Overhaulin'
Buy My Car For Cash Knowledge Base
Is it better to buy a car $ 5000 cash or credit ? Hi there, I need to buy a second hand car, I want to spend $ 5000 max and I was wondering if it was better paying cash or adding the amount on top of my house loan ? A friend told me that maybe credit would be better coz $ 5000 is so small I wouldn't feel it on a 30 years loan. I prefer to buy cash, and it's out of the way. Thanks for the advice.
Companies that will buy my car for cash? I recently received a new car from winning a contest. Now I am left with a second car that I definitel don't want any more because it is older. I am looking for some companies that buy cars and I haven't had a ton of luck so I am asking here to get some suggestions!
Is it reasonable to ask for security deposite when someone decides to buy my car? Cash or Cheque? I would like to know if you have asked for deposit from a potential buyer before. How much should I ask? Should I take cash or cheque? Hi thanks for your reply. You mentioned about writing a receipt? Do I just write down the amount on a piece of paper?
We are about to buy a used car with cash. What is the best way to negotiate? My wife was in an accident, car totalled, we received a check from insurance. We are putting our ceiling at $14K for a used car. I've heard if you are buying in cash that you usually have more leverage than someone buying through financing. If this is true, say we want a car listed at 16K, what price should we offer the dealer to begin negotiations?
I would like to get rid of my car note...Should I buy a cash car and sell my note to Car Max? I would like to stop paying $426.00 for my 2003 Honda. I have about two years left. Lately I have been thinking about selling my car to Car Max and purchasing a older model BMW in the $2500.00 range. I am really tired of paying a car note. What should I do?
If I buy a car with cash will it improve my credit score at all? I know getting a loan and paying it off will help your credit score but what if I just bought the car outright. Does having assets help at all? This place wanted $4000 for a car and I talked them down to $2000 cash and they accepted. I just wonder if that helped me at all or did nothing.
How can I buy a car in cash at a dealer? I don't mean a used car. A new car.. I am going to buy a Porsche Cayenne turbo S in cash probably for my birthday.. And I am going to buy it in cash [yes I have money, my family is wealthy] None of my family buy cars like that because every year they get new more better cars. But I want this one and only this one because I don't want to be changing cars often. So what do I have to do? Just go to the dealer and tell them how I want the car and give them the money or how does it work? I don't want to ask my parents because I want to surprise them ; ] So please help! Thanks.
can i have credits if i buy a car by cash? I will get my SSN and work card in two weeks ,but i wanna get my car now. I wanna ask can i get credits if i pay cash to buy a car. I just been in USA for 10 months so Idk much about the credit thing. Could anybody teach me how to get credits here? thanks so much~
If I have the $ to buy a car with cash, but would it build my credit if I use a credit card & pay it off asap? I am just trying to decide the best way to pay for a new car. If I can buy the whole thing on a credit card and pay it off immediately, would this be the better choice than paying the full amount with cash (will it build my credit to pay with a credit card versus paying with cash)? If the car costs more than my credit limit, will dealerships let me pay the remaining balance in cash?
can you NOT have car insurance ? ? and if you buy a car in cash , what is the tax on that ? okay i'm new to America and i'm planing to buy a car for about 14000 in cash , do you need to get insurance ? and is the tax on cars the same as sales tax ? , and any info about buying my first car ! would help !
If I have a license and I'm 16 and I pay for the car in cash, could I buy it? And then have my unlicensed parent/guardian insure it? The thing is, I live with my grandmother who is too old to drive, and I have a license, and I'm trying to figure out how I could buy the car and who can get its insurance. Also what if an aunt or uncle living at another address buys the car for me, and they insure it, and I just drive it? My grandmother could sign anything she needs to for me because she wants to buy me a car, but she just doesn't have a driver's license.
Trade in SUV under Cash for Clunker to buy Car.? I am planning to trade in my 2001 Explorer under the Cash for Clunker program. To get maximum benefit out of it I intend to replace it with a new car. Can I do that or I need to buy a better mileage SUV to get the benefit?
Should I buy a car cash a brand new HOnda Accord V6 2006 or 2007? I was wandering is it ok to buy a car with $17,000 Cashier check my credit is not that good so I only want to be financed for only like $2000 please let me know also how is the interest rate calculated
Someone wants to buy my car for cash? I have put my car up for sale and currently I have someone wanting to purchasing the car. I am selling my car for £15000 and the buyer says he will pay in cash. This is my first time selling a car privately so obviously I want to get everything right and hoping I don't get conned or something. Is there anything that I need to check, watch out for or ask the buyer in order for the transaction to go smoothly if it happens? Many thanks
Should I cash out a CD to buy a car? OK I have a certificate of deposit ( not matured yet ). It pays about 5% interest. If I were to borrow cash to buy a car I think it would cost me 3% interest. So i'm thinking I should borrow the money at the lower rate to buy a car right? Sorry for the dumb question but math isn't my forte'.
