Overhaulin'

Can I use my capital one car loan blank check as soon as I recieve it? I paid to have my capital one blank check fed ex over night. I just faxed all my paper work to capital one to activate the check. Could I go to a dealer tonight and buy a car or do I need to wait??

Is the Capital One car loan pre approval a scam? I ask because I recieved a pre approval in the mail, that was not requested by me, telling me that it was valid only on a certain date and to speak to a specific peson at a specific dealership. The man works there but was not available. I wanted to hear it from him that it was legit and all of the salesmen insisted that it was and wanted to " get me in a car" a little to eager being that they had nothing I would even want there.

Who is better, e-loan or capital one for car loan? Who is better, e-loan or capital one for car loan? I'want to bay car and finance with one of them! any expirience?? I do have fair credit 640

What type of credit score is needed for a Capital One or Eloan car loan? And what are examples of loan amounts?

Just got approved by Capital One car loan..wondering which car should buy! HELP? my choices are all used car...all around 25 to 30 1. 2003 Mercedes E320 around 27 to 30 2. 2004 BMW 525 around 30 3. 200X Mercedes ML55 AMG around 20 to 25 4. Range Rover around 33 top what other suggestions you have? i am looking for german, or foreign eurp cars, no jap or american cars, thank you.

Should I get a car loan from a bank (Harris, Chase,WaMu) or an internet car loan company (HSBC,Capital One)? I've decided to purchase a new Honda Civic EX and I don't want to go through the hassle to finance with the dealership since I know they'll only be jerking me around on monthly payments and deals and all the beauties that come with dealing with a dealership. So my plan is to get a loan, but should I go to my bank (Harris, Chase, WaMu, etc....) or am I better off going with one of the online banks or loan companies such as HSBC, Capital One or others? My aim is obviously a lower interest and an all around better deal. Thanks a million.

Will Capital One finance my car loan? I have not so great credit but also not too bad, its about a 629 score however, i have a charge off from about 6 years ago from a Capital One credit card that i got when i was 18. Ive heard that Capital one helps people in bad credit situations but im wondering if they'll hold that charge off against me. Anyone have any experience with this sort of thing?

who is better, e-loan or capital one for car loan? I'want to bay car and finance with one of them! any expirience?? I do have fair credit 640

I was approved for a car loan through capital one auto financing.? As I type this question, im sitting here waiting for my salesman to call me to come and pick up my car. But wait, he calls and says he can get me financed through the dealers bank for a lower interest rate. Does this seem fishy to you??

Can Capital One approve a car loan then take back the loan even after i have the car for 3 weeks? I bought a car from Chrysler Financial 3 weeks ago. Chrysler owed me a bumper so i brought it in to be worked on. the car sat in the garage for 3 days. then i got a phone call from them telling me that Capital One took away my loan after owning the car for 3 weeks. can capital one give me a loan, sign all the paperwork, drive the car for 3 weeks and then say there taking back the loan? whats up with that, i never had that happen to me. I now have to give the car back. i have all the signed paperwork stating that the loan was approved and the car is okay to take home. What can i do, i will be without a car if i give it back? I called Capital one and they told me that it was approved. then about 2 weeks later they changed there mind. it does not say contingent on the lender approving the loan anywhere. i was told that i got approved for the loan

I got a pre-approved car loan through Capital One and purchased a vehicle from a Honda dealer. Help? Now I get a phone call from the dealer stating very rude that i have to go back and sign another contract and that the bank has yet paid for the car stating that I did not get approved and that they have found some other bank to finance me. My question is am I binded by anything if not can i just return the car.?? They gave me the notion that I was approved alredy through the Capital One letter I brought in and I also told them that I did not want to run my credit. But now I am getting decline offers in the mail from them running it. I just want to return the car now. Its been about a month.

pre approved car loan for capital one?

680-687 credit score, was denied 8k car loan from capital one. Make about 60-70k/yr. why? what next? I work 7a-730p, so I have to be up by 545am to catch the bus and I usually dont get home until 830-9p. I dont live far from work, but I live in LA so there is always much traffic. My initial goal was to pay off my CC balance of 5k, in next 5 months have fico score go up and then finance car or save 5k pay car cash and pay CC off a little later, but taking the bus is getting harder and harder. So I went ahead and applied yesterday and was denied. I was shocked as my fico score is considered good and I have no delinquencies. My only problem is the CC balance of 5k out of 8500 limit, my score used to be 720! Anyway, what should I do? Comments welcome.

