Overhaulin'

Car Loan Interest Rates Knowledge Base

How does a low car loan interest rates really work ? How much would I have to put down and how much would the interest typically be?
A FICO of 720 gets some of the best car loan interest rates, so, how does high credit debt increase the rate? I'm looking to buy a car in the next few months. I've read and heard that a score over 720 gets the best interest rates. Let's suppose I have 720 credit rating and 80% credit debt and only 20% available credit. (Cards almost maxed out). How does this affect the interest rate? Will I even be approved?
Average car loan interest rates? I have a project due tomorrow, and as part of it I have to find a car for sale and figure out the interest on a loan for it. But I need an interest rate and I have absolutely no idea how to find one. Does anyone know?
on a bad credit car loan what interest rates can i expect? i just bought a chevy aveo ,new, and i got 13 percent interest rates.I put $4000 down.Would anyone know if this is bad credit interest or average credit interest.I know that in california if you get six to seven percent interest this is good credit. hopefully someone that works in financing can answer this,as the car dealer will not tell me if i was found to have my credit good or bad.Note:i have my 3 trw's.
how do you get your interest rate lowered from a car loan after your spouse joins the military? We found out my car loan interest rate has to be lowered to 6% max since my husband is active duty.
What is tje minimum interest rate of CAR LOAN in delhi? What is the minimun car loan INTEREST RATE in delhi of maruti cars. I wanna purchase a maruti wagon R . any body tell me the rates on the interest..? tell me some good interest rate for car loan??
On a bad credit car loan what interest rates could I expect when buying a new car? I plan to put down about $2000.00 ...Not sure if this matters but I will either purchase in one of 3 states: MD, DC, or VA
How high are interest rates on a car loan on bad credit? I just want to get a general idea from people who have or who have known someone else who have gotten a car loan on bad credit and how high the interest rate is. Let's say the applicant has a well-paying job but only for the past few months (say, 90k/yr). Looking at a new car 20-30k, on a 5 year payments plan. Down payment is 10%-20%. What interest rates would you expect for mid-500's credit score? For 500? For high 400's? Even lower? (is that possible?) So car loan companies look at a lot more than just the credit score, right? As in, a 550 credit score (due to no credit history) is much better than a 550 score that's due to collections and late payments.
Car loan interest rate for a 20 year old? I want to buy a used Infiniti with financing. I was wondering what the interest rate would be for a 20 year old who has had a credit card for one and a half years with great credit (about 720). The amount the dealer is selling the car for is about $18,000 dollars.
In Upstate New York,what is the bank with the lowest car loan interest rate? New or used car loans interest rates.... 48 months 60 months 2006 and 2007 cars only
How can I get a decent car loan interest rate with poor credit? I have a credit score of 600 and I have had a car repossesion in the last 3 years.
Where can I get a $30,000 car loan with the best interest rates with fair credit? I am a recently graduated RN, starting work in a week. I am in need of a new car and only have student loans and a credit card on my credit report. My score has dropped from 702 to 645 and I'm wondering what my possible interest rates would be and where I could find the best deal. I know my monthly payments will be around $500.00 but need someone to loan the money at a reasonable rate. Thanks.
Which bank has lowest interest rates for Car Loan in INDIA? Hi friends, Which nationalised bank in India has lowest intrest rates for car loan. It wd b appreciated if any of you can provide me a comparision list I need the the answers badly Please post your suggestions ASAP Thanks
What is your car loan interest rate? What is your car loan interest rate? Good/Bad Credit?
How to get a car loan with low interest rates and no credit? I'm well aware that it's almost impossible, just wanted to see if someone out there has done it before. Thanks in advance!
What are good interest rates on a used car loan? I need to get a car loan really soon, and I wanted to know... what should agood interest rate be on a used ride... say 06'?