Where is the best place to buy a car that runs, for cash? I'm in Dallas and I hate the bus system here. I lost my car recently and it's too damn hot to walk everywhere. I need a good cash car that runs. I'm not looking for a great looking car, just one that can get me to work and has air conditioning.
Who will buy my car for cash? Brand new tires, body in good shape, needs brake and trans work, does anyone know who will pay cash for junkers? I know about Pick a part and Ecology parts, any place else known? I live in the inland empire So. California. Thanks!
Can I buy a car with cash? For example..... Say...... I went to a dealer and I'm planning on buying a BMW for 15,000 dollars. When I finally decide that this is the car for me, I tell them I'll be paying in cash. And after we do paperwork, i pull out one-hundred-and-fifty $100 bills. I asked my mom about this, and she said that they wouldn't accept that because they'll assume you're into the drug business & and then they'll most likely notify the police. Would this happen?
Is it a good idea to get rid of the new car I lease and buy a used car cash? I'd come out ahead thousands of $. But I wouldn't be driving as nice of a car, and for my job, having a beater wouldn't be as well respected.
Best way to buy a car cash? IRS? So im a college student with a part time job used to have a full time job i saved about 8k over the years and my fiance just got a settlement thing from an accident and shes giving me 15k cash to buy a car. What would happen if i go into the dealership buy a car for 20k cash would the IRS snoop? i barely started working so they might get a lil curious wouldnt they? Should i just buy off a private seller? or should i give the dealership 9,999 cash and the rest like swipe her atm debit card? And if i bought off a private seller whats a bill of sale? any help is fine thanks!
How do I safely buy a car cash that has a 13000 dollar lien through a credit union? Well im looking to buy a 350z from this guy for 13000 cash. He just told me he has a lein on it through a credit union for like 12000 and the way im planning to pay is cash ( I dont have a bank account at all I just have money in hand) so we live in texas and this is my first time buying a car like this. Do i just go with him to the bank and pay it off? What is the proper procedure for this type of transaction? Im doing the transaction but i want it to be under my dads name later on but hes not going to be able to come with me when i do the transaction. Whats the safest way to do all this and what advise can ya guys give me? Thank you
Is it better to buy finace a used car or pay cash for first car? I spoke to a car dealer agent on the phone and I told him had only 4000 to use for the car, first month insurance and registration and other fees. He told me I could put a down paymet and pay around a hundred a month if I take out a car loan and establish credit. He also told me if I paid cheaper for a car it may not last long. Im on a tight budget of 700 a month and going to college, and will have to pay abut 180 a month in studnet loans after graduating.Im 22 so my insuance will be high being that it will be under my name(no family policy available) Would it better for me to buy myused car cash or try to finace it (used ) for and get a more newer model?
Buying a car cash. How much can I tell them to knock off the sticker price? The car I've got my sights on is 18k, right at blue book value. I've got cash money to pay for it, which I know the dealership would prefer. I'm not a haggler. How much is a reasonable number I can tell the salesperson to take off to make it a done deal?
Buying my first car: Cash, Credit or Dealer Finance? I need help! I am 19yrs old and completely lost on making my first car purchase. I know very little on finances and credit cards. After a lot of hassles and dealing with unfair, dishonest private owners and dealerships when shopping for a used car, I decided the risk of buying a used car wasn't worth it to me. I'd rather save up a few more thousands and just go with a brand new model. Get me some peace of mind there's nothing mechanically wrong that will end up costing me more than I purchased. Where I live, people tend to explode their cars in mileage. It's a car-dependent state, but cars are sold well over their worth, despite the car's heavy use. I'm planning on a 2012 Honda Civic. It wasn't long ago when I got approved for a $5000 credit limit from Chase. It's been a year, but I haven't used it out of fear, so I still rely heavily on my debit card. I don't have all of the money yet for a new car, but I desperately need one to get to work. If the car is worth a starting price of about $17,000 (estimate w/o taxes & fees), I only have about half that amount. That's why I was thinking about financing one on a payment plan. Maybe giving a down payment of $10,000 using my debit (when I save up to this amount) and financing the rest. I forgot exactly how credit cards work, and half the stuff I read online doesn't make sense to me. I keep reading that buying a car with a credit card, even partially, can burden you on interest. But doesn't that apply ONLY if you fail to pay at least the minimum every month? If I'm going to get charged interest even if I pay more than my minimum every month, I'm gonna end up paying more in the end! If that's the case, what's the point of having a credit card? Also, there is the dealership's financing. In layman's terms, how in the world does that work? Is it better/worse than financing through your own bank? What fees can I expect from finanancing with a dealer? Thanks.
