend you if you are unemployed?

I have defaulted on a car title loan. This is day 30 and I'm now "holding their collateral." What's.... ....the worst they can do to me? I've traveled across state lines and not informed them of my new address. Also: should I file bankruptcy?

What does it mean when a used car title is under a loan or lien? I'm looking to buy this car, 2005, and when I check the carfax, it says: Title issued or updated First owner reported Registered as personal vehicle Loan or lien reported That was the last record of the car. I was told by a friend not to buy a car that is under a loan or lien. Does anyone have any info on this kind of stuff? Thanks. How can I tell if the car is still under a lien or loan? The carfax has no record after that, so am I to assume it is still under the lien? Here is the lot with the car... http://www.autotrader.com/dealers/dda/index.jsp?dealership_view_name=www.laautoexchange.net&car_id=228482141&dealer_id=57610146

Will I be able to get a car-title loan? I have a 2009 Eclipse that I have paid off ($19,000) and the title is in my name. Will I be able to get approved for a title loan for about $14,000 dollars? See my main issue is that I am a student at a college and I do not have a job at this moment... but Im sure I can grab some crappy little job somewhere. But, will I be able to get approved for a loan?

I own my own vehicle but have a title loan on it can i still sell my car then pay the loan if so how and were? selling a car with title loan on it!

I have car title loan.They're charging astronomical fees, & It's impossible to pay the loan off. What can I do I live in cola, sc and I can't seem to get any help with my problem. I took a loan out on my car, due to I was unemployed for 2 months, and I had to pay my rent. I'm now gainfully employed ,and I need my car. It seems that all the Car Title Loan company is trying to do is take my car. They charged me $169.00 late fee, making it impossible for me to pay them. My payments are $214.00 a month on an $800.00 loan. I've already paid them $600.00 but nothing has been applied to my principal. I'm not trying to get out of paying the loan, it's just that it seems that I'm never going to be able to pay it off. I never knew that they were allowed to charge such a high percentage on the loans (360%). I'm never going to be able to pay this off, and everytime I'm late I run a risk of getting my car repossessed. Any information, comment, assistance that anybody might be able to provide will be greatly appreaciate. Thanks! jam

I have a car title loan problem? ok i got a car title loan for $500 back in april its august and my balance is $800. i pay them 160 each month and it seems like the balance will never go down when i first got the loan i gave them a fake key thats not even to the car i need to stop paying on the loan because its burning my pockets and the car needs work so what should i do?

Online car title loan company? Where can I Find a online car title loan company? I have been searching for a online car title loan company. The rates seam to be pretty high from what I can see. Is there a online car title company out there with low interest rates. Can I really get a interest free loan for 30 days from a online car title loan company with no credit check. That’s what I need.

where can i get a car title loan on my car in central, florida? where can i get title loan on my car in central, florida?

Where can I find a car title loan store in Yuba City? It may be that I haven't looked hard enough, but if you are a local in Yuba city CA, can you please help me find a location?

What happens if you don't pay a car title loan? Do they take the car,or does it just go on your credit?

Who is the best car title loan service ? Im looking for a car title loan service but cant find any in nj. ok where? and who is legit and not fraud

I need some advice on getting a Car Title Loan in Mississippi? I have a clear Title on my car. I was wanting to know if anyone new an online title loan website that will loan me the money by me faxing them a copy of my Title.

Ever done a cash for car title loan? Does anyone ever done a short term car title loan?

Is there a car title loan place in Columbus/Seymour IN or a ligit 1 online? I realize that the interest is ridiculous, but I am that desperate! Dear Lisa, I mean a cash loan with my title as collateral silly.......think poverty luv!

If I am paying off a car loan does the bank have the car title? I have looked everywhere I can't find the car title.... Did I never get it? Does the bank hold on to it until I pay off the loan? Sorry I am new to this.. Thanks

two people on the loan/ car title, can one owner demand the car back w/o t? hello, i have a question here. if two people are listed on the loan and the title of the auto loan, can one refinance the car or take the car w/o the other persons approval if two people are legally the owners?

where can I get a car title loan near Brownsville? I was recently looking for a car title loan in Brownsville. If anyone knows of a good place to get one let me know please.

two people on the loan/ car title, can one owner demand the car back w/o t? hello, i have a question here. if two people are listed on the loan and the title of the auto loan, can one refinance the car or take the car w/o the other persons approval if two people are legally the owners? does it matter if one is the co-signer? this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car? i guess i should add that nothing is past due. i make the payments

Im late on a car title loan payment Im late on a car title loan payment I was due on friday the interest rate is 300 percent i owe them 160 how much will they add for me being 2 days late since i plan on paying them tomorrow.

What happends to a car title loan if you file bankruptcy? Would I still have to pay the title loan company? Could I keep my car?

how long do i have before a car title loan repossesses my vehicle.? i am like 2 months late the car is like 100 feet in private property what kind of rights do they have to come on my property

What should I expect from a car title loan? I need to get a tiltle loan because all my money was garnished from my bank account and now I have nothing. What happens when a person gets a tiltle loan???