Car loan interest rate question? OK i am 18 and i am planning on purchasing an 08 Civic si coupe. MSRP: 21,500 will i be able to get a car loan since i have hardly any credit at all. also what will my interest rate be. if it helps im planning on putting 8000 down and i make roughly 1,600 a month 10%...5%...WHAT?! people were telling me it would be 20% and up did you guys forget im 18 and NO CREDIT
How can I get lower interest rates on my car loan and credit cards? My credit isn't the greatest but would like to take advantage of the lower rates. I am Canadian and already have a loan.
Interest rates on Car loans with bad credit in Australia? Hi there, I defaulted on my car loan 6 years ago, I paid off the debt 2 months after I defaulted. I do not have any other debts as I was a bit scarred after the experience. I now desparately need a new car as my present one is almost dead. Does anybody know whether it is at all possible for me to get a car loan with a default? If so what type of interest rates am I looking at?? Your help is greatly appreciated.
Regarding interest rates: home loans vs car loans? So I am watching a real estate show, and the people disclosed the total cost, percentage rate and monthly payments for the house they chose. Their percentage was 8% for thier home loan... That seems high to me. My only point of reference for a percentage rate on a loan is our auto loan. I dont remember the exact percentage for our car loan, but it was 5 something percent. Are car loan interest rates generally lower or higher than home mortgages, or are they comparable?
car loan interest rate for someone with no credit? What are your interest rates for a used car loan with no credit history except a subsidized student loan? The interest is still subsidized so no payments have been made, so really no credit history exists. So nobody has an answer to what I asked then, just offers for loans and info that I didn't ask for? Yep, well thanks Yahoo Answers for still being worthless.
How to find out interest rates for car loans? I've been planning on purchasing a $40,000 car. I need a car loan and have been browsing the Internet but everytime I come across a website it doesn't actually say the Interest rate, and instead says that I have to call them! I'd rather just find the Interest rate on the net without actually having to call them, so please help me out here!
how to get a lower interest rate on my car loan? I finance a 2004 mustang gt and I am down to 5000 dollars on the loan the interest rate is 27% I am paying 310 a month. I know it will be hard to refinance. I just want to know if there are any options out there for me my credit score is a 614 it went up 20 points since I first finance the car.
Car loan interest rate? Yesterday, I went to Toyota dealership to look at cars. I was inquiring about Yaris (cca 14 K sticker price). They ran my credit report which showed Beacon score of 638. I am a first time buyer, so I probably should be happy they are even willing to give me loan without co-signer. But when I asked about the interest rate, it was about 13 percent! I would end up paying almost 180 percent on that little thing. Anyways, I applied for a loan at my credit union, just waiting for Monday for reply. Is this possibly the best deal I can get? Or can I get a lower APR somewhere else? How about banks? I'm also willing to go to Carmax, do they have any good loans on used cars? The dealer said my score is ok, but since my highest credit limit shows as $2,000 (secured loan from my credit union), that's why lower limit on a car.
Where can I find the lowest interest rates on a new car loan? I don't want to go with the dealers financing, it seems kind of high interest.....
Can i get a lower interest rate on car loan if i still got bad credit? I still got bad credit but i have an excellent payment history with my auto loan company for the past seven months. My interest rate is 22.92% YIKES but i needed a car bad. the loan is for 9270 and its down to 8400. I had it since May08 and i got 41 months to remaining. Seeking advice not a tongue lashing,lol.
What are the average interest rates for car loans right now? Does anyone know what the average interest rates are right now on car loans? I keep seeing that the fed cut interest rates but does anyone know what they are? we are looking at a used car. Both of our fico scores are right around 700
Why are the educational loan interest rates in India high at 10% ? Hi, I would like to know why are the interest rates for educational loan in India at 10% or above while home loans and car loans are much cheaper?Is it that the govt of India or the RBI or whoever makes these rules does not want students to pursue education or is there a logical reason? As far as I am aware factors contributing to inflation seems to be loans other than the educational one.any info appreciated. Thank you.
