Car Insurance Knowledge Base
car insurance? I am an international student in US and I am going to buy a car. However, I don't know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the company or how much it costs?
Car insurance? How much is car insurance? im 15 and im planning on getting a car when i can drive. or my parents are going to buy me a car, and i want a scion tc. it has 2 doors and my parents said the insurance would be expensiver. So how much is a 2 door insurance? because i want the scion TC but if its expensive then my parents won't buy me it :[
Car Insurance? I am planning to buy a used 1992 Honda Prelude for $2,700.00. How does the insurance work? Does the price of the car that I paid or the retail price, plays as a factor of how much I would have to pay monthly for insurance. What insurance company would be the best for a new driver with her G2 only? Does anybody have an idea of how much it will cost me (approximately monthly) for the insurance? What other fees or cost will I have to pay for?
CAR INSURANCE????????????? when buying a car i know you have to have car insurance before you drive up but does that necessarliy means they want know you have it but do they let you drive off the lot first or do you give the dealership the insurance money!!!!!!??????????????/
Car InSuRaNcE!!!!!!!!!!!!!!!? if i buy a cheap second hand car and want 2 get insurance on it, how much will it cost?? Am 17 and a learner driver.. im buying the car to help me drive better individually. thanks
Does comprehensive car insurance cover others not on the policy? My Brother has a full comprehensive UK car insurance. Can I drive his car and be covered by the insurance even though I am not listed on the insurance and live at the same address. I have a full UK license, he claims I am covered because he gives me the permission to drive the car which according to him is right. I have read the insurance policy but my brains are not big enough to understand that "given permission" part. If anyone can throw more light on this, it will be fully appreciated.
Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me? I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?
How does the whole car insurance thing work? I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.
Where do car insurance companies get your driving record in CA? I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I'm getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont' want to pay higher fees if its not necessary. Am I in the clear?
How does rental car insurance offered by credit card companies (when you use the card) work? I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?
What is the least amount of car insurance I need to have on a car that doesn't have a loan on it? I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance's insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won't raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won't be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance. Now, I am going to get insurance on a car that doesn't have a loan on it, and I am wondering how much insurance I need? What is the least amount of insurance I could get on my car, so that in six months I won't be high risk anymore? P.S. I live in Wisconsin, where it isn't illegal if you don't have insurance on your car.
How does car insurance work when driving other peoples cars? I have a 200bhp car and my car insurance provider (quinn direct) allows me to drive other peoples cars 3rd party as long as the cars not in my name. Does that mean I could drive a 400bhp car then and be insured or is it limited to cars under my insurance group?
How do you get proof of car insurance without a car? I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do? I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of Other Insurance." What is the age limit on a youthful driver? My brohter is 24.
What to tell car insurance agent to get lowest possible insurance? Hello, my son (20 years old) is about to buy a used car and I am trying to add him to our policy. The agent says he's gonna ask some questions about how he will use it. Obviously he'll use my answers to these questions to price the insurance for the new (used) car. What are somethings I can say that will get me the lowest insurance? Thanks!
Am I required to get rental car insurance if I don't have my own auto insurance? I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise? If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?
How does car insurance work when you get your license? I am 15 years old. I know that you can get your permit when you are 15 and a half. I turn 15 and 6 months in March of 2010. First of all, I would also like to know how a permit works. I am an identical triplet, my mom cannot afford insurance for all of us. We have a 1985 BMW and we are preparing mechanical alternations on it. How can we all have car insurance to cover our payments?
is classic car insurance better for a 1984 corvette or regular car insurance? im planning on getting a 1984 corvette but the insurance for it is a little too high.i just found out about classic car insurance but i really don't know much about it.but for classic car insurance,am i limited to a certain number of things like how far i can drive my car,when i can drive,etc?will the insurance actually be less or more for classic car insurance?and what is the best classic car insurance company i should go with?