Do you have to be 18 to buy a brand new car in cash in full at a dealership? Planning to buy a 2011 is250 at the Lexus dealership this summer but I'm only 16. My mom has the money in cash and wants the purchase to be under my name. Is it possible for me to buy it with cash in full because there is no credit check?
i am going to pay cash to buy a used car and i have a few questions? well, by this beginning, it sounds idiotic. but really what i want to know is, after you give the guy cash for his car. you get the title,registration,keys. but he wont give you his tag. for this i want to know, can i drive this car home with no tag.as soon as i buy it, im driving it home. and i do have insurance. im 21 and im still young. ive had my parents come with me to get my cars, so this could be the first time im all alone in this car buying process. im not scared, but people that aren't experienced can be easily taken advantage of. so this dont sound so stupid. also since the folks think this car is too old, i will take a bus ride by myself to go get it. im going from orlando fl to fort myers fl. which is a 4 hour bus ride. i will have cash in hand from selling my '62 galaxie. here it is: http://www.autotrader.com/fyc/vdp.jsp?ct…
Buy a crappy car cash or finance a nice one? I was saving to buy a nice first car cash, but due to some unforeseen events im being forced to buy a car way sooner than expected than expected. I need a car next week, and I only have a 1700$ budget I was looking around for some used cars for that price, but they are all really worn down, or i need of fix. I thought if i should try going to a dealer and buy me a nice used car [sub 5000$] and use my budget to pay some of the down, and keep some in my pocket. -BTW this is my first car purchase and I will be leaving for the NAVY in one year, so I want to pay my car off before such time, hence the 5000$ limit.
Where would be a good place to buy a car CASH!!? Aaaight homies, ima 18 year old latino frm the bad streets of phx and after high school ima move out to downtown or suth phx. i'm looking for a publisher to publish my books nationwide which will make thousands of money, i'm gonna work my full time job everyday except for weekends, only if i have to, and i am currently in a modeling and acting business called movieworks now casting, and a saving up for a bigger modeling agency where i'm gonna get an actual agent, sooo with that, i'm planning on getting a chrystler 300 with premium chrome grilles and 20's all CASH! i'm the most realest, ambitious, driven, motivated and most competetive man around here, so i believe i can do it.. so let's see what the streets say. Are the streets feelin alejandro? are the streets hatin? let's find out...
I have the cash to buy a new car, but I want to improve my credit. How long should I finance a vehicle for? How can I finance a vehicle, pay the least amount of interest, and improve my credit?
a good place to buy cash cars in dallas? i am looking to buy a little cash car, no more than $2,000. just an economy car thats good on gas. my two previous cars were a 03 kia rio (which ran great with no problems) and a 05 Chevy aveo, so you can see i dont need anything too fancy. just a small reliable car for a year until im ready to buy a better car. i need to know some places here in dallas that sell cash cars that are RELIABLE. i know i can hit up some auctions, but id rather go to a dealer. yea i've been looking on craigslist too, and thats probably what i'll end up doing.....just looking for any other suggestions. thanks to any who respond
Im a 21 year exotic dancer, should I try to finance a car or buy one with cash? Help? Hi Im 21 years old. Im in college full time & I dance at a club on the weekends to support myself. I am currently in a financial bind. I need a car because my other one broke down on me. I have $3000 that I saved up. Im not trying to go out & get a fancy luxury high priced car, just something nice & dependable under $10,000 would be fine for me. Im really interested in buying a Mazda3 for under 10k. Ive found a few good ones for $8000...should I save up some more & just buy the car with cash or try to get financed at a dealership. Im so confused because I keep getting turned down at dealerships because I have no credit & Im a dancer with no co-signer. I dont have anyone close enough to me to co-sign for me. I need a car now & financing would be best but no one will approve me even with $3000 down payment. Ugh Im so frustrated & Im losing hope on this car. What should I do?
What will happen next to car dealerships when the Cash for Clunkers program end this Monday? Dealerships have been selling a lot of cars for the past month. Many people with old car in their driveway came in and trade for car with more fuel friendly. Car dealerships across the nation selling more cars than 2 months ago. GM, Chrysler and other manufactures say they will make more cars and more jobs to meet the demand for CARS program. My questions are What will happen next to car dealerships and manufactures when the Cash for Clunkers end? Will consumers buy cars and dealers sell more and manufactures make more cars?