Where can I get a car loan with great interest rate? Looking for a lender that takes care of it's costumers what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Could someone give me a ballpark figure for what interest rates to expect for a car loan? I have very little credit (but what I do have is good credit). I'm taking out a car loan for 11,000 and am getting someone to cosign with me (who has very good credit). *about* what range should I expect for interest rate? thanks
Should I pay off my high interest car loan? I have $13k saved my car loan is $10k interest rate is 17% interest a year is almost 2K Should I empty my savings to pay off the loan?
lowest interest rate for car loan in chennai? Which bank or financial institution is offering the lowest rate of interest for Hyundai i10 magna1.2 car in chennai, what is the interest % and also is it possible to get 100% loan on On-Road price?
What is the standard interest rate for a car loan? I am just curious as to what most banks do when charging interest on a car loan. Is it prime plus 2%? Is it prime plus 3%? I understand that it would depend on if you're looking for a fixed or variable interest rate, but I'm just curious as to the percentage for either. The length of term I am looking at is about 5 years (60 months) and my credit is pretty good. I should have also mentioned I'm Canadian so prime right now is 2.5%.
What’s the best way to request a lower interest rate on a car loan? We have a car loan that began in 2005 and have never made 1 late payment – every month the car loan was paid on time. We’ve recently received offers from various banks/loans proposing a lower interest rate. We want to stay with our current auto loan provider but want them to lower the interest rate… is that possible? If so, how should we approach this request?
Car Loan Interest Rate For Married Couples? I recently got married and we own a car together but now that I will be working a different shift than my husband we will need to buy a second car for me to get to work. We have had our car for about a year and a half and we bought the car before we were married. We were 19 years old when we got it and our credit was in the 690s. (We are 20 years old now.) Since then our credit has gone up to the 710s and we were wondering if we could get a lower interest rate now that we are married or if we will get about the same interest rate that we got on our car we have now. We got a 9.75% on the car we have now and we put down $1,100 on the car when we bought it. It is a 2006 Hyundai Sonata and we got it with less than 20,000 miles. The new car we plan to get will be a 2009 Nissan Maxima and it will have around 10 miles. Any ideas on what kind of interest rate we will get if we put down about $1,000 again? Any suggestions to help get a lower rate or something? Any help would be great, thank you
Can you renegotiate the interest on a car loan? We are having some finanical issues and would like to renegotiate our interest rate on our car loans. We've called all our credit card company's and they've been really nice and lowered our interst rates. I wasn't sure if you could do this with car loans as well.
affordable and low interest rates loans for taking a Car? I am planning to take a car and can anybody suggest me some good sites where I can get affordable and low interest rates loan and other financial aid...
Solve an argument - refinancing car loan AFTER making really large payment? If you're planning to refinance your car loan in a few months (at a MUCH lower interest rate) what is the logic in paying a large chunk of money NOW to the company that holds the high-interest loan at the moment? Seriously, I'm missing the logic here. Wouldn't it be smarter, if you have a chunk of money (which is equal to three high-interest rate car loan payments) why wouldn't you just make your normal payment for the next few months, refinance at the lower rate and THEN pay the big chunk of money?
Can I get a low interest loan on a used car? i realize that a used car loan interest rate is typically higher than on a new one. If you get a very low mileage used car (ie one less than two yrs old and under 20,000 miles), is it possible to find financing that is competitive with new car financing (which can be 1-4%)? If so, where could i expect to find it - dealer of factory/dealer certified preowned cars, credit union or what? Or should I expect to pay 6-8% (or more)? I also have excellent credit and a stable job, which I know is taken into consideration among other things.
car and home loan, interest rate? I just graduated from college, my credit score is 700, but I will start working in january. if I apply for a car loan and home mortgage in february, will that affect my interest rate since my job is will only be one months old then, although my credit score is good and my credit history is over one year old. I guess the question is, how does my employment history affect my interest rate. It's a job of $7000/month before tax. THANK YOU VERY MUCH FOR THE ANSWER.
how to beat the interest rate on a car loan and still pay quicker? i have a fairly new car loan which is currently at $15,936.50 with wachovia Bank. i bought the car on sep.2007. anyways, i did the math of my last payment that i sent, and i believe it went towards interest and not my principle of my car. please help me to understand how to beat the interest rate and pay off my car quicker?