Does $10,000 car loan @ 6.99% from capital one consider high? What is the reasonable APR for car loan if you have excelent credit history? ( The car is not on financing)

what is the difference between new auto loans and new car loans from capital one? I need a motorcycle loan

Is it better to get a car loan thru my bank (Chase) or Capital one?? Why do I have a feeling a couple of scammers are answering my question????

Selling the car just paid off from Capital one? So I am selling my car because I'll be leaving the US in less than 2 months. The problem is that I just paid off my car loan and I currently do not have the title (pink slip) of the car. I'm wondering if i can legally sell the car without the title? i called capital one, they said the lien release is gonna be on April 14th. Does that mean I need to wait til that day to sell my car?

Does Capital one offer car loans in Canada?

Capital one Car Pay? I need to make a payment on my car loan but cannot find my bill, any of them! Does anyone have the number to car pay off hand, if not I guess I will call and wait forever to get it!

Capital One is taking me to court because i didnt pay their credit line. I didnt had a car loan but credi line?

Why does Capital One refuse to negotiate, when other banks/lenders will? I have an auto loan with Capital One. Always on time, and this is the 2nd car loan we have had with them. However I have been unemployed since April 2008 and took the time to inform them last summer when I realized things were not going to improve anyti

How come people who have filed Bankrupcy can get credit cards or a new car loan? My name is Alan and I am married with 2 plus children. I financed a used car through Americredit and I have a another loan through Triad Financial. At the time of purchase my wife was working. Together our income has been 60,000 plus per year. I recieved the news that my wife may loose her job at the end of June. Through a course of events the car that I got from Max Madsen has fallen apart. I owe $14,750 on the car and the car has been appraised for 2500 from car max. the car is 2 x 60 and 1 x 90 -- I have a van through Triad which is 1 payment behind. With all total debt I would say that I am in total debt of 30,000-40,000. I was recently in a carmax and they told me not to get another vehicle but to get rid of this car. I have been trying to find a car with rebates so I can apply the negative equity to the car. A salesman told me that he had a man that brought a capital one check for a car for 25,000 who just filed chapter. Is this a good idea. I am running in circles

Capital one check to purchase a car? I am planning to purchase a car with a capital one loan check. is this the same as me using cash to buy this car. Also if it is the same as cash and lets say the car cost 20000 how much should i look forward to paying if this check is the same as cash.

What are the potential consequences of lying about age on a car loan application? I am 17 years old. I earn an average of $400-$500/week in income, sometimes more. This is obviously way above-average pay for my age. I am a senior in high school, graduating in 3 months. I will then be able to work full-time and hopefully find a better job, making ~ $3,000-$4,000/month, before going to college either PT or FT next year. Anyway, my parents have refused to co-sign a car loan for me. I am not really sure why, and it bugs me. I already lied on a couple credit card applications and have two credit cards (a Visa and AMEX) in good standing. My credit score is just above 700. What are the potential consequences of, say, "mis-typing" the birth year on an online Capital One Auto Finance application for about $7,500? If I pay my payments on-time and in whole every month, will they care/investigate the matter further? Also, do they ALWAYS require proof of identification, i.e. driver's license, when applying for a secured/car loan? Thank you. Thanks for the responses thus far. I acknowledge the theoretical seriousness of this. However, in PRACTICALITY, if I pay EACH and EVERY month on time and in whole, even exceeding the minimum installment amount for a given month, will I get in trouble? NO defaulting, NO late notices, NO derogatory activity whatsoever. I was approved for a $10,000 loan at 11.5% for a used person-to-person purcahse. While this isn't the best rate, it isn't unmanageable, either. What if I paid even $700/month to get this thing paid off in 18 months? Thanks again in advance and for the responses thus far. Keep in mind this is for a person-to-person loan, NOT a dealer purchase. I wouldn't dream of trying to buy a car at a dealer. Besides the obvious legal reasons, they are a complete rip-off.

