Overhaulin' - Car Title Loan Companies Knowledge Base

Car Title Loan Companies Knowledge Base

What happens if you dont have a zero balance at a car title loan company by the 12 month period? I took a car title loan out on my car at Titlemax in Sept. of 07. I still have about $400 left to pay back! What can I do if I cant pay it all by Sept.? Can I refinance the loan for the amount owed, and turn around and give it back to them? Or do they keep my car???

Where can I find out how to start a car title loan company? I want to start a car title laon company, but my partner has a felony on his record. Is it legal for him to be on the paperwork? Where do I go to find out how to start and legalities. Thank you.

What happends to a car title loan if you file bankruptcy? Would I still have to pay the title loan company? Could I keep my car? Help!

Has anyone ever used a car title loan company? My credit score is not very good and I am trying to get a loan to pay off some of my debt. I was wondering if anyone has ever used something like this and what kind of experience they had. Thanks for the help!!

Anyone know City Loan Long Beach car title loans company? I'm in desparate for money. I searched around and found this company which offers car title loans. They have pretty good reviews, but I want to know if anybody has dealt with them before? Thanks!!!

Has anyone ever used the cashpoint car title loan company? What was the interest rate and terms? I was considering using this company for a short term loan, but I do not want to end up paying them double my loan amount or more. I was looking for about $1200-$1500. But I have used the "payday" loans years ago, and vowed never to use them again. They're rates were worse than a loan shark!

Does anybody know a legit car title loan company? I was going to try out LoanMart but before I submitted my info I decided to take a look at a few reviews and wow did taking a few seconds of my time save my ass. LoanMart is totally out of the question, since this is my first time looking for a LEGIT company it seems quite impossible. If anybody has any type of experience with this please let me know. I would really appreciate any info you can give out. Thanks

How would an online title loan company know if my car is broke? Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?

In the state of Idaho,where to look for how,what,etc of defaulting on a Car Title Loan? Need to know the specifics on the what,how,why,where,etc of if a consumer defaults even once on a Cat Title Loan through "Northwest Title Loan Company".Subjects such as consumer rights,car being took back by company,etc.

Can I Sue A Car Title Loan Company? I have an Issue with The Current Loan Company Sending my Title Back to Me. I paid the loan off 2 months early. And Didn't have a problem paying it off. I Just want my title back. I have fines now getting my Tags in Mo. I'm having nothing but issues with this. Now I can't even drive my car. They Keep Telling me I can trace my title in the mail to see if its been processed. And they Tell me it hasn't. The Loan company states that I should have had it by know, but I don't. What can I do? Can I Sue them for losing my car title?

I have car title loan.They're charging astronomical fees, & It's impossible to pay the loan off. What can I do I live in cola, sc and I can't seem to get any help with my problem. I took a loan out on my car, due to I was unemployed for 2 months, and I had to pay my rent. I'm now gainfully employed ,and I need my car. It seems that all the Car Title Loan company is trying to do is take my car. They charged me $169.00 late fee, making it impossible for me to pay them. My payments are $214.00 a month on an $800.00 loan. I've already paid them $600.00 but nothing has been applied to my principal. I'm not trying to get out of paying the loan, it's just that it seems that I'm never going to be able to pay it off. I never knew that they were allowed to charge such a high percentage on the loans (360%). I'm never going to be able to pay this off, and everytime I'm late I run a risk of getting my car repossessed. Any information, comment, assistance that anybody might be able to provide will be greatly appreaciate. Thanks! jam

My wife has gotten a car title loan and defaulted how can i get them to repo the car so i can buy it back? The title loan company is in VA i can't think of the name but they show a million commercials except when i looking for that commercial...lol

is it legal to sell a car you have taken a car title loan on and the loan company has the title? back in the day i had a car took a title loan out on it, the loan company kept the title till i paid the loan but instead the car was sold and then later picked up for non payment, the buyer knew about the loan, was it a legal sale

Legal question re: car title loan/impound? My boyfriend and I took a title loan out on our fully paid off SUV. We pay interest only every two weeks, with a balloon payment at the end of six months. Last week my boyfriend got pulled over and the Phoenix (AZ) police impounded his car. Because the title loan company has a lien on our car, they were contacted, and they paid to get the car from the impound lot. Now they're trying to say that we have to pay them every cent plus a bunch of extra fees totaling approx $1,900 (the loan was for $1,000 btw)-and they want us to pay it NOW or they're threatening to keep the vehicle. We are not behind on our payments; the next payment of $67 is due Friday. We haven't defaulted on the loan, but I know these companies have tons of ways they work around state laws and loopholes. We are in Maricopa County, Arizona. Does anyone know if the loan company is in the right here? Thank you.