How should I manage high interest debt such as car loan? What plan should I make to pay off some principal? I have car loan with high interest rate and would like to pay off some of the principal, but with bad economy I also want to reserve some cash for emergency. How should I pay this loan off? This loan has about three years left.
What is the average interest rate on a car loan when you have no credit? I'll be turning 18 soon and plan on buying a car. I'm just wondering what my interest rates might be seeing how I'm starting off with no credit.
With a 550 credit score and 50% down what kind of car loan Interest Rate and Loan Amount will I get? I have a foreclosure and a bunch of bad credit card debt. I'm working through the credit card debt. Taking settlements when i can. Now I need a car. I've been putting it off for many years because of my bad credit. I have 50% down. What kind of Interest Rate can I expect? What do you think my max loan amount will be. I've never had a repo or defaulted on a car loan. I live in Los Angeles. I Don't want to go to a mafia car shop. I'd like to go to a dealer.
What is the interest rate on a car loan in California? More specifically in Yuba, Sacramento, Elk Grove. I just want to know the "average". I plan to buy a $8,000 car on a 48 month loan with $1,500 as down payment. What would the interest rate be and about how much would the monthly payment amount to?
Can an interest rate on a car loan be increased after contract is signed? I just bought a car. went over all the prices and interest rates and i signed the contract. today the car dealership calls me and says that the have to raise the interest rate 3%. this is after i have been driving the car for over a week. Is this legal. can they do that?
How high is "too high" for a used car loan interest rate? I've been looking for a used car in the area of $5,000. I have $1,000 to put down on it. My credit score is a little over 700. With 20% down, they are quoting 18% or more for a 24 month loan, which works out to about $200 per month. Why is the rate so high? 2003 Hyundai Elantra, 70,000 miles NADA "Clean Retail" $5,900 my price $5,000. $1,000 down 1.5 years at present job, 4 at previous same home since 1999 about $750 credit card debt, no late/missed payments $60,000 mortgage, under $800 monthly payments, it is a mobile home. $4,000 monthly income for me and wife. No dependents. My previous car was stolen about one month ago. I was found as a destroyed wreck a week later. After $1,000 deductible, insurance only paid $1,000 (it was a 1998 Elantra with 155,000, so why would someone steal it? I purchased it in 2001 and paid it off in 2004. My wife doesn't have a car. She uses mass transit. I can't figure out the snag...
On a bad credit car loan what interest rates can i expect? i just bought a chevy aveo ,new, and i got 13 percent interest rates.I put $4000 down.Would anyone know if this is bad credit interest or average credit interest.I know that in california if you get six to seven percent interest this is good credit. hopefully someone that works in financing can answer this,as the car dealer will not tell me if i was found to have my credit good or bad.Note:i have my 3 trw's.
How can a car loan interest rates really work ? How much would I have to put down and how much would the interest typically be?
How to get a low car loan interest rates ? any help will be great. Please help.Thanks.
Used car interest rates? How does credit affect interest rates? Does your credit rating affect the interest rate on a used car loan?
How to get a low interest rate on a new car loan? I am 19, I have no credit. Never had any loans or credit cards. What is the best way to get a car loan with a low interest rate. Currently I have been approved for a rate of 7.25% is there any lower? Please help. Thank You
What car loan interest rates lender or company has the best service? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
What company has the cheapest car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
What company has the best car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
How can I get a car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
How can I find the lowest new car loan interest rates? Do you find who has the lowest new car loan interest rates?
Can I get a good deal car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Car loan interest rates company who has the best service? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Can anyone tell me Who has the lowest car loan interest rates? Do you find who has the lowest new car loan interest rates?
Who has the lowest new car loan interest rates? Do you find who has the lowest new car loan interest rates?