Where can I apply for a personal loan with 1 year old bankruptcy? I filed Chp 7 bankruptcy last year, also discharged. I have 4 credit cards all have been paid on time. I have a car loan through Capital One ($18k) also never late. Where can I apply and receive a personal loan. No payday loans...tried that, done that! I have tried American General they told me I had to have 2 years of established credit after my bankruptcy, I only have 1 year! Citifinancial and Beneficial Denied. I also tried my local bank, Citibank...no Luck! Any serious suggestions?? I want to apply for at least $5k. Can anyone provide specific loan companies?? Serious answers only please. I'm looking for answers, not jokes or personal opinions! FOUND IT....I RECEIVED A $5K CASH LOAN ON THURSDAY, JUNE 22. WIRED DIRECTLY INTO MY ACCOUNT, WITH NO EARLY PREPAYMENT PENALTIES!!! ANYONE WITH A BANKRUPTCY INTERESTED IN RECEIVING A PERSONAL LOAN. EMAIL ME FOR DETAILS...THIS COMPANY WAS GREAT!!!

Has anyone ever used the blank check loan from capital one for buying a car? How did it work out for you? And what was your credit like at the time? How long did the whole process take? I was looking to be in a car today, but it didn't pan out so now I'm hoping for next weekend. Its getting cold, so I don't want to walk anymore!

What are the easiest banks to approve for a car loan? Bank of America, Capital one, Wellsfargo, Chase ? Im goin auto loan shoping tommorrow so if you have experinced miracle auto loans please tell me?

How long does it take to get a car title back from Capital One Auto Financing after the loan balcance is paid?

Im currently in College and work and i need a car. The car i like cost $8,450? I have 2000 save up. I didn't get approved by capital one for a car loan. I just startled building credit this year. I just turn 18 on march and I have to jobs.. I work both part-time and keep up with school. What can I do. I really need the car This going to be my second car. I already had a first one

Can I get a car loan with a 597 credit score? My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know it's still low. Now I'm in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One...........I would prefer not to go through the stealership............any info........thanks

When shopping for a car loan, will all the banks who pull affect my credit score? Okay, so I just recently bought a car. I applied at two different dealerships. On the same day. At one dealership we physically went there and got approved for a loan through Capital One, but no others. They were jerking us around, so we found the same car at a different place and applied over the phone telling them that we got approved through Capital One and to check with them if we could buy their car. Well, we went with the place where we physically walked in and bought a car. Now, a month later, I have recieved bout 10 denied letters from the dealership where I did an application over the phone. I told him to only check with Capital One, not all of the loaning companies! Can I do something about this? If not, how will that affect my credit score? I heard that applying for a loan for a car or house multiple times in a short period of time wont have as drastic as an affect on my score compared to if I was applying for credit cards, etc. Is this true? Any help? Thanks.

What do you think of Capital One? I have lived in misery since taking a car loan from them. Any one else have similar experiences?

I live in Pa I want to refinance my wifes car I was able to get a loan throw capital one atuo finace they said I need to have the tittle in my name before They will refiance it its just in my wifes name right now so can I do that ? and how do I go about that? ( ps) The tittle is with other bank right now.

Planning to buy our car when the lease is up at the end of the month - can we negotiate? The payoff price appears to be better than what the same year/make of car would go for if purchased used from a dealer. The company sent a letter detailing the payoff amount, we would need to mail a check in that amount to them in order to purchase the car. Since this price is written into our lease, I thought it was non-negotiable...but, is it negotiable, say if we were to go to the dealership for financing? I am not good at "bargaining" or car buying, I would like to approach the dealership with confidence, so any tips would be appreciated! (Or, would it just be better to go a bank or Capital One for financing of the payoff amount?) Also, is this considered a "lease buyout?" - lease buyout loan rates on the Capital One website are higher than used car loan rates!

I need help finding a car loan...? What I have is the title to my 1993 Buick LeSabre, which is in excellent condition and has only 45,000 miles on it. KBB says its worth around $3,000. I was hoping to get a title loan, but my local bank does not do title loans on cars over 7 years old. I tried Capital One, but you have to take a minimum loan of $7500, and I only need about $2200. Is there anywhere I could get a loan using my car is collateral? I was going to use it to pay off my credit cards and then pay back at a lower interest rate. I already have full coverage insurance on the car. My credit score is a little on the low side, so I don't think I could do a personal loan. Any ideas?