What's a good Car Title Loan Company in Houston Tx.? No credit check?

I got a car title loan, not from a bank but one of those "car title" places and couldn't make my 1st payment.? It couldn't have hit worse timing! I got a car title loan on a Wed to pay my $5,000 insurance deductible so I could take my son to the hospital and on that very Friday, lost my job. I did get a new job but I didn't even get my 1st check until a week AFTER my 1st payment was due. This company has been awful. She called me the day after it was due and said she was coming to get the car. I asked for some more time and she just wouldn't give it. It is a 20k car and they gave me a 7k loan on it. Personally I think they WANT the car back! Obviously they would sell it and make money off it! Well, I finally got something worked out to pay it off on this Friday, in 3 days. The manager called me tonight and said she is going to get a court order and have the police come get it tonight! Can they really do this? She knows they will have the money on Friday. She knows I am getting the loan. I would die if the police showed up at my home. Has anyone ever been in this situation with a car title loan company? Are there any attorneys out there? I could really use some advice. I worked really hard for this car and would hate to lose it because I came into tough times. Oh and I don't need anyone telling me, "you should pay your bills and you wouldn't be dealing with this". I do. I am not even 30 days behind. It was rough with my son getting ill and losing my job. And, I live in Indiana if anyone knows of any special laws here! Thanks!

can a title loan company sell a repossessed car for more than the balance on the vehicle.? if someone were to take a title loan out on their car for $1,000 and forfeit the loan with a balance of $800 can the company that repossessed the vehicle legally sell it for more than the balance on the loan? utah

How do I sell a car with a lien on it from a title loan company? The car is worth $18,000... The title loan only $4,500. Can I get a buyer to meet me at the title loan office so that they may be confident this is not a scam? Is there something a title loan company can do to note that the lien is paid in full? Does the buyer have to pay cash? Or can they finance it? Will the bank or the buyer wait to get the title back?

What do title loan companies do when they cant find your car? The tow truck company told me they were gonna press charges of theft against me but that was about 7 months ago I thought debtors jail went out a long time ago. and that this was a civil matter. a officer also told me you cannot steal a car that has your name on the title and if it was that easy they would never send out a repo man they would just call the police when ppl defaulted Let me point out the obvious. I took out a title loan. Lost my job and couldnt pay it anymore....now to the story....They tried to come get the car but the man couldnt get to it because it was in my backyard and i stay on a big hill and he couldnt get his tow truck back there. my dads dodge ram was in the way....so the man said move his truck I said no my dad doesnt let me drive his new 2010 truck and then he said i will call somebody to move it. I said go ahead but he never did. I went in the house and went to sleep and he left. and called me about 20 times that nite.

can a title loan company tow your car from a private lot, if you are behind on your payments? my car was towed from my private parking space, because i owed illinois title loan money, is it legal for them to come on a private lot and tow the car.

Can I get a short term loan from my bank with my car as collateral? My car title is free and clear. It's a 2002 Olds Alero. I've heard bad things about title loans from local title loan companies. The problem is my credit is not too great. My car is worth way more than I want to borrow. I only need around 300 - 500 dollars. Is it possible to qualify for a loan with the car as collateral?

Car Title Loan - how much will it cost to pay back? I'm really low on $$ right now - I cant even buy groceries and other essentials. I'll have a little extra $$ in the next couple months, so I am thinking about taking out a title loan on my car - I havent spoke with the Title Loan company yet, but I'm wondering about how much it will cost if I get a $250 loan? Does anyone know about how much the pay back amount will be? I've never got one before, but i know they can be spendy, especially if you dont pay them off right away. I am really needing the money, so I am really considering it as I have no other options a. So, $250 is about what I need, should I expect to pay back at least $300? Thanks everyone for your advice - I called the title loan company and actually, it isnt as bad as i thought - for a $250 loan, to pay it off would be about $312 (25% of loan). Still a lot of $$, but desperate times call for desperate measures. Thanks everyone for the info though, I do appreciate it...

car title loan??????? I have a car but hte title is in a small title loan company's hold see my husband went and took the title without my knowing it and put a loan on it for 500.00 2 years ago and i just found out about it we have been seperated for 5 months now and i am wanting to sell the car which i have but he will not pay the loan off plus i signed the title a few months before on the back like he sold it to me to keep him from taking the car but the title loan place looked over it or didnt care unsure can i get the title back and if so will i have to pay or was they in the wrong for taking it since i signed it it was in his name though but i did sign the back like i bought it they have not contacted him that i am aware of.

defaulted on car loan credit union collected from loan default insurance company, who has car title? Defaulted on car loan, credit union paid off by loan default insurance; who has the title to the car?