Will you tell me how to get the lowest car loan interest rates for private seller ? Do you understand how to get the lowest new car loan interest rates ?
Where can I get car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Do you know who has the lowest new car loan interest rates for 72 months? Who has the lowest new car loan interest rates for 72 months?
Company with great car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Car loan with low car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Does one know how to get car loan interest rates? I have a credit score of around 620 and can't get financed for a 2006 car and they told me the only way to get a loan was to pay 20% interest. I couldn't believe it could get that high.
Does everybody know where to get car loan interest rates? I have a credit score of around 620 and can't get financed for a 2006 car and they told me the only way to get a loan was to pay 20% interest. I couldn't believe it could get that high.
How could i get a low car loan interest rates ? If anyone has been in my situation and got approved for a car loan with bad credit, please let me know!
Where could we get a the lowest car loan interest rates ? I need an auto loan, car loan. My credit is not that great. Thanks for helping.
How can a car loan interest rates really work ? How much would I have to put down and how much would the interest typically be?
Where can i get a low car loan interest rates ? Is there a reliable source in getting an Auto Loan for a used car even though i have bad credit?
How does a low car loan interest rates really work ? How much would I have to put down and how much would the interest typically be?
Where can I get a car loan interest rates? pls help? I am 19, I have no credit. Never had any loans or credit cards. What is the best way to get a car loan with a low interest rate. Currently I have been approved for a rate of 7.25% is there any lower? Please help. Thank You
Are there any companies that specifically deal with low car loan interest rates ? Does anyone know if there are companies or car dealers that deal with just bad credit car loans?
Do you know if there is such a thing as 20% car loan interest rates? I have a credit score of around 620 and can't get financed for a 2006 car and they told me the only way to get a loan was to pay 20% interest. I couldn't believe it could get that high.
Could you tell me any company that specifically deal with low car loan interest rates ? Does anyone know if there are companies or car dealers that deal with just poor credit car loans?
Does anyone know if there's such a thing as 20% car loan interest rates? I have a credit score of around 620 and can't get financed for a 2006 car and they told me the only way to get a loan was to pay 20% interest. I couldn't believe it could get that high.
Hi, do you know if there's such a thing as 20% car loan interest rates? I have a credit score of around 620 and can't get financed for a 2006 car and they told me the only way to get a loan was to pay 20% interest. I couldn't believe it could get that high.
How could we get low car loan interest rates ? Can you hel me? Thank if you can provide help.
The lowest car loan interest rates? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
How to get a low car loan interest rates ? any help will be great. Please help.Thanks.
How do you get lower interest rates on car loan and credit cards? My credit isn't the greatest but would like to take advantage of the lower rates.
Does having a cosigner affect my interest rates on a car loan if my credit is bad? I'm a single mother just finishing up nursing school. My credit isn't great, but my dad (who has perfect credit) offered to co sign a car loan after my vehicle died last week. Will that get me better interest rates? The dealer we are looking at is offering 0% financing right now. I'm wondering if it's possible for me to get that deal.. Do they look at both credit scores or just mine???
Who has the lowest new car loan interest rates for 72 mo? Who has the lowest new car loan interest rates for 72 months?
How to get lower interest rates on my car loan and credit cards? My credit isn't the greatest but would like to take advantage of the lower rates.
How can I get a car loan with great interest rate? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Where can I get a car loan with great interest rate? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Can I get a car loan with great interest rate? what company provides good costumer services and great interest rates? I have okay credit were some companies myght use it against me. Can some one help? What are the steps I have to take to getting a car loan to buy a car from a friend at $15,000.00 if I don't have the cash to pay?