My car loan and title are in my name but it is registered and insured in my boyfriends,? I dont want to be with him anymore, how do I get his plates off of the car, so I can get my own when he is gone with the car, has the only key for it and wont bring it back?? help?

On a car title loan ; what are the chances of repo after 30 day delinquency?

Car Title Loan Default? My friend has been driving a vehicle that was used for a car title loan that has now defaulted. Her ex husband has the loan in his name, but both of them signed off on the title. The loan company won't deal with her (her name isn't on the loan so they won't make arrangements with her and he won't call them to add her name to the loan), he won't pay on the loan, and she no longer needs the vehicle. She has considered just driving it to the loan company and leaving the keys - but they have told her they don't want the vehicle either. Any suggestions would be appreciated.

will my bank give me a secured loan with my car title? I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i have heard bad things about them. I also have an auto loan i am paying on in good dtanding for 7 months now

does paying off a car title loan on time help establish my credit?

where do i get a car title loan over the internet?

Where can I get a car loan for PRIOR Salvaged Title? The car I want to purchase was a recovered stolen vehicle with a PRIOR salvaged title which means: An insurance company pays a claim for a vehicle that has been stolen, the owner assigns the title to the insurance company. The insurance company becomes the owner of the vehicle. If the vehicle is recovered, the insurance company must apply for a salvage title. I can not find any one who will give me a loan to purchase this vehicle... does anyone know of anyone who will finance me?

Car Title Loan - how much will it cost to pay back? I'm really low on $$ right now - I cant even buy groceries and other essentials. I'll have a little extra $$ in the next couple months, so I am thinking about taking out a title loan on my car - I havent spoke with the Title Loan company yet, but I'm wondering about how much it will cost if I get a $250 loan? Does anyone know about how much the pay back amount will be? I've never got one before, but i know they can be spendy, especially if you dont pay them off right away. I am really needing the money, so I am really considering it as I have no other options a. So, $250 is about what I need, should I expect to pay back at least $300? Thanks everyone for your advice - I called the title loan company and actually, it isnt as bad as i thought - for a $250 loan, to pay it off would be about $312 (25% of loan). Still a lot of $$, but desperate times call for desperate measures. Thanks everyone for the info though, I do appreciate it...

has anyone ever gotten a car title loan before? i need extra money and was thinking about doing this...if you have gotten one before were the payment terms reasonable?

i have a question about a car title loan? i made the big mistake of getting a title loan and so far i am paying them like i should....my due date is on the 7th of the month but the manager will not allow me to ever pay early. i leave them payments in their payment slot overnight but she always calls and said that she HAS to wait until the due date to post the payment. I have talked to someone way up high and they all say the same thing...is there any reason for this?????

Where can I get a personal loan secured by a car title other then a bank? I have the title to my car that is worth about $27000, and I need to get a long term loan (5 or 6 years) for $12000. Other then a bank or a credit union how can I get the loan?

A car loan is in a husbands and wifes name but title is in his name can title be transferred to wife in Ohio? Husband has possession of the car and is to pay the loan payment as agreed to in a dissolution of marriage agreement. The dissolution is final. If husband defaults on the loan can the title and possession of the car be transferred to the wife? Or if car is repossessed, can the wife reclaim the car if all back payments and fees are paid, and will the title be put in her name?

Car Title Loan? i got a car title loan in October 2006 but I defaulted on the loan never paid (yes i know its?

Car repo on car title loan in NM? I took out a car title loan with a company called Lighthouse Financial for 734.00. I was exactly 16 days behind on my payment and they took my car. No warning or anything, just woke up one day and my car was gone. I called them to ask what i needed to do to get my car back and they tolded me that i had 10 days to pay the full amount that i owed..which the qouted me 999.60. They is no way i can pay it in that little amount of time, I know they car is pretty much gone but my question is this..do they have the right to keep my personal items that were in the car at the time they took it. My son's car seat, stroller, clothing, My college books, ID and things were in the car when they took it. It seems totally unfair because if they had giving me any kind of notice that they were going to take it so quickly i could have borrowed the money from a family member or gotten my things out at least. What sucks is when they took it i was actually going to pay it the next day.lol. And Actually with the agreement i made they were not supposed to take posession of the car until my payment was 30 days in default. And i always made my payments on time. Unfortunately im not trying to make a sob story but my 18 month old needed an operation and was in the hospital so i was unable to pay on time.

Car title loan advice? I am in a financial bind right now and need some cash to stay alive, my light and water are gonna get cut off in about 10 days and i need money to move but my car is the only thing i really have i am working 2 jobs and need the car. can anyone tell me what their experience with car title loans was like. thanks.

What is the maximum interest a car title loan place can charge? My daughter owed 500 dollars to a car title loan place. When she went in to make a payment they said she now owes 1500. She said that is unlawful to charge her that much and went to research whether she had to pay that much. She missed one payment. When she started to leave for work this morning she found that they had taken her car. Now they say she owes 1900. The car is worth 10,000. Isn't this usury? What can be done? Where can I find laws that will protect her?

where can I get an on line loan using my car title as co;;ateral? I have a clear title on my used car. I would like to use the title to assume a small personal loan.