How does having a roommate affect car insurance premiums and renter's insurance? I'm on a time crunch to get into an apartment, and I'm trying to move in with my boyfriend. My parents are concerned that having any kind of roommate, boyfriend or not, will make our car insurance premiums go up (because he could potentially use the car) and that their home owner's insurance won't cover my belongings under the renter's insurance rider we've previously used (simply because I have a roommate). Does anyone know what affect having a roommate has on car insurance and renter's insurance?
Where can I find car insurance for my situation? I've been without insurance for almost a year now. I canceled my old policy because I do not drive my car anymore and I'm selling it. So I finally bought a new car, and I am currently looking for insurance. But I haven't had any insurance the past year. Where can I get insurance?
What are my options for rental car insurance? I am renting a car for one month from Hertz. Their insurance is very expensive (at $25 per day, it adds $900 to my costs). I have already asked my credit card company if they offer auto insurance for a rental car. Do you have any suggestions on other options for inusuring a rental car for one month? I do not own a car, so I do not have any personal auto insurance. This rental will be in the United States.
Can my car insurance start the following month? My car insurance renewal is up this friday, however i am off on holiday for a month, so will not be driving my car. Can my insurance start in February instead? My car will be sitting on my driveway.
What's the difference between dealing with a car insurance company directly or a local agent? I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company's 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it's better to use an agent?
How do I find out my car insurance rates before I get a car? I haven't bought a car yet because a lot depends on how much insurance will be. I'm a 27 single female living in Boston, I've had a license since 18 but never drove so it expired and I recently renewed it. I don't have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.
What is the average cost of car insurance for teens? Hi my name is Evelyn and Im planning on getting my car soon. It'll be an old used car. Im a girl. 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?
How can I lower my car insurance if it is high because of bad credit? I have been told that my car insurance is high because of a bad credit rating. I am currently enrolled in a DMP to pay down some credit cards and I'm sure this is why it is so bad. Will any insurance company work with me to lower my rate? I currently have GEICO insurance bc it was the lowest I could find. I lease my car and always make my car and insurance payments on time.
Would someones 3rd party car insurance pay out if someone sued them? A woman gave a friend a run every week, a couple of weeks ago they bumped into another car, there was no damage to either car. Her friend the passenger claimed she had whiplash, she was off work for 1 week and is now planning on suing driver. The driver only has 3rd party car insurance and was just wondering if her car insurance would pay out to passenger or would she have to pay out herself if claim goes through?
Car insurance for temporary work in California? I have a 4 months of temporary work in California and I am thinking of taking my car. My current car insurance will not cover driving for work purposes in California. What is the easiest way to get car insurance for 4 months for California?
What happens if accidently I gave false information to my car insurance during the application process? I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS System. Pretty soon after that I discovered that my car does not have such a system. I would like to inform my insurance because I do not want to have problems in case there is an accident. But will they cancel my insurance if I tell them the truth?
What is the best car insurance around? I am planning to enroll my new car. I want a complete coverage but at a reasonable cost. I don't wanna be spending too much just for my car insurance. Help please...Thanks a lot.
Help with renewing car insurance when buying a new car very soon? My car insurance is due for renewal in the next couple of weeks but in June we were planning on buying a new car. What is the best way to deal with this situation? If I buy new insurance, do I just transfer it across to a new car and pay extra if it costs more? Will I have to stick to the same insurance company because a different car may cost a lot more to insure with them?
How do I buy car insurance for the first time? I am looking to buy a car for the first time and want to buy my own car insurance. I don't want to use my parent's policy anymore. How can I buy car insurance before I buy a car for the first time?
Do car insurance companies know when you receive a moving violation? When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already know this info and are they maybe testing me or do they really don't know? I've had two moving violations within the past 5 years and I'm wondering how to answer these questions when I shop for insurance on a new vehicle.
When a car insurance company sues will I get back my deduction? My vehicle was totalled by the other driver. They did not have car insurance and my insurance company is going to pursue them. How much will my insurance company sue them for and will I get back my deduction from them suing? No police were called to the scene can the other driver still get a driving with no insurance fine as well? That should teach him to drive without insurance.
car Insurance? i need help pickin out insurance for ma car, what would b the cheapest simpilist insurance? Im a teen 17yrs
What is the average cost of car insurance for teens? Im planning on getting my car soon. It'll be an old used car. Im 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?