Where is the best place to apply for a car loan? I am trying to get a car loan so I can buy a used car. I applied online at Capital One and they approved me of $19,000 but I read that I MUST purchase the new or used car at a franchise dealership which is the major dealerships like Acura, Honda, Ford, etc... but I found a few cars that I like that aren't franchise dealerships. What websites/places/banks offer loans where I can buy a car from just a regular dealership? What places have low interest rates? I've never done this before so any information will help. Thanks! =)

Planning to buy a new car, Bank loan or Dealer loan? I am planning to purchase a new car from toyota....i heard that auto loans that are not from the dealer have a way lower apr rate (capital one or HSBC). What would be the best way to go? loan with the dealer or a bank.

Personal loan to consolidate my debt or declare bankruptcy? Okay first things first, I have an apartment and I really don't want to lose it nor the stuff that is in my apartment, I am just at a point in life right now that isn't good. I got cut back on my hours at work and I'm only pulling in about 1300.00 dollars a month now, I was making more than double that. It's horrible and very upsetting. I have 27,900.00 worth of debt and this is a combination of a car loan, health loans and credit cards. I went to capital one and was going to fill out an application for a personal loan but they said it was by invitation only. The interest rate on CitiBank is too high. I really would like some advice, I know Bankruptcy is a low trashy way to get out of the debt I created but I was making more than this. Mind you I am 21 years old and by the time I'm 28 I'd have it off my record. So what do you think I should do and please do not recommend one of them prosper or other sites where people bid on your debt, I am not looking to get into that I just want a personal loan with a low interest rate. I have wonderful credit 750 and I always make my payments on time, it's just now I'm really starting to dig into my checking account and I'm getting worried with how fast it is diminishing. Also I have been filling out applications everywhere for a second job but no one seems to be hiring with this economy the way it is!

Can i get 2 car loans for 1 car? Can i get a small loan from a bank and use it as a downpayment on the car i really want... example. getting a loan from capital one for 6,000 using the 6,000 on a 20,000 car and get gmac financing for the rest of the amount

HELP with car loan & new loan? okay..I have an auto loan from Capital One that was made for 16,000 dallors..I have paid 11,000 on it so far, i was late about 2 or 3 times in the past 4 years.But what i was wondering was, i need 5,000 REALLY bad right now...is there any way,or is it even possible for the bank to some how put the 5,000$ loan,back on my auto loan???to where i would now owe them 10,000 instead of 5???? THANKS for your time

Easy Car Loan To Get? So I'm looking to buy a used truck 2002-2006 or so. I'm 20 have a credit score is around 670ish. I have 4 credit cards with 3 of them almost at the limit. I Have never paid anything late and have always paid my bills I'm very good at this. But my debt to credit ratio always kills me. Even though I always pay my bills and have never been late. Banks say I have to much debt. Is there a company that is easy to get a loan through?? Capital One maybe? IDK help please. Really need/want a new truck. Thanks everyone

Can I haggle with a capital one credit loan for a better apr? I just signed up for a blank check to purchase a new car. i signed up with capital one and got approved for 25,000 at a apr of 6 percent. Can I call them back and say that i am not happy with that offer and get a lower rate?

I have a question about a car loan i just had refinanced? I just had a car loan refinanced I had requested payoff amount of 1400, actuall payoff was somewhat lower. However, a mishap happened somewhere and now capital one is stating that they paid 15600 for the loan. I contacted Citi Auto and they agreed with me that is impossible, since when I opened the loan with citi a year ago it was only 15100 (original balance is less than what capital one is stating they paid for the loan now). Citi also told me that they have not received any payoffs from capital one or any inquiries. Now I am left with 15600 (2000 more than the actual payoff I got from citi minutes ago) sitting on my credit report. The worthless people at cap one are telling me there is nothing I can do. Is this true, is there anything I can do to correct this problem?

ayone ever get a car loan threw wells fargo? How whas it? did they charge you high interest rates? and where you satisfied with everything? Can also be capital one bank too.