I have a judgement against me but want to buy a car with cash....? I have a judgement against me from caital one and was served papers not too long ago. The debt is about $1800. My question is if I buy a car in cash for$ 6500 can they take my vehicle to pay the debt? I need the vehicle in order to get to work to be able to pay the debt. Should I buy the car or put it in my fiance's name who has no judgements against him? Thanks!
Is it good for credit if you buy a car and have the cash to pay it off but take loan and pay it off instantly? I bought a car and payed off the loan so quickly that when I purchased my next vehicle, they didn't see that I had a loan previously.
Is it legal to sell my car for cash then get a loan to buy it back? If I sell my car for $5000, I could pay off a credit card that has 21% interest rate. Then I would get a loan for $5000 to buy back the car. The loan would have a finance charge of 9% or so. Can I do this? I have someone already who is willing to do this. He will be handing me the $5000 that the loan company pays him after the deal is made, so there will be no actual transfer of car just transfer of title.
How do I get my father to let me buy a car? I am 21 and am in college. I have steady income and cash to buy a car however, for the next year my father will be paying my insurance. I have asked him to let me buy a car. Obviously if I was paying my own insurance i would do that. Insurance is very expensive and it would be a push for me to afford both. I can't seem to get a straight answer out of him. One day he's ready to buy one with me and the next he doesn't even want to talk about. I hate being young and poor and feel hopeless. How should I help my situation?
Buy an older car with cash or a new car with credit? So I am in need of a new car. I am currently in a conundrum regarding whether to buy an older car that I can purchase with cash, or bit the bullet and finance a newer (albeit still used) car. Here is my situation: I have located a 2002 Jeep Liberty for around $4000 that I can easily pay cash for. The car runs great, carfax looks good, and it has just over 100K miles. I would own the car outright, keep insurance costs lower, and not need to borrow money. The problem is that this car is estimated to get 17-20mpg. I have good credit so I could finance a newer car, but I really don't want a car payment for the next 5 years. I am looking specifically at a Kia Soul or Nissan Cube (both 30mpg) for around $13000. To me there is an advantage to not financing the car, but I know money is cheap right now. Can anyone who is more experienced in car-buying lend me some advice? It would be greatly appreciated!
If i buy a used car for full with cash will they drop a grand or two..? okay im looking at buying a car this summer its used for 16,990 and im gonna pay for the whole car.. in cash if i did would the dealer nock off some of the price.???? if ur wondering its an 06 bmw 525i for my 16th birthday.
When I go buy a car do I have to have "cash" for my down? I want to put around 2000 dollars down for my car but do I have go get cash or can I write a check or use my debit? Also, do they take credit cards or no?
Should I buy a car with cash or take out a loan?(which is best)? The car I'm looking at is a 2006 Acura TL with 48,000/Miles & the dealer is selling it for $14,000(before tax & fee's). I've looked the car over myself, Test-Drove it, Car Faxed & had my mothers mechanic check it inside & out & he says buy it before I miss out. Only thing missing that I really wanted it to have is a navigation system buy I can just have that installed later on. I have about $7000 at the moment, & want to know should I just keep saving & get all the money & pay for the car in cash & only have insurance to pay or should i use the $7000 as a down-payment??? I have bad credit (505) so I don't think I'd get a loan anyways, but my mother said if she co-sign I might have a shot at a loan cause her score is in the 720+ area.
Help. Wanting to buy a car with cash.? Here is my situation, I need a new van and want to buy a used one but pay for it in full with cash. I've done payments before and i've also bought a car in full from a private party but this time around I'm buying from a dealership. I'm just wondering how I go about getting the best deal. I'm looking at 2 vans, both are 05' models. One is a Chrysler Town and Country w/ 53K miles the other is a Dodge Caravan with 22K miles. I also have to buy a car next summer (also paid for in full at time of purchase) so I'm working on a limited budget and really need to get the most for my money. Thanks.
Buying car for cash? Please can someone advise me? A friend of my husband buys cars in the US and then ships them to Russia. He lives in MD and we live in VA (which has lower car tax then MD). So this friend asked my husband to buy 3 or 5 cars for him in VA (each is like $100,000). It is not illegal, BUT don't you think we will have tax problems? Or any other problems? How do I explain to my husband that he should not do it?