Companies ?!?!?!?!?!? Car title loan Companies ?????

Got my car repoed from a title loan company? This morning i wake up with my car on the tow truck. But the idiot the towed the car draged my car from the front wheels more than 100 ft across my drive way. And he left skid marks all over my drive way and in the street . Ive taken pictures. Im sure my tires have bald spots on them cause of this. I call the company and they said there not gonna clean the mess or replace the tires if there bad.im thinking on getting a lawyer. What should i do.

If I take a Car Title Loan and don't repay the loan and take the car to another state is that a crime? I took a car title loan yesterday giving my car as collateral. I am thinkinbg on moving to another state for job purposes. Do I need to give them the car or take the car with me? there is a big possibility that I mill default on the loan since I don't have a job offer in the state I am going to. Please note the loan was to help me move with the idea of finding work and repay the loan. But with the Downgrade of the S&P, I am afraid that I will be going for a long time before finding work Please advice on my option of the car. I know for a fact if I take the car to another state it sill be illegal since I gave the tiltle as collateral. Do I park the car in front of the business before I go? If I do that would I be persecuted by the Title loan company for breac h of contract? Please advice

Car Title Loan Default? My friend has been driving a vehicle that was used for a car title loan that has now defaulted. Her ex husband has the loan in his name, but both of them signed off on the title. The loan company won't deal with her (her name isn't on the loan so they won't make arrangements with her and he won't call them to add her name to the loan), he won't pay on the loan, and she no longer needs the vehicle. She has considered just driving it to the loan company and leaving the keys - but they have told her they don't want the vehicle either. Any suggestions would be appreciated.

Can you sell your car if there's a lean on the title? We owe a car title loan company..can we sell the car?

After payoff the car loan, which fields do I have to fill out on the title before send it to DMV? I just paid off the car loan, and the loan company sent the title to me, and it arraived at my home yesterday. I plan sending it to DMV 72 hour-processing center with payment of fee. Do I have to fill out or sign on any fields on the title before sending it to 72 hour-processing center? Or, do I just simply send it w/ fee to the center? 1) I am talking about California-DMV. 2) I do not plan selling my car to anyone. 3) I only want to remove the name of the lien holder from the title. 4) DMV website says I have to submit the title to DMV within 30days after paying off the loan so the name of lien holder will be removed from the title. 5) My question is sepecificlly focused on if there is any field on the title in where I have to fill out or sign. Or, I don't have to fill out or sign in any fields?

Have an car title loan with outrages interest. Is there a company that can buy my loan at cheaper rate? I hocked the title to my truck for some fast cash. But the balance plus outrages interest is due in 30 days. Is there a finance co. that buys theses types of loans for a lower interest rate and monthly payments.

What to do about title and car loan after divorce? My ex and I got divorced back in March 2008. In the divorce decree it states that the car we bought together would now be his and that he'd be responsible for the remaining balance on the loan. My question is, how do we get my name of the loan and/or title of the car? Do we need to contact the company the loan is through AND the DMV? Or just one or the other?

can you make payments to a title loan company even if you dont have the car anymor? About 2 years ago i took out a title loan for $1,500.00 and i didn't pay it off. I traded my car to a guy for another one and he took it even though i didn't have a title and he knew there was a lien on it. Can i still make payment? or what will happen?

Paid off car loan. Now how do I get title loan company didn't send me one?

what do title loan companies do when they cant find your car? The tow truck company told me they were gonna press charges of theft against me but that was about 7 months ago too bad im 20 and have no other property Ha Ha. You guys must be idiots....Just spoke with police. He told me they dont have the authority to press charges. It's their job to find the property.So suck nuts....biotch Yeah and I just re registered my car and paid the taxes...take that. and im am cute and as far as credit already destroyed. Thats why ppl usually go to get a title loan when they have bad credit idiot

Can someone under 18 buy a car if paid in full from a title loan company.? Would an adult be required to sign with him?

How can I get a loan on my car from a reputable bank? I lost my job, I am behind on my rent, and my credit is extremely bad due to a divorce. I am trying to find a way to get a lien on my car, which I have clear title to, for one third it’s value. I know there are auto title loan companies that do this, however I’ve researched and found out they are extremely high interest rates (300%apr on average), they don't offer enough to get me out of debt, and they usually end in repossession of the vehicle. How can I get a secured loan from a reputable bank using my car as collateral?