What insurance is needed for rental car in California? My son leaves Ireland tomorrow Sat 17th Nov to fly to San Diego. He has rented a car to drive to Seattle - everything appears to be arranged. But I want to check he has adequate car insurance that is needed/required? He is over 25 years and has normal Travel Insurance.
Where can I get good rental car insurance? I don't have a car so I have no car insurance. Occasionally I rent a car, but I always get screwed with the rental company's high insurance premiums. Are there any insurance companies that provide insurance on a short term basis. I have a good driving record.
How long do car accidents affect my insurance rates? I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) insurance company just settled this claim. Is this going to affect my rates for five years from the settlement date or from the date of the accident?
How can I cancel my geico car insurance? I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months. Can I cancel my car insurance and get the rest of money back? Do they have any freezing method for these situations? If I cancel my car insurance, will they charge me some money? How do they calculate this? Need specific answer, Thanks.
How do I get car insurance over the weekend? I just bought a car and I have 3 days to get insurance on it, how can I get insurance over the weekend? Is there a place to get insurance online? or even possibly temporary insurance?
How much would car insurance cost for me? Im seventeen. And female. The car is a black 94 Jetta standard (if that has anything to do with it) Im just confused about insurance. People are saying it would be very expensive but I turn 18 in a month should I wait until then? Also people say insurance is cheaper for girls. Is this true? And what insurance company is cheapest?
Car - Insurance? I just sold a car. It has no insurance. The car is in New Jersey. It needs to get insurance in New York. Help?
Waht to ask car insurance company when discussing repairs to my car after accident.? I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire car, who will repair my car or declare it a write off, can I claim for travel expenses whilst without my car and also is it okay to continu driving my damaged car before it is assessed by them. Is there anything else I should ask?
How do I rent a car if I'm under 21 and don't have full coverage insurance? I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I'm 19, but they require full coverage car insurance, which makes sense, but the problem is I just have PLPD insurance. Is there a way I can temporarily purchase full coverage insurance from my car insurance company or what other options do I have for renting this car? Thanks!
Will my car insurance rates go up in a single car accident? Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch - car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalled car from the crash. Have been with the same insurance company with no previous claims the past 10+ years.
What happens if accidently I gave false information to my car insurance during the application process? I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS System. Pretty soon after that I discovered that my car does not have such a system. I would like to inform my insurance because I do not want to have problems in case there is an accident. But will they cancel my insurance if I tell them the truth?
How much is car insurance at the cheapest? I am 17 and I wanted to get a car. I am considering all expenses, so how much would insurance cost per month on average? What about the cheapest one? Why is the cheaper ones worse that the ones like State Farm and Geico?
How long does it take for a car insurance adjuster to give you a damage estimate? I have my car rear ended in a parking lot. There isn't a lot of damage but a good size dent. The other parties insurance company contacted me and I'm suppost to meet with a guy today to give me a damage estimate on my vehicle. They told me I could pick any body shop i wanted to get the car fixed. How long will it take him to look over my vehicle and give me the check to get it fixed?
Where can I get good rental car insurance? I don't have a car so I have no car insurance. Occasionally I rent a car, but I always get screwed with the rental company's high insurance premiums. Are there any insurance companies that provide insurance on a short term basis. I have a good driving record.
What do you think about Progressive Direct car insurance? I am purchasing a new car and for the first time car insurance. I've been shopping around online and Progressive Direct has the best rates for me. I also looked at getting Progressive through an insurance group in my area, which would cost $30 more per month for the same amount of coverage. Would it be worth the extra $30 per month to get the insurance through an insurance agency in my area? Have you had any good or bad experiences with Progressive Direct car insurance?