What should I do get a car with car note&stay at my mom's? Or get a cash car&move out? Ok I stay at my mom's with my two kids and been looking for a car. If I buy a cash car I could afford to move out and pay rent. If I get a car with a car note I won't be able to. Staying here is ok,but my mom treats me like a kid and I am 27. What should I do? Please help me...
Was I scammed during this cash car-buying transaction? Is it even possible? Hey, My girlfreind recently went to purchase a car from a private owner. Could it be that she got scammed? He signed the title in front of her and said he needs to get his stuff out of the car and put it in the house and he will be right back. He hasn't returned yet. My girlfriend hasn't gotten the keys yet. He signed the title infront of her and did all the paperwork. She went down with a mechanic that is familiar with buying cars... she has all his information (+the signed car title transfer document). She is in the car, which he left unlocked b/c he said he will be right back and she already paid him the full amount in cash.... He hasn't returned to the scene for about 25min, how could he possibly scam her? is it possible? what would you recommend that we do? We are about to call the police...
Can I buy a used car with the cash for clunkers program? Does it have to be a new car? my parents want to trade in an old van, and i want to get a pre-owned car. the van seems to qualify with all the conditions online, but i do not know if i could use the government voucher on a used car. can you guys maybe post a source?
bought cash car but in bad debt? i bought a used car and still havnt registerd it, im in realy bad debt, is this going to effect me getting insurance, and as soon as i get the plates and car in my name is it going to get repo by debt collector, im over 30,000 in debt and only 21, couldnt pay for my payments when i got lasics eye surgery
Using my savings to buy a brand new car in cash, good idea? I am a 25 year old male, I don't have a car and I use public transport to get to work. I don't have a house, I rent a 2 bedroom flat with someone. I am thinking of using 80% of my total life savings to purchase a car in cash. It's a new car and if I take very good care of it it can last me for at least 7 years or more. The reason I am considering buying a car in cash is to avoid paying interest if I have it financed by a bank so in the end I will save money. You are probably asking yourself why not a cheaper second hand car, well it's because I want something that will last me years and years, and not having to fix it once in a while. There risks of using 80% of my savings in order to buying a depreciating asset are great, that I know because I can be retrenched or something else might happen, but in life you sometimes have to take risks right :) ? What do you guys think?
What car companies will buy my used car for cash? I have found companies in other states but I can't seem to find one in Columbus, Ohio. Any information would be helpful... Thanks.
Car bought for cash --? A friend of mine bought a car cash from someone else - The other person gave her the title and she had it in her car - She hadn't changed the title in her name after 1 month yet. Someone broke into the car and stole her purse WITH the title inside. When she contacted the seller of the car, the lady said she was being rude to her and now my friend can't file a 'lost title' on the car and the lady said oh well- she isnt going to help her since she was being rude. Is there another option to fix this issue?
Cash for clunkers: I buy a car but trade in my moms? The trade-in is under my mom's. But when I buy a new car, it's gonna be under my name. Does it work Dave87gn, i dont understand your answer. basically ill use my name to purchase the car. the old trade in car is titled to my mom's
How to buy an expensive car with cash? read the details below before answering!? Read the detail before answering. This is a fictitious question. Now let us say for example that i have $150k in my savings account and i want to buy an expensive car around $140k with cash. Now in this case my records from last five years tax returns indicate that my age AGI (adjusted gross income) was only $15k each and every year for the five years. So that is a total $75k for five years combined. Also the income i earned was from working and in the tax return i do not have any taxable interest. Moreover i do not know anyone neither i am going to get any inheritance or any gift from someone. IRS really does not even knew about my $150k. I do not have any savings account according to IRS. Now if i go out and purchase an expensive car worth around $140k then is it possible for IRS to catch me as a fraud because my tax return for the five year combined shows only $75k and does not even include any taxable interest. If i can buy the car then is it possible for me to claim the interest on the car as itemized deductions. Does IRS really cares where people get the money to buy big ticket items like expensive cars,house,etc. For how many years does IRS have my income records in their system. Does it get erased or my income records stays forever. Please try your best to answer it accurately and to the best of your knowledge. No irrelevant answers please.
Can you pay for a car in cash? My parents have been saving since i was a kid to buy me a car by the time i get to college, but they're really old fashion and don't believe in banks or checks. When i asked how are they going to pay the dealer they said with cash. I was wondering if that is even possible. Will the dealership accept cash? I'm only asking because some people might think its suspicious to pay with that amount of cash.
should I buy a used car with cash or finance it if I have bad credit? by the end of this year, I will have saved enough money to purchase a car for about $15K. My question is, with my substandard credit rating is it better to buy the car all with cash and avoid heavy finance charges, or finance the car to improve my rating?