If I let the title loan company repossess my car, do I have to pay them still? Money is SO tight right now that I made the decision to take out a title loan on my 2nd vehicle with no intention of paying in back. I know they will repossess my vehicle and at this point I dont care because I know I cant pay it back & the vehicle is in bad shape. Nonetheless they loaned me $600. I then hear from a relative that if I let them repo my car I am not necessarily in the clear as they can make me pay the difference if they dont sell the car for what the loan amount was. Is this true and if so, why was none of that mentioned or why can I not find anything about that in my paperwork? Am i missing something? I dont want the car and dont want to owe them any more money if I let them repo it.

Can you get out of a car loan without the car being repossessed? My friend has a loan for his car and he does not have the title, the loan company technically owns it. He is discovering that he can no longer afford the payments and wants to get out of the loan. Is there a way to do that without waiting for the loan company to repossess the car? I am not sure if it matters but he lives in Pennsylvania.

Can a individual (not a company) loan you money and hold the title to your car? My husband and I need money to get caught up on a few bills that we accumulated when he was sick and couldn't work. We both own our vehicles and attempted to get a car title loan using my car title; my car is in way better condition than his. (I know they are risky and not good, but we really needed to pay these bills off). Everything was going good up until the guy tried to view the mileage on the car; it wouldn't work and of course they couldn't do the loan. I guess that's good, maybe it wasn't meant for us to get the money this way. Long story short, my dad offered to loan us the same amount of money the title loan was going to give us interest free and he will hold the title to the car, how does that work? We are expecting a settlement check in a few weeks and that's how we're prepared to pay this off. Do we sign the title over to him; lien wise..someone please explain this.

Can a collection company take my car if a loan is paid and title is clear? I have a collection company looking for a vehicle that the loan company cashed a check for. They even sent me a clear title. Now I'm gettin calls from a collection threatening to pick up the vehicle n take me to court. Can they do that? Or is it illegal?

Car Title Loan Question: How do i go about getting my car title back IF i gave it to the loan people who do? car title loans for $300. But i never paid the $300 nor did they pick up my car yet. Its been 10 months and Im not sure what company I went to. I remember they told they send the title to Austin,Tx ( i live in Dallas,Tx) What do I do???

who works at a title loan company that can give me and IDEA of what I will get for my car? of what amount I can get for my car. Its a 2008 Chevy Aveo, 80k miles, one dent in the back bumper. Runs perfectly fine. and YES I own it. Free and clear. Title in my name only.

My car was repossessed by the title loan company, can it be sold after only 17 days? I got a auto title loan in Wichita KS. I was late on my loan and after a month of no payment, they repossessed my vehicle on 05/18/11, I called them today 06/03/11 to get the amount so that I could make payment when I got off work and they informed me that I could no longer pay on the balance to get my car back and after ten days it is their vehicle. The lady on the phone informed me that I should have received a certified letter stating that. The problem is I never received a certified letter. Is this legit and can I take legal action against this company? I don't understand how your answer pertains to my question, Tim W.

My friend wants to take her car from the title loan repo lot, How can I convince her she will get in trouble? My friend just got enough to pay the title loan today, unfortunately while she was at the bank getting the money, the title loan repossessed her (other) car. Since she can't get it straightened out until tomorrow, or possibly monday (if title loan company does not recognize saturday for business) she wants to have her husband go to the title loan place and take the car and hide it at someone's farm in their barn. I told her that would be really foolish, she could get in LOTS of trouble! Please give me the heads-up on what can happen to her and her husband for trying this, I don't want her to make a bad choice! Thanks.

Voiding car title loan contract...? Ok so I have a car loan through a company. Kinda like a payday loan just got more and put my car as collateral. Anyways I wasn't home and one of the employees from this company came to my house. She knocked and my friend answers. He says I wasn't home and she returns 5 seconds later with a tazer and luckly he locked the door cause she tried to walk right inside. Anyways she walked in after my friend answered the door walking right past him. Clicking her taser while in the house looking for me using it as intimidation. She decides I'm not there and leaves. I have since put a Class B misdemeanor on her and I want to do something to the company as well. So I was wondering if anyone has any experience or knows any way to void my contract by what she did. There has to be something that has to be done about this.

i bought a car and a loan company has the title? i bought a car from this guy and at the time he said he had the title, but now he said a loan company has it. what can i do? or can anyone tell me what i can expect

can a title loan company refuse to take your payment? can a car title loan place,refuse to take payment

Can a title loan company really come get my car once I default? I live in the state of Florida where title loans are illegal. Because of this, I received a title loan in Alabama. I have now defaulted on my loan. The company calls me repeatedly all day but my car has been sitting in the same spot for the last three weeks waiting on them to pick it up. I don't understand why it is still sitting there if they have been so persistent in getting in contact with me. The reasons for not answering their call is irrelevant, I just want to know if they don't have the authority to pick up my car but won't tell me that. Thanks!

does title loan company have to notify car owner before repossession ...? once the bill / loan has gone to collections

I need a loan. Where in MN can I get a loan agaisnt my CAR with little or no interest for 30 days?? I saw an ad for a title loan company with no interest for 30 days but I can not find it anywhere. I need to use my car title to get a loan, not to get a loan for a car, thats all that comes up when I search it.