Financed a car through Capital One, now dealer says I owe them money? My mother and I recently applied for a Capital One auto loan and were approved. We went to a dealer who was associated with Capital One and purchased a car. We signed a contract that stated the price of the vehicle, and total financed cost after sales tax, License fees, etc. and a $0 down payment that both the dealer and I signed. 1 week later we get a phone call from Capital One saying that no paper work, nor the blank check that we were given had been processed, and that the dealer went over the LTV limit (110% of invoice price). The dealer is now saying, we're going to have to pay the difference even though we agreed upon a $0 down payment. My question is, Who is liable for the difference? Since Capital One's requirements state that the loan cannot be over 10% the value of the car, yet the dealer wrote up a contract in spite of that and let us drive away with the car. We even double checked with the person who went over the contract with us, that we would not be asked to pay any extra cost after we drove away in the car. TL;DR Financed a car through Capital One with no Down payment at a dealer, one week later they say we owe them money because they went over the LTV limit, who's responsible, the dealer who overlooked the LTV limit?

A new car loan with a 13% interest rate.? I'm looking to buy a car soon and my credit score is about 617. I spoke to Capital One and they told me 13% APR. I don't know if its just me or does this not seem like a total screwjob. The loan term was 66 months and I make somewhere in the 50K - 70K range FYI. The question is, does anyone think I can get a much better rate with my credit or is this as good as it will get for me even if am a first time buyer? The car I'm interested in is a 2009 nissan murano LE. I've been working at my job for 5 months and I purchased my house 6 months ago.

Capital One Payoff Negotiation? I have two Capital One credit cards with a total debt of $1128.48. I need to purchase a car soon and have to get my debt paid down very quickly to so. How do I ask for a payoff when I speak to a Capital One rep – can I ask anyone who is a Customer Rep, or should I speak to someone specifically? Also, is it true that 1099’s only apply if the amount you save is over $600? (Before you comment, paying off my current debt is more important to my car loan lender than my credit score) Thanks, L I am behind, paying a small amount biweekly.

capital one one says i can only pay from one checking account? i'm trying to close out my capital one card and pay off the balance when i called they said the only account i can use to pay off my balance is my credit union account i don't use that account anymore i use a bank and i tried to give them the numbers to the debit card for that bank they refused to take it saying the only way they can accept a payment is from the credit union bank account and until i can submit a payment from there i have to keep the card active and pay interest. that account isn't open! what do i do i need to get that paid off because i just got approved for a car loan with AMAZING interest and stuff but you can have any cc bills to do that loan but if i can pay if off i can bring the car home tomorrow because that will take weeks and i need it done today! this is NOT for my bank this is for my capital one credit card my bank has money in it! it's the credit card that i am TRYING to pay and unless i walk to india to pay these people i'm not dropping off cash anywhere

Why would Capital One give me such a low spending limit? Alright, now I'm no newbie to credit. I may be 22, but at my last check, I had a credit rating of 750. I have a car loan in my name that has never missed a payment. I have a Best Buy credit account that I have never missed a payment on. I've opened a credit account for mine and my wife's engagement/wedding bands and that was paid off with no late payments. My credit account for my Best Buy card has a spending limit of $2,500. The credit account for the rings had a limit of $1,100. I applied for a Capital One Journey card - which gives people with little to no credit a chance to build it (I only applied because I was denied twice for a Target card). My question is, is why would Capital One give me such a crappy limit? Is it because of the card? I just paid it off today and I don't think I'm going to use it much (besides gas a couple of times just to keep it open). I forgot to add that the Capital One spending limit is $500.

How can I get Capital One to upgrade my platinum account? I've been reading conflicting accounts on this. How some say they called, and were able to get this done. Others even saying they got an invite from Capital One to upgrade into Capital One's reward system. I tried, and the woman I spoke to said such a thing was not possible. Ever. And if I wanted to join their rewards program, I would have to apply for another card. A little background about me, I had credit card trouble from 2001 to roughly 2004. Long story short, I got my act together in 2005 on. Have a few different cards now and other lines of credit (Paypal Buyer Credit, Newegg.com) and recently a car loan. My lowest credit score among the three is 702 the other showing me in the 740 range. To be honest, I don't spend enough to really take advantage of rewards programs. I mean I have Blue Sky from American Express since early 2008 and I'm still not at 7500 points (The soonest I could redeem for 100 bucks off a flight). Still, I'd rather have a card that would give me something back, than nothing. And the Capital One Platinum is for people who have a bad credit history. And while I appreciate the offer they gave me to pay down what I owed them, while offering me this card back in 2004, I don't use this card much anymore. Because I have other cards that do give me rewards. I'm not looking to apply for another card. For I don't need another card. But if there's anyway possible to upgrade my account, I'd appreciate any advice. If not, then I'll keep this card and use it for some bills every month like I have been.