Where can I find the lowest interest rates on a new car loan? thx? I don't want to go with the dealers financing, it seems kind of high interest.....
how do I find the best interest rates on an after bancruptcy car loan? I have heard I can expect to pay 19% or higher at best
How did the interest rates on my car loan go up? Initially I was pre-approved at my bank with a fixed interest rate at 6.24%; for the loan amount of $14,000 just under me without a co-signer. It turn out it cost more for the car than I've expected. So the finance officer at the dealer said my bank won't give me more than what I've asked for. I thought that was weird. So I went with their bank with my dad as the co-sign. The dealer did his thing and came back with a interest rate at 10+%! Now just to let you know, my dad has good credit. My dad has never miss any mortgage payment or any of the two car payments he has. And I my self have a credit score of 663 which is good itself. I've have been making payments for my previous car for more than three years on time. What should I do?
What is the maximum legal interest rate for a car loan?"? I was wondering what the LEGAL Max. interest rate for a car loan in the state of Texas is and how does it compare to other states? I have heard it is 18% but I am unsure.
How much is the interest rate for Personal Loan and Car loan in Dubai banks? How much is the interest rate for Personal Loan and Car loan in Dubai banks? What is the maximum available tenure for expats?
My friend is trying to get a car loan but the interest rate is 21%. He had a past due student loan that he? paid off. What can he do to get a better car rate? What can he do to get his student loan default off his credit report?
Borrow loan from bank to pay off car loan for lower interest rate? I currently am financed for 8.85% for my auto. I bought it in 2006 and matures in 2012. I have about 15K left to pay. Should I try to borrow a loan from a bank for 15K to pay off my vehicle if they lend me money at a lower interest rate of 8.85%?
Car loan interest rate for young individual? Im planning on purchasing a car from a private party. The car costs $16,000 and i will be putting $13,000 down, so i need a $3000 dollar loan. The only issue is i am only 20 years old. My credit score is 743. How difficult will it be for me to get a car loan, and what kind of interest rate can i expect to get? Also i won't have a co-signer.
what would be an normal car loan interest rate with no credit? what would be the normal or highest interest rate for a car loan with no credit? im thinking of getting a 2007 altima with a 4000 or 4500 down payment. thanks for the answers.
Getting a lower interest car loan after 9 months? I purchased a new car (2007 Toyota Corolla S) back in October of '06. It's been about 9 months now and I'm ready to get rid of this high interest loan (10.09% OUCH [it's my first new car, I was 20 when I bought the car with a credit score in the low-mid 600's] ) What are my options as far as getting a lower interest loan? Should I try to talk to my current lender (is that even a good option)? I just want to lower my interest rate and, concequently, my payments, without extending the loan period.
What is a good car loan interest rate? I'm planning to buy a 2005 Nissan Altima for $8500. The dealership is still running through their banks to find out what my payments would be and stuff. I'm also checking with my own banks, and my parent's credit union to see what I can get. I really have no idea what I should be looking for in an interest rate. I don't know what's too high, or what is ideal. Of course I'm going to go with whatever is lowest out of the banks, but I want to know what to expect before I sign those papers. What should I expect for an interest rate? I owe almost $3000 on my credit cards. I have a $5000 student loan that I haven't started paying yet (because I'm not done with school) and my credit score is almost 650. What's a good rate and what should I expect?
What is the maximum legal interest rate for a car loan?"? I was wondering what the LEGAL Max. interest rate for a car loan in the state of Texas is and how does it compare to other states? I have heard it is 18% but I am unsure.
How can I find the lowest interest rates on car loans? I was told I could shop around and find my own financing besides the dealers.
Is the interest rate paid on an car loan deductible for self-employed? I am maybe taking on an car loan with high interest 17.9% I really like/love this vehicle, and although the monthly payments are high, if the interest /finance charge I pay yearly on it is tax deductible, I will do it. (Last year I had self-employed health insurance at $330.00 per month--total tax write off). Is optional coverage for Credit Life...or Accident & Health on this vehicle covered as deductible as well?
My Credit score is 714. Can I get a car loan? And what interest rates will I be looking at? My "Dream Car" is $14,000 from a private party. My score is 714 from experian. I make around $1600 a month, but I just got hired to this job a week ago. So my employment length is not long at all. I have lived in the same address from the last 7 years. I am 18, still live with parents, so no real monthly bills except for my $30/mo cell phone bill. I just paid off my credit card debt. Thats basicly all my tiers, will I get approved? What interest rates should I be expecting?