Question about buying this car...title loan? I am interested in a car. I saw it on craigslist, and the owners are bringing it up from another town, about an hour away from me. I've never purchased a car before or had a title loan, so I'm not sure how this works. This is what the guy selling it told me, and I want to know if this is a scam. He owes $280 to a title loan place (I'm buying the car for $1,200) I'm going to have my mechanic look at it first, to check it out to see if it's even worth buying in the first place. If it's a decent car like the guy says it is, then I'm going with him to the title loan place with his $280 and pay off his loan. I called the company that has the title and they said that with both of us there that it should take about 45 minutes to get the lein release after he signs the title over to me. After that, I should be able to drive the car and legally own it. Then I would give this guy the remainder of the $1,200 that is left after the loan, and be good to go. Does this sound right, or could this be something I should be weary of?

Is it possible to get a car title loan refinanced? I took out a title loan on my car a couple months ago and they gave me ridiculous interest rate (80%!), probably because I'm only 19 and have no credit but still. I've made 2 payments so far, and am about to make a third. Is it possible to get this loan refinanced through another company so I can have a lower interest rate? I'm not sure how it works with title loans because I'm not sure if they fall into the same category as an actual "auto loan". My loan agreement says there is no fees for early payoff, so if I had the remaining sum I could pay them today and there wouldn't be any additional fees. Not sure if that matters. Also if anyone knows of any companies that do this that would be awesome! Thanks :)

what do i do loan company sent me the title for my car but i have not paid the loan in full? the loan company has sent me the title to my car which is 2 months old i still owe 5yrs what do i do if i have the title already.What would happen if i stop paying

How long does a financing company have to send out a car title after the loan has been paid? The loan has been paid in full and its been three weeks. Should I sue them?

registering car in another state without car title? This is a stupid question but will ask it anyway; I currently live in PA and was wondering if I move out of state (for example, FL), am I able to get my car registered in FL, even though my car still has an Auto Loan and so I don't have the actual title yet? Does Loan companies restrict owners of this? Thanks

Where can I get a car loan for PRIOR Salvaged Title? The car I want to purchase was a recovered stolen vehicle with a PRIOR salvaged title which means: An insurance company pays a claim for a vehicle that has been stolen, the owner assigns the title to the insurance company. The insurance company becomes the owner of the vehicle. If the vehicle is recovered, the insurance company must apply for a salvage title. I can not find any one who will give me a loan to purchase this vehicle... does anyone know of anyone who will finance me?

do most loan companies make settlement offer? I got a title loan on my car months ago now the car is broken, the loan company doesnt want the car but i dont have the money to pay them back and i want to settle so my credit want get ruined. has anyone ever did a settlement on a loan? p.s.- they keep adding interest on a car thats not working and i feel they shouldnt add 300percent interest on a loan.

I got a car title loan on a paid off 2008 lexus and before my first payment was due the title loan company sol? I got a car title loan on a paid off 2008 lexus and before my first payment was due the title loan company sold my car and has yet to give me notice and so I am with out a car or money now... Please help

I was looking for the number for title loan for cash in des moines, iowa? It"s the place that you can get a advance loan and use your car title. Like fast cash companies.

If I get a car title loan for "car A" and fail to repay could the company take "car A and B"? i have multiple cars but want to make sure i'm not risking ne of the others... thanks!

Title loan company has lien on vehicle, I just wrecked the vehicle and insurance says it is a total loss? I just filed for chapter 7 bankruptcy and listed the title loan company on it, who gets the money from the insurance company? Also, if i decide to keep the car, do i have to give the insurance company a copy of the title?

what is the name of the company that refinances car title loans? I ran into some financial problems lately. Stupidly, I went to a car title pawn. Big mistake. I pawned my car title. I once heard a commercial on the radio that refinances car title loans. At the time I was not interested. Now I am. Does anyone know of a company that refinances title car loans? Is there a website? Thanks for your help.

Is a car title loan treated like a reg. auto loan? Same procedure on repo as finance company ; 3 months??