Where can I get a small auto loan (under 7k) with reasonable rates? Banks tend to not lend less than $7,500. for a car loan. The rates for a personal loan are ridiculous! (If you happen to be perfect they will do 8.99% - at a score of 656 I am not perfect) Please don't suggest Capital One - they also have this same policy about not lending for these rates! In the dealerships they will give me a 9% rate (although they are making a kick-back there) I would like to come in with a loan. Help!

what chance do i have of getting a car loan from bank of america? ok im 19, i am currently unemployed and get unemployment just because i can..i know this sounds ironic for me to try to get a car loan..but i know my parents would pay definately help me out the only reason why they cant just get me a car is because theyre credit sucks..the only credit i have is with my macys card which ive had since july and my capital one which ive had since november. my credit score ranges from 648 to 704...so what do u guys think?!?!

What do you need to qualify for a $5500 car loan? I am 22. I've had three credit cards in my name, and a co-applicant (or whatever it's called) on one of my husband's. I have paid them all off several times. I just paid my Target & Capital One cards off. I'm not using them anymore. My third is a Bank of America with a $1200 balance on a $1500 limit. My husband's card is also paid off. I have always made my payments on time. When I checked my credit there wasn't anything negative. Do you think I could qualify for a $5500 car loan? I don't work--but this is new to me, I've worked since I was 16, have only been out of work for about four months. I'm too cheap to pay to get my actual credit score and honestly it's all really confusing anyway.

Has anyone ever applied for the Capital One car Loan and How Much where you approved for? I was thinking about applying for the car finance blank check thing, but i wanted to know if it's a good idea and how much some of you guys where approved for?

Which one should I pay? My mortgage or my auto loan? My credit is trashed as it is, so rule that out. I am late 23 days on the mortgage, but only 12 days behind on my car loan. The lender with the car loan is Capital One Auto Finance. If I pay the mortgage late, it will show up on my credit report, which is trashed, but if I could salvage anything it would be a late mortgage payment. I dont want the car repossessed though, it would seriously destroy my life, no means to get to work, etc.

Where to apply for car loan , less rate where co signer not required? As i am on work pemit which valid Jan 08 i am here in usa on work permit which started from April 06 and valid till Jan 2008. I am planning to buy a used certified car for $15000. I applied for loan at delaer but delaer is saying that he need a co signer for that loan as my work permit expires by Jan 2008 (he is offering 8.9% rate) and other option is a rate of 15% and no cosigner is required. Can any one tell me where I can apply for a good deal? I read about capital one finanace? Is it worth to apply there?

Has anyone ever applied for the Capital One car Loan and How Much where you approved for? I was thinking about applying for the car finance blank check thing, but i wanted to know if it's a good idea and how much some of you guys where approved for?

Who is better, e-loan or capital one for car loan? Who is better, e-loan or capital one for car loan?

Car financed throught Capital one ,cant afford repairs,car wont run,any chance of letting it go back ,? any way out of this car loan, car wont run,many mechanical problems,Can i let it go back to Capital One and what will that do to my credit, this seems a no win situation.

Best place to take out an car loan? I am looking to purchase a car sometime next year. I am considering a loan, but I am not sure of where to take the loan from. My question is which is the best place to take a loan out of: a bank, the dealership (some offer it), or through Capital One, any other options?

Are there any car dealerships that use Bayquest Capital Corp as a bank? Let me know!? I currently have a car loan with Bayquest Capital Corp and they specialize is problem credit. I would like to get a new auto but I need to know what dealerships use Bayquest Capital? I called them directly and they told me I would have to find a dealership that uses them. Can anyone give me some information?