How do you safely pay CASH when u buy a used car ? This is my 1st time buying a car, may be from someone on Craigslist. So I wonder, where and when should I give the seller cash, and make sure that person transfer the car into my name? are there any tips to avoid scams and robbers when I hand cash to the seller? .. Thanks for sharing your experiences and have a good day :)
Car Buying Advise financing or paying cash? I am want you guys advise regarding car buying. I want to spend 20k on used car. I do have the cash in hand. Should I Finance (and use my cash Money for something else) or buy it cash? My only Concern at this point is the Insurance cost associated with Financing a car. Thanks for the advise Guys.
Buying a car. Cash or Loan? The car i am looking to buy is about $26,000. I do have the cash to pay for it but I want to start building my credit. I am thinking about putting $20,000 down and then do the rest on a loan... for about 36 months or so. And are car dealerships more likely to give discount if someone is buying with cash or loan? Please help. Thanks!
Car recommendation for a 20-year old saving to buy a car with cash? I have a nissan x-terra and I love it, but it's high on the miles, and I need to buy another lower mileaged car in the next year or so. I need a car with better gas mileage though, but I get sick in low to the ground cars. I am looking into the cube by nissan, it seems like my kind of car. I've seen the kia soul also and it seems alright. Is there any other higher than normal cars 4-door good gas mileage cars that have a good manufacturer for lasting engines that anyone knows of? Tanks! I have a nissan x-terra and I love it, but it's high on the miles, and I need to buy another lower mileaged car in the next year or so. I need a car with better gas mileage though, but I get sick in low to the ground cars. I am looking into the cube by nissan, it seems like my kind of car. I've seen the kia soul also and it seems alright. Is there any other higher than normal cars 4-door good gas mileage cars that have a good manufacturer for lasting engines that anyone knows of? Tanks! Also, Looking to spend around 8,000-17,000 used cars oops i didnt mean to post that twice
how do i buy a car for my dads birthday? my dads birthday is coming up and i want to get him a car, he always does things for me and my mom and sisters but never for him self. he drives a shity car and for my highschool graduation he bought me a mustang. for the past year he has been looking at camaros and i want to get him one, in need info about how to buy one and what is the best way to get it, i work 9 hours a day every day can i get a loan? i have no credit i just use cash and im 20 so can you help me out? oh and my dad wants a 2010 camaro ss
Is SSN needed for buying a car in US / Oklahoma? I am on H1B. I have applied for SSN and it is taking quite a long time to get one. Meanwhile I got my driving license, a medical insurance and a bank account. I intend to buy an used car with cash - no credit or financing needed. So the question is : will I be ok to buy a car?
how much would my insurance rate differ if i bought a car with cash or financed? I am 16 years old and the quote i received for buying the car in cash was about 1200 a year. how much more would my insurance be if i financed ?
How to get a good deal on buying a car with cash? I would like to purchase a vehicle with cash and I want to get the best deal I can get, what technique should I use to get what I want. Also because I currently have this money in the bank and I'm looking to purchase a vehicle for more than $10,000's, what is the process of withdrawing this amount of money from my bank?
Should I buy a used car with cash or pay my credit cards off and put a down payment on a new car? If I pay cash for a used one I will still be making the min payments on my cred cards right now I make payments of $200 a month on credit cards. My other option is to pay the cards off and make a down payment on a new car.
Should i buy a car from a dealer? I don't have much money and there's a dealer that sell a car for $300 a month with $500 down or should i save more to buy a cash car on craigslist or something, people now day are selling so many junks at craigslist and I'm very discourage i don't even know if i can keep up with the payment since I have so many bills but My family need a car fast!!
Is it better to buy a car cash or finance it? Let's say i have the money to buy a new car, a honda for example. Is it better to buy it cash or finance it?
Buy car with cash, credit card or lease - which is best? I am going to buy a car that is 2 years old and about $15k. Is it better to lease it or buy in cash/credit card. I have never leased a car and not sure if it has any advantages, judging by some websites i have visited leasing seems to be daunting, easier to buy in cash. But is this a wise financial move?
What kind of car should I buy in CASH if I only have $3000? I live in Texas and have to commute/drive up tp 50 miles total a day. I had a job previously that gave me a company car. (i lost it)...now I have a new job, and have a small amount of cash to work with, and do not want a car payment. I'd prefer to buy a car in cash upfront so I can minimize my monthly car payment options, but obviously, I dont want a car that is going to poop out on me and cost me thousands of dollars in repairs. Does anyone know what kind of car, model, year etc that I should buy that they have used or seen someone else use with relative reliability? Thank you!