Can I get the new title for my car in Hawaii w/ the old title I just paid off in CA? I have just paid off all the car loan. I checked the loan balance at the loan company and they confermed the loan balance is $0. Now, they are signing and sending the tile to me by mail. This is good. By the way, I am moving to Hawaii w/ this car soon. However, I am not sure if I could receive the new title from CA-DMV before moving date. I was wondering if it's possible for me to bring the old title ,which is coming from the loan company, to Hawaii DMV directory after moving and get the new title from Hawaii DMV. The title arrived from the loan company to me yesterday. I see the loan company's signature at the bottom-right area of the certificate of title. This field says "Signature releasea interest in vehicle." Will Hawaii DMV accept it as the evidence of 100% of my ownership of this vehicle?

Ihave no title to my car due to a bankrupcy.,however the loan company only requested the return of one car. Is there anyway I could get a title for the car I have . Filed bankrupcy in 2001.

Question about Car Title.? Hello Experts, I am planning to buy a used car. But the seller still has around $3000 to pay for his Car Loan. He wants me to takeover the loan and pay the balance amount to him. Will this create me any problem? When will I get the Title from the loan company? How should I proceed in this case? Please help. ---Thanks for the response. He actually wants me to visit the Loan company along with him and take over the loan. So I will pay the rest of the amount to the loan company by monthly payments. Once I complete the loan, the company will the return the title.

I need help with a Car Title Loan.? I have a title loan in the amount of $1900. The payments are $459 every month. I closed my bank account due to some other payday loans before my first payment was due. I contacted the company via phone (left message) and email on several occassions asking them to contact me regarding my account and letting them know that I had to close my account and I wanted an address I could send a money order to for my payment. Needless to say, I never received a call or email back until my payment did not go through. I have since sent numerous emails and made several phone calls returning messages (I can't take calls at work) with no luck or help from anyone. I received a response letting me know that I owed $918 not $459. They are now saying that I have to pay $459 every 2 weeks, not every month. I don't see this anywhere on the contract that I signed. I have done some research on these types of loans and know that they are bad. I just don't want my car to be repossessed. I have some money to pay them, but not all of it and I would like some legal advice on how I can make arrangements to pay them and not lose my car.

car title question? i JUST bought a car. i received the title in the mail assuming it was my copy but i got a call from the car loan company telling me they mistakenly applied for the title in my name rather than their name. so the car's title is officially made out to me. they want me to bring the title by the office so they can fix the problem...... i have five years to pay on this car.... am i a bad person just for thinking of being evil.....?

I live in Hawaii. Car title for NY state, How can I get a copy of my NY state title from here?? Ok, I took a loan out for the car in 03, paid it off... I think the loan company sent the title but it got lost between addresses because i was moving constantly at the time and failed to leave a fwding addy... I'm in hawaii now... I need the originating state title in order to xfer it to hawaii state title... Can I do this from here? Thanx

got a title loan-had to do a bankrupcy-listed the company-can't get my title from them? got a title loan- had to do bankruptcy listed the title loan company on my bankruptcy-car has been total- need the title-insurance company only want the original title

Title loans and insurance claims if the car is totaled? I was just in an automobile accident recently and pretty sure my car is totaled. My question is, if my car is totaled, and my car title is in a title loan right now, do I pursue the insurance company to pay it off or at least to the point so I may recieve the title back? Note that this is the other party's inusance that I am having to deal with since the accident was her fault. Not my own insurance

How do I get lein on my car title removed from previous owner? Ive tried to reach the loan company on the title, but hit a dead end. What is the next step? i spoke to the previous original owner, she said the car was paid for in full in 1995, but does not have any paperwork .I dont need to know that Im an idiot for buying a car with a lien on the title. Its 12 yrs old, the car has definately been paid off. How do i get this lein off if i cant get in touch with the finance company listed on the title?

When you use your car title as collateral for a loan....? Does the company that gives you the loan actually give you your title back once you have paid off the loan? Or do they try to find a reason to keep your title and get your car?? I might get a loan using my car as title and I fully plan on paying the loan off but I am scared that they will not give me my title back.

what happens if you scrap a car that you have a loan with a title company..in indiana ...maybe ky? my wifes stupid nephew did this..i was told that ..defrauding a secured crediter was a felony..

does anyone know of a legitimate loan company where you use your car title as collateral? No crazy interest.?

Can a loan company reposses a broken car? okay i went to loan max and put upmy car title for money but the engine blew in the car and the loan is expensive to pay off so will they come get the piece of junk since im not paying on a car nots no longer running?