Capital One Auto loan question + bad credit? The last time I checked my credit score it was 541. On my record it says I have a unpaid debt of $5,800. Can I get a Capital One Auto Loan with this type of credit?? Please help. I am currently paying off one car would like to trade that it cause it's just a horrible car!

If you apply for a loan from capital one, do you still need to put down a down payment? I was wondering if I applied for a loan through my credit card company capital one, if I applied and got approved for a loan to buy a used car would I still have to put down a down payment? At this momenet I don't have enough money waiting for income tax money just sent out this week, but my car has about had it and can't last longer,wondering if I apply and get approved, if I still have to put money down, I am looking at a cobalt around 10,000-12,000 dollars. How much for a down payment would I need??

i applied for a loan with capital one,does this mean i won't be approved i applied for a personal loan with capital one online today and was told my application was being processed and i'll hear something within 7-10 days is that normal procedures or do they usually tell you you're approved immediately if approved?i don't see why we wouldn't be approved as far as our credit scores go hubby's 660 mine 671 and we pay all credit cards and car note on time. what's the chances of us being approved for the loan?

has anyone applied for auto loan at capital one? i need auto loan for person--to-person used car. if you applied for the loan and got approval, you will automatically get a check in a mail??? can i void the check later if i don't need the loan?

Getting an auto loan direct from a lender rather than the car dealer? I applied online for an auto loan with Capital One Auto Finance (capitalone.com/autoloans) and got approved for a low rate. They sent me a Blank Check that I can just sign over to the car dealer and cut out the usual auto financing hassles. It lets me negotiate like a cash buyer and ensure a low auto loan rate. It almost seems to good to be true. Has anyone else had favorable or unfavorable experiences with Capital One online auto loans? Thanks!

Capital One Monkey Home Loan Commercial? I cannot find this anywhere. It is so funny! Yet, so true. This woman goes in for a home loan. She gets a monkey on her back. He/She (the monkey) keeps breaking things, throwing away money and tonight I seen a new ending tonight to it when the monkey sat there and threw a drink at a cop car. I want to see this commercial fully, but Capital One apparently don't have a site where you can check their commercials out. Anywho........ does anyone out there have it??? Can you like put it on youtube? Or.... if you know somewhere on the web where others can check it out, that would be great.

I just got an auto loan with capital one. 16.5k at 10 percent interest? This is insane. they say that there is no early pay penalty so im going to try to kills this loan by the end of this year. It is 16.5k loan. 36 months for 550 or around there. I forgot what they said. rent is free for me, i have a used car that will sell for 5k, i have about 3g's in the bank. i should just kill this loan asap huh. the reason why i want to get the car now is because the guy is selling his 2004 tsx for pretty cheap. For about 16.5k. Which I think is a pretty nice deal. Im going to do an inspection tommorow but another plan was maybe getting a credit union loan and kill off my 16.5k loan immiedately. My credit score is 685. Know a place with better rate hopefully?

What do I do for proof of income for a capital one auto loan if I just got back from maternity leave? I was just approved for a capital one auto loan because after having a baby we need an extra car, but today is my first day back to work after getting back from maternity leave. I put my income down as full time because that is what I will be working now but the most recent check stubs that I have are when I cut back on my hours in my last 6 weeks of pregnancy. Can I just use a letter from my employer stating my what my income will be and the date I returned from maternity leave? I also have my stepdad as a co-signer and he is a retired veteran and my mom gets social security, and that all goes directly into their bank account, could I just send in their last couple bank statements for proof of their income. Also, I have worked at my job for almost a year now, and that is what I put on the application, but I'm not sure how long I will be working there now because I might need a higher paying job, will it matter if I quit my job soon, like in 1 month and a half or 2 months? I was working the whole time I was pregnant, first I was working and going to school part-time, and I get paid as much to go to school as I get paid at my job and then I was working full-time, and then the last 6 weeks I was only working part time. I was only off work for maternity leave, about 7 weeks

Car Loan with no credit? If so, how bad is the interest? I'd like to get a loan for say, $35k, or even better; a blank check. Capital One I know does blank checks, but I'm not sure if they take people with no credit history. I have no credit history and I'm wondering if I can get a loan this way and what the interest rates will be like. Anyone know?