Can anybody suggest me which bank should i go for so that I have a low or lowest interest rate on car loan.? I would like to know which bank offers the best lowest interest rate for Car Loan.I live in Dubai.Help Out!!!Thanx
Alabama car loan interest? What is the maximum interest rate on a car loan in alabama?
How do you calculate the interest rate on a car loan? If the interest rate (as an example) is 18% on a loan of $8000 what would be the monthly payment over 60 months and how do you calculate it?
How can I lower my interest rate on my car loan? Price: 25K Downpayment: 12K Make: Toyota Model: Solara 2006 Interest Rate: 8.9% (kinda high for me) FICO: 680+ My monthly payment is 254.72 and I owe less than 11K on it. What can I do or say to lower my interest rate or is there a better car finance anyone could recommend? Thank you!
What is the interest rate for rolling over negative equity into a new car loan? We are looking to trade in a car in which we have $3,000 negatvie equity onto a new car loan of $11,000...making the financing $14,000. Assuming perfect credit, what impact does this typically have on the interest rate of the new car loan, if any.
Can I get a lower interest rate on an existing car loan? I purchased a new car approximately 6 months ago. My payments are always on time so is it possible to get the bank to lower the interest rate I'm presently paying on the loan? Please help me!
They offered me 17% for a car interest loan, if my parents cosign can I get that lowered, how much? My fico score is about 640 and my income is $21,000 for a $17,000 loan. My parents have excellent credit and good jobs. Will the interest rate be lowered by much if they cosign?
My friend is trying to get a car loan but the interest rate is 21%. He had a past due student loan that he? paid off. What can he do to get a better car rate? What can he do to get his student loan default off his credit report?
What is a reasonable interest rate for a used car loan? I plan on purchasing a used car from a local dealer, and go shopping at several car dealerships. What is, in your experience, a reasonable, most used interest rate for the car loan financed through the dealership?
Are interest rates on car loans up or down right? Housing market loans? What is about average rate for a loan these days?
where can i apply for a car loan with somewhat fair interest rates and basically get accepted even if...? i have not much credit history and i am starting a new job next week.
What interest rate on a car loan can I get if I have good to excellent credit? I want to buy a used honda and will need to finance. My credit is very good. How do I know if they are trying to screw me on the interest rate?
what are my options on a high interest rate on a car loan, my credit is not good, so refinancing is impossible My credit is fair and the banks won't refinance my car loan wich is now @ 24.95%, this is too high for me. i need to know what happens is i turn the car in or what other options do i have?
What is an average interest rate on a car loan for someone with a credit score of 745? My credit score last I looked was close to 750. I'm about to pay off a couple of loans I have in the next few months so that should bump it up a little more I'm hoping. I'm interested in purchasing a new vehicle. Vehicle price is about 21K and I plan on putting 10K down. I'm looking at financing anywhere from 3-4 years. Can anyone tell me an average rate someone with my credit score putting that amount down should expect in an interest rate. Thanks
1/30/08 - Are car loan interest rates on the decline? Want to buy a car - read that the national average is 6.5% - if they are on the decline, I'd rather wait for a while, of course...
what is a fixed interest rate on an car loan? is the interest applied to the total loan or the monthly payment? whats good and why?
Current interest rates on used car loans? Im in the market for a car. Of course Im looking to finance it. I was curious to see what kind of interest rates some of you may have locked in with a credit score between 720-850. About 18-23k financed for 72 months.
Is credit card interest the same as regular loan interest. Credit car 7.9 vs loan at 8.5 ? I can take an advance on my credit card at 7.9% or get a personal loan at 8.5 %. Does the credit card interest rate work the same as the loan interest rate.
Can I get a low interest rate on a used car loan with a credit score of 659? If so, how low could the APR be? I have a credit score of 659 and would like to buy a used car? What kind of interest rates am I looking at?
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