Loan - Lien on Car Title? Hello, I have a vacation home overseas and wanted to buy a car from here and ship it there (buying it locally is not an option). The problem is if I get an auto loan, the title will be in my hand but the bank will hold a lien. The problem is shipping companies won't ship the car unless u have a clean title. Does anyone know of any banks/credit unions..etc who wouldn't necessary require a lien or at least make an exception by giving me a letter that says I can ship it. Personal loans, which do not require a collateral have high interest rates and using an equity line of credit is not going to work for me b/c of the current real estate market. So these two options are not possible either. Any thought? Thanks in advance,

How do I re-title my car? Recently paid off the car and the loan company said I should get it re-titled.

How can I sell a car that has a lien on it and I don't have the title? The car is broke down and it costs more to fix it than it is worth. I would like to sell it for cheap but I don't have the title. I understand I have to still pay the loan company that has the title but is there a way to sell the car without a title? BTW... I live in FL and the loan company is in NC.

How do I transfer a car title to someone else when I still owe the car loan company the money the car is worth? I bought a car with my ex-boyfriend with my name on the car loan but he made all the payments. Now I don't want it under my name anymore because we broke up. Can I just sign the title over to him somehow and have him continue to make the car payments. Do you know what the easiest way is to transfer the title to his name? Thank you for any help and advice.

What happends to a car title loan if you file bankruptcy? Would I still have to pay the title loan company? Could I keep my car?

Car repo on car title loan in NM? I took out a car title loan with a company called Lighthouse Financial for 734.00. I was exactly 16 days behind on my payment and they took my car. No warning or anything, just woke up one day and my car was gone. I called them to ask what i needed to do to get my car back and they tolded me that i had 10 days to pay the full amount that i owed..which the qouted me 999.60. They is no way i can pay it in that little amount of time, I know they car is pretty much gone but my question is this..do they have the right to keep my personal items that were in the car at the time they took it. My son's car seat, stroller, clothing, My college books, ID and things were in the car when they took it. It seems totally unfair because if they had giving me any kind of notice that they were going to take it so quickly i could have borrowed the money from a family member or gotten my things out at least. What sucks is when they took it i was actually going to pay it the next day.lol. And Actually with the agreement i made they were not supposed to take posession of the car until my payment was 30 days in default. And i always made my payments on time. Unfortunately im not trying to make a sob story but my 18 month old needed an operation and was in the hospital so i was unable to pay on time.

Bought a used car without title, help please!? We bought a 2003 used car from a private party and paid in cash. The lady who sells the car said her title has been held by the insurance company cause she had no money to pay for the car loan. We went to the bank and witnessed her paying the rest loan for that car with the cash we gave her to buy the car. She said the bank/insurance company would mail us the title and we could do car registration even without the title. We got a selling receipt notarized and then got the car without title in hand. We also have a carfax report indicating that this car has only one owner but not sure if this owner is this lady(carfax does not show this information). From the carfax report we know this car was first purchase in another State. Then we went to the car registration office but they said they could not register the car without the title. We called this lady afterwards for quite a few times but she never answered the phone. We’ve got a bit worried now, is there any possibility that she is not the real owner of the car(steals the car from the real owner), and we got played by her? What should we do now?

Can i force the loan company to come reposses this car? I can't pay for it, and my ex isn't paying anymore. whenever i try to get money he flips out. i even have police reports from him threatening to kill me. It was stupid to sign for it, i know that, and i'm completely willing to accept the consequences of that. I've tried to sell it, but no one will buy it since the loan isn't paid off so i don't have the title. i've asked Chrysler for voluntary repossesion twice (in april and september) but they refuse. i've told them i'm not paying, but they are holding out either to ruin my credit even more, or because they think i will pay. I've asked them to reposses, i know they'll sell the car at auction and i'll have to come up with the rest somehow and i know that. i just want them to take it so i can start repairing my credit and i won't have to have any contact with my crazy ex anymore. So is there any way i can force them to reposses?

Car Loan for Salvaged Title....? OK I have about $5,000 negative equity on my truck... I found a PERFECT 2005 Hyundai TIBURON GT, 11,000 miles for $10,000... the reason why it was priced so cheaply is because the dealership purchased the vehicle from an auction by an insurance company. Apparently, the car was a stolen vehicle that was found after the insured person was paid therefore the car was salvaged... My question is, will I be able to get a loan for the amount of what the car should be worth $19,000 to eat up my negative equity I have on my truck? Will they even give loans on salvaged titles? So even if the car is in perfect condition... I have taken it to two different mechanics and the car was not in an accident I wont be able to get a loan. It is a 2005 with only 10,000 miles.... It is kind of far and I dont want to drive out to the dealership if its worthless you know? Ite car has everything... it was listed for $13,000 but they cant sell it due to the location of the dealership... the $10,000 is suppose to be a memorial day sale.... The car was salvaged because it was stolen and purchased from an unsurance company other than that the car runs perfectly... it looks perfect accept for a small scratch on the fron right bumper.... I would keep my truck but gas prices are ridiculous and I can no longer afford my truck.