BUYING USED CAR FROM PRIVATE SELLER WHO HAS A LOAN ON THE CAR? I want to buy used car from privet seller who owns $12K on the car to Capital One. My plan is to write up bill of sale and both of us would sign it at notary office. I would pay him using bank check. SO, WHAT COULD GO WRONG? If seller doesn’t pay bank back can they take the car? What else I would by worried about? THANKS

Is there a way to get an auto loan for an older car (1995)? I tried capital one and they only have auto loans for cars dated 2001 to now. Should go through a bank rather than an online auto loan lender. Personal loans I was thinking about but interest is a little more.

Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit? I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it's some automated capital one number. The numbers 18006859508 and approval number is 451320233. It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home. This is almost to good to be true. My credit score is only in the mid 600's so I never thought I'd qualify for anything like this. I have been a customer of capital one for 2 years with a $500 credit card limit thats in good standing.

any one know what company does auto loans for cars older then 10 years old? i have a auto loan through capital one for a 1995 toyota. i was wondering if any other company did loans for cars that are older then 10 years old... any one know of any?

needing an auto loan from capital one? Ok, well ive had my credit card for about 4 months now. Before i used it i planne don making full payments every month, but i did the minimum payments. Last month i missed paying them because i lost my wallet and had to suspend my bank accounts and credit card. I do have enough money to pay off my credit card as it is maxed out at 500. But basically i need to get a car before i graduate in june. So im wondering if i pay off my full amount and start paying it off full every month and i save up for a down payment, what are the chances i will be approved for a 5k auto loan? ten points awarded

capital one car loan question i have a question. i want to apply for an auto loan for capital one. Once i submit my application...if i get approved...do they automatically send the blank check?...or do i have to tell them...that i approve of the loan amount. ALSO...if i decide not to use their loan ....can i just thro the check away?..or do i have to call and tell them im using someobdy else?

want to take out a loan for a car can you help? I want to buy a used car just to get around for school and work and stuff. decent maybe 2001. I need some advice on where I can take out a loan. I found this site for capital one loans but I realized it was only for franchised car dealerships and I might want to buy from a private dealer like on craigs list. I tried to apply for a loan at my local credit union but I wasnt approved because my monthly income wasnt enough. I had great credit too she said. Do you know of any sites online where I can easily fill out an application for a loan? And how does a co signer work cuz I might want to have my mom on there so I can have a better chance of getting approved.

Where is the best place to get a car loan? Credit Union? Bank? Dealership? Or a online source(E loan, Capital One, etc)

Can I get a car loan with a 597 credit score? My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, paid my bills on time, etc. in other words I grew up. I know it's still low. Now I'm in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One...........I would prefer not to go through the stealership............any info........thanks

Do I need to have my license to co-sign for an car loan? I am looking to buy a car and will be going to a dealership that one of my managers from work recommended me to. I guess he knows the guys there and we are hoping they will give my fiance and I a good deal. The car I'm looking into is a used 05 Kia going for $6,995 with only 25,000 miles on it. Since I don't have my license yet, the car will be going under my fiance's name and his mother may be co-signing for it. I guess my concern is that I don't want to go through the car dealership fr financing because I know that they may not be giving us a great interest rate. If I go to a bank, like CitiBank or Capital One to get an car loan, do I need to have my license in order to co-sign with my fiance? If I do, would it be smart to just apply for a personal loan instead? (I just established my credit.. and it's fair, I have a 681.)

Getting an car loan?. Help..? I am 19 and have a fair credit history...I have had a card with capital one for a little over six months now and currently have 5 other credit cards. I am currently $3,200 in debt but am paying off $2,400 off by the end of the week. For the hell of it I applied at lendingtree.com for a car loan and it forwarded my information to capital one and they denied me with a credit score of 627. How easy should I expect it to be to get an car loan when I pay off most of my debt and have a $1,000 down payment by the end of march? Any plans of suggestions?.?.

Whats the best car loan rate to apply for? I live in Chicago. So far I was approve for 7.9 APR on $17,000 car Capital One approved me 7.9 APR on a new $17000 car. Well, is there another financing company that can beat what they gave me? If so then I will apply for thier loan. I have very good credit and a decent job plus I live with parents, so I have no bills except cell phone bill.