Why is car insurance such a burden on drivers? Car insurance is the only insurance that people are afraid to use. Its ridiculous. I mean if you are sick you use your medical insurance. If your house gets flooded you use your flood insurance. If your tv breaks down you use your tv insurance. But when you rear end another car you try your best to give them money to repair the car instead of using the insurance that you pay your hard earned money for? I'm sorry but doesn't this sound stupid? Isnt the point of paying for insurance is to use it when needed? Im sure all of use try our best to drive safe but when it comes time to use the insurance we try our best not to. if we have a scratch on our car we pay it out of our own wallet. These deductibles and price increases after using insurance is crazy. Anyways just my rant about car insurance. What do you guys think of it?
What do I do if my car insurance lapsed without my knowledge? I need to get tags for my car this month, only when I called my car financing company to see how much it is, they told me that my insurance had lapsed, and my registration was suspended!! I had no idea, because my cousin had gotten the insurance for me (we are now estranged, and I don't have any contact with her), and I was told by her the insurance expired in May. All my documments have been sent to her house (and she refuses to send me my mail) and I had no idea. Now, I'm terrified that I won't be able to get my registration back, or pay fines, because I just barely have enough to get new insurance and pay for my tags. I have no proof that she bought insurance for me through May or anything. Does anyone else have had to go through this? What will happen? Please help! Ok, in lieu of a really nasty post, I must clarify something. I was living with my cousin. Cousin paid for 6 months of insurance (she has a discount, and I paid her back). Since I was living with her, I used her address. We had a falling out- I no longer speak to her, nor have plans to keep in touch. However, she refuses to send me my mail. My address has since been updated, AFTER notices were sent to my cousins house. I was being entirely truthful- you just didn't read my post all the way through. please read through people's posts before posting nasty replies. It'll be greatly appreciated.
What to do when rental car got damaged and I dont have insurance? I rented a car from Enterprise and declined their insurance. I had credit card insurance. However I made a blunder of not initiating the rental in that credit card. While driving the rental car the tire blew out and the car hit the median and there is some extensive damage to the car. I am in deep trouble now as my credit car insurance will not work as I didnt initiate the car rental in that card. Is there any way that I can salvage this situation? Please help!!
What type of car insurance should I get in Michigan? I understand that Michigan is a no-fault state, and as a result everyone gets this PLPD insurance or something. I'm moving from Pennsylvania and had full coverage on my car for about $90/month. I thought PA and MI were both no-fault, but it seems different and the rates I'm being quoted for the same insurance in MI are higher. I'm so confused!! Also, right now I am on State Farm. I'm 25 but on my mom's plan, and I am getting married/changing my last name and I now live in Michigan so it is past time for me to pay for my own insurance. Right now I'm on State Farm, and there are agents both here and in PA, but their rates seem to be high.
What papers do you need for car insurance? Alright I don't know too much all I know is I'm determined, I want a car with car insurance on it. My dad has a car in which he is going to let me have and I am going with him next week to get car insurance. What papers do I need to present in order to get the car insurance because I want to be ready. I'm not sure what insurance I want yet but I believe he might be putting the insurance in his name and mine being that I am a young driver.
What's the difference between dealing with a car insurance company directly or a local agent? I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company's 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it's better to use an agent?
How do I get car insurance over the weekend? I just bought a car and I have 3 days to get insurance on it, how can I get insurance over the weekend? Is there a place to get insurance online? or even possibly temporary insurance?
What do I do about car insurance when I join the military? Do car insurance companies offer discounts on car insurance to those enlisted in the military. I'm going to be going off to the air force soon and I've decided i'm definately not taking my car. If I happen not to sell it either and just leave it at home, how do car insurance companies help with that? Do they give discounts to those away on military duty?
What happens if accidently I gave false information to my car insurance during the application process? I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS System. Pretty soon after that I discovered that my car does not have such a system. I would like to inform my insurance because I do not want to have problems in case there is an accident. But will they cancel my insurance if I tell them the truth?
How much does car insurance for minors cost? I have heard that car insurance for minors is very expensive, is this true? It would be very helpful if you gave some websites including average prices for car insurance for minors.