I would like to acquire a loan using the title to my car. I need a long term loan not a short term.? This is a time sensitive issue. I need to know any companies that may be able to help within the Philadelphia, PA area.

I have a car loan with a company that has, according to the secretary of state in GA,"merged out of existence" Does anyone know the steps I need to take to make sure this does not end up as bad credit? And how do I go about getting the title to this car now?

this question is about title loans just say your still paying your bill what if you got rid of the car? the car is no longer running and it had to be moved off of a property that does not allow two vehichles can you get in trouble with the loan company and there still holding the title

My new car was totaled. The insurance company called and they want the car title. Do I charge them? The insurance company paid off my loan for the totaled car. Before the car was totaled, I had to pay approximately $300 for the title and registration fees. Is the insurance company resposible for reimburing me for the title? They called the other day and said they need the title to sell my car to a salvage company.

If I am selling a car that I have a lien on and the buyer is taking out a loan as well.? I dont have the $ to pay off the loan and get the title. Is there a way for the buyers loan company to pay off remainder and get title. So the car can be registered and insured right away. Oh.. Also the buyer has agreed to pay more than I owe. If the lienholder gets the $ what happens to the difference?

I just paid off my car. The Title came back with my former last name.? It also came back with an old address that I did not even live at when I bought the car. The purchase papers have my present town and not the address on the title. I have been paying my car loan with my present(maiden)name for 3 years. So the finance company is aware of my name as well as the DMV. Why would the title have my former last name and an address I was not living at at the time? They refunded some money with the correct last name and address. Do I have to do anything to have the title corrected or is it OK the way it is? I do not plan on selling it. I will just transfer it to my son in a year or so. Do I need to do anything now?

how do i get the title to my car? I live in sacramento,ca...my car is paid off and i would like the title to my car...Does the loan company send it to me or do i need to go the the DMV?

State accidently sent me my car title...should I hang on to it? I recently refinanced my car when my credit was finally fixed after someone stole my identity. The loan company sent in the paper work to the state. There was an error in the paperwork and the state sent the title to me directly with the check that the loan company had wrote to change the title. I now have the title to the car, along with paperwork asking me to make the correct changes…should I hang on to the title until someone asks me for it?

Is it right for a repo company to charge you to retrive the property out of your vehicle? A friend got a car title loan, fell behind, and the guy said they'd work with her and sent out a new bill that would have been due the 16 of november. Someone called from the company and she told them she was filing for chapter 13 later that night 11/09 they came and they repossessed her car. She filed chapter 13 four days later, and under chapter 13 law she is able to get her vehicle back. Unfortunately the car title loan company won't release the vehicle they think she is bsing about the chapter 13 and when she asked the towing company to retrieve her property they said she had to pay $35. Everything else I read on the internet said she doesn't have to because its against the law, so what's really the law? located in md

My finance company recently charged off my car loan.If I pay the balance off, shouldnt I receive the title? Oh & I still have the vehicle in my possession

Can anyone recommend a company from which to obtain an unsecured bad credit personal loan? My uncle asked me this recently, and I couldn't offer any advice. The only bad credit loan companies I know about are the payday and car title lenders.

I already have received the title to my car in my name. Can I get out of paying the loan? I have a loan for a 2002 Jaguar. The dealer sent me the title directly and never once has my finance company contacted me about the title. The state records indicate a clean titile, in my name. I do not want to hurt my creidt, but can I get out of loan?

buying a used car? help!!! / lienholder? I plan to buy a used car, but this guy still owes money from the bank and hasn't pay off his loan yet.. Currently, he doen't have the car title, his lienholder(loan company) has the title... Can anyone help me with this situation? If I buy this car, will I have any risk? What should I do to make this sale safe and quick? Please help! I need this answer soon..... thanks!!!! The car is registered in CA.

Can my car be taken from me for a person loan I defaulte on. I owe the car loan plus the person loan? I owe a car that I am still paying the loan company for. I got a personal loan that I need to put my car as colleteral. I defulted on the person loan and they sued me. Can they still come and take the car even thow they are the the 2nd lein company on the title. I owe more on the car then it is worth. So if they come and take the car they won't be able to pay off the car loan and personal. Please help me out. I live in Wisconsin I was told my the loan company that they will either take the car or they will garniss my wages. I would prefer to have the wages garnished, but not being at court I don't know my options.