Does your credit rating go up if you buy a car with cash? I want to buy a new car because I want to boost up my credit rating so I can get a house later in life. Now I have enough money to purchase a decent car with cash. Will this affect my credit rating? Maybe I should get the loan and pay it off quickly?
If i buy a car with cash, what, other than the car, should the dealer give me immediately? Thinking about buying a car with cash, i know that the dealer would give me the car on that same day but what other stuff would they also hand over immediately. I'm specially interested in the the documents like the title, vehicle registration of other stuff like license plates. Any help or advice is appreciated.
Is getting a loan from a bank to buy a car "cash" from a dealer a good idea??? My family an I need a car but we can not afford to pay a big monthly payments. I am a stay home mom and we are living under my husbands income that is fair but not enough. My husband suggested that maybe it would be better to get a bank loan maybe it would be a less monthly payment. Pros and Cons please Or a better Idea would be appreciated...
Which is more practical: buy an older car with cash, or buy a newer car and take out a loan? The older car will probably need some repairs and obviosly more money put into it versus a newer (but more expensive) car. At the moment I have NO car, AND my boyfriend and I are going to try to buy a house within the year!
i have about 4 thousand saved up for a new car. buy cash or credit? i want to get a scion tc used and they run for about 10000 what should i do credit or cash?
whats the cheapest way to buy a car when i am buyin in all cash? i am looking to buy a car in cash any sugestions on the cheapest places to buy
When you buy a car and pay cash for it, how long does the dealer have to give you the title? Don't guess at this! I just bought a used car and paid cash for it. The dealer gave me a 30 day tag and said he would send me the title. I signed the papers and got the 30 day tag but still haven't got the title. I called(it's been 10 days) and they said that they have 30 days to getme the title. Is this correct??
I wanted to know which is better , to buy a used car cash with cash or to give a downpaymnt and finance? I am trying to make this very crucial desicion and I do not know which is best due to the fact that I am a first car buyer , so please any help will be well appreciated ?
In PA, if you buy a car/anything else w/ cash, do you have to show proof of where the money came from? If you try to buy something with cash that exceeds 10,000 dollars you have to show proof of income (in Pennsylvania). Is this true?
I want to buy a car in cash, how much could i save? I want a 30000 SUV.
what if i buy a car in cash how much can i knock off? im looking going to get a car i want o buy in cash how would be a good deal on 23000 car
Buy a car cash? Problems? I have $8900 to buy a car cash. The car is $10400 sticker. How can I bargain him down to $8900, Any ideas?
Can a car dealer give me the cash difference if I buy car for $9000, but bank gave me a check for $10,000? I'm buying a used car from a dealer for approx. $9,000, but the bank has approved me for $10,000. The check will come to me overnight made out in the amount of $10,000. Since we negotiated the price of the car to be $9,000, can the dealer give the difference back in cash? I would like to use the difference in cash for new tires, etc. Thanks.
Do you have to give your SSN. to buy a car (cash) in KY? I bought a car on e-bay last week and when I went to pick it up in KY. the seller said he had to get my SSN. or he would not give me a bill of sale, he said it was the law. My husband had identiy theft last year and I refused to give it to him.
Lease vs buy a car, in cash or by credit? What is my best option? I got $20,000 from a settlement and I am ready to buy a brand new car (a hybrid one). what if I lease the car? or what if I give a small down payment and pay montlhy or just go ahead and buy the car in cash up front? What would you do in my case? please. Thank you great to see all these wise advices thanks to you all.
I am 17 years old and i have enough cash to buy a car. Can i walk into a dealership and buy one? Can you be under 18 and buy a car? I Live in Oregon and i can buy the car outright. I give money no debt for me, straight cash
Is it a good decison to buy a new car in cash? In college, if i finance a car then i'll have high interest rates, I can save up the money in a little les than a year if everything goes right. Its a pontiac G6 and is around 20 Grand
Thinking about buying a car, is it better to finance or buy it with cash? Okay i am thinking about buying my first car and it will probably be a used car and the price range being around $3000 to $5000. Around the time of purchasing this "car" i should have close to $3200 to $3500 saved.I have not decided on a car and my question is : would it be better to buy the car with the money i have saved or upgrade and finance the car that is around the top of my range ($5000)and pay monthly payments?
Where can I buy a smart car for cash? I don't want to finance one and I don't want to be on a waiting list. I want to literally walk into a dealership, had them a pile of Benjamins and drive away.
Can i buy a car cash and drive off the lot with no D.L.? I wanna buy a nice car,came across a lot of money.I have no D.L. and was wondering can i buy the car then be on my way?
how can a 15 soon to be 16 year old make quick cash to buy a car? I am 15 soon to be 16 and i need a way to make money to buy a car any ideas -Thanks
I want to buy a new car. Will I get a better price if I pay cash or take a loan that I pay off immediately? I am in a position to pay for a new car with cash. I am curious: will I be in a better bargaining position if I approach the dealer with cash (yes, those green papery things with dead presidents on them) or if I get a loan and pay it off right away? I figure that if I offered cash, the dealer might give me a discount. On the other hand, with a loan the dealer might think they'll make some money on the interest and will offer a lower price. What do you think?
How long does it take to get the title of my car when I buy in cash from a dealership in Florida? I bought it 2 months ago and I still have not received anything.
What kind of car could I buy in cash with $1,000? As a first car? I am going to work this summer, min. wage... what kind of car could I get with 1000 dollars? anything that would be good for a first car, safety too. thank you.
what do i need to buy a car with cash at a dealership? i need to know what to bring and please no guesses i want to either pay with a check or cashiers check i should have been more specific
What measures should be taken when I buy a 2nd hand car in CASH? I wanted to pay by Check, but he wants the money in Cash. Now I am in confusion, How to pay in cash without a witness, as Iam new to this place & no one to come with me as witness, what to do! Thank you for your valuable reply.
Through an insurance check and some sold stocks, I can buy a used car w/ cash or financing. Which is better? Which is more beneficial to me? Which is more beneficial to the dealer? What leverage do I have in this situation?
I have enough cash to buy a used car straight up. Should I finance instead to get a better deal? The dealer gave us the NADA values on the car we are eyeing for both a loan and retail. The loan is $4000 less than retail. Since we have enough cash, should we go with the loan and just pay off the balance in full for the first monthly payment? I was thinking this way we get the better deal and the bank makes nothing off of interest.
Is it a very wise decision to buy a new car (with cash) with the economy falling apart? Does anyone know the answer to this? I'm about to buy a car, but if the economy is going to collapse, wouldn't it be better to buy AFTER to get a car real cheap? Or, if the dollar loses value, would i even be able to buy a car...wouldn't i be more worried about using my $10 to buy bread???
Is it legal to sell my car for cash then get a loan to buy it back? If I sell my car for $5000, I could pay off a credit card that has 21% interest rate. Then I would get a loan for $5000 to buy back the car. The loan would have a finance charge of 9% or so.
How Do You Buy a New or Used Car with cold hard cash? I am thinking about buying a new or used car over 10,000 dollars but i have cold hard cash, as i am not into leasing or financing or any of the other dealership schemes I am trying to buy a $10,000+ new or used car but i want to use cash instead of leasing or financing. Will the Dealership except straight cash? Do I risk being messed with by the government?
what is the average discount on a new car if i buy it by cash.? i am from new york and want to buy a audi Q7. The dealer offers me only 5% discount. Original i am from germany... and if you purchase a car there you can get up to 25% for a car.
My dilemma: should i finance a new car or buy a used car cash? 1. im 20 2. i recently got a new job which pays well 3. i do alot of driving 4. i want a sports car like a scion tc or infinity g35 5. the most i will take a loan for is 20000 6. gas 4$! and insurance is expensive b/c im considered high risk 7. i had one accident in 0ct 2007 it was my fault: i was blamed 8. i dont want to pay more than 600$ a month: car note plus insurance 9. i have 2000$ shud i save more towards buying a car cash or Finance 20. i pay myslef through school.
How much of a discount should I expect if I buy a new (or pre-owned) car with cash? If, for example, I buy a new or pre-owned car with a sticker price of $16,000, how much should I expect to get the price reduced by paying with cash? In general, what % off should I expect?
We own our home - owe nothing, but need cash to pay bills, buy car, etc. What is the best option? Have looked into reverse mortgage, HELOC, etc. but seems there's always a "catch." Any suggestions?
Is it safe to carry a huge amount of cash to buy a car? I personally don't like credit cards..so is it safe to just carry cash with me?
So, I am 18 (legal age to be an adult in Nebraska is 19) and I want to buy a car 4 cash, can I sign a contract My parents don't live in the state, so I basically I;m my own guardian.I wont be making car payments,just one time cash. My parents do not live in the U.S so I basically I'm my own guardian
Should i buy a car with 4000.00 dollars i have cash or fix a car that needs a new transmission? I would finance a car...are