How to handle insurance issues when buying first car in California? I am an adult. I want to buy a car from someone who lives in town. However, I do not have any car insurance now. As I understand, you usually need to present your car to get auto insurance. How do I work out insurance issues during that brief time when I go pick up the car and then drive to a place to get signed up for insurance?
What UK car insurance companies will consider my Canadian driving experience? I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven't had my full license for more than a year (in fact I have had a full Canadian license for 8 years). The insurance companies also don't seem to consider that I have had no claims on my Canadian insurance for 8 years. Does anyone know of a UK car insurance provider that will consider foreign driving experience in their quotes?
What are my options for rental car insurance? I am renting a car for one month from Hertz. Their insurance is very expensive (at $25 per day, it adds $900 to my costs). I have already asked my credit card company if they offer auto insurance for a rental car. Do you have any suggestions on other options for inusuring a rental car for one month?
Car - Insurance? I just sold a car. It has no insurance. The car is in New Jersey. It needs to get insurance in New York. Help?
How much does my car insurance go up after my first ticket? I got my Drivers License a month back. Today I rented a car (and fortunately with a full insurance cover) and ran into another car and got a ticket that says "Inability to control car" or something like that. I'm planning to buy a car pretty soon. Could any of you give me an idea as to how much my insurance will be effected as a result of this mishap?
How will my car insurance claim work out? My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car's mine and I'm insured under it. I have already filed an insurance claim and I'm getting an appraisal right now. The car had extreme damage to the front (hood crushed, bumper torn out, headlights busted, grille pushed in, radiator cracked, and antifreeze liquid leeking out). The car is a 2006 Toyota Avalon w/ 24,000 miles on it. Is it possible that it's totaled?
What is the best car insurance company? I am looking for a car insurance company in georgia that will not break my pockets each month. I have a lot of tickets and two claims from an accident that I was in. Does anyone have a recommendation of a car insurance company that is not too expensive for someone in my bad shape?
What repairs will my car insurance cover? I never had car insurance or a car untill just recently so I dont know what good my insurance is, its just liability, the cheapest their is. How do I know if my car insurance will cover this repair?
How can you find out what car insurance company a person has? A friend of mine had their parked car damaged by a driver and the person that did it is not willing to give out their insurance information. There was a police report and unfortunately the insurance information was not captured. Is there any ways to find out what insurance company a person has? Maybe through the DMV or alternative? I realize they may not have insurance but it still would be worth to find out. The damaged car only has liability insurance.
Who is the cheapest car insurance provider for a 17 year old girl? By the time I get a car and car insurance, I'll be 17. I'm not sure if that will lower my quote any, but Progressive is said to be one of the cheapest and on their site it put me at over $200 (more than I can and am willing to pay, considering I know one of my friends' [who is 16] car insurance is like $160 or something). Who are some providers that are credible and priced reasonably?
How do I make an car insurance claim for scratches through car owners? I bought a used car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.
How much would i pay for car insurance? I live in NYC. I will be buying a 4 door car, probably a mazda. I had my license for nearly a year, im 20 now. I go to school and i work part-time as well. I live with my dad but he doesnt have car so i'm on my own with this one. My question is how much would i be paying a year/monthly? Btw this would be my first car, never had insurance, my credit is pretty good, and i dont have a record.
In what ways does buying a car affect car insurance premiums? I'm looking at buying or leasing a new car and am wondering how that'll affect my car insurance premium. Also, which features in a new car affect the premium. I have heard about red paint and sports cars causing higher premiums, but are there any other factors?
How can I get car insurance for a car not in my name? I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get car insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.
Can you buy car insurance the very moment you buy a car? Do insurance companies work that quickly? Can I phone an insurance company the instant I buy a car and say, "Hey, I just bought a car. I want to get insurance for it."? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I'm in trouble, right? I looked everywhere for this information, but I couldn't find it anywhere. Could somebody clarify this issue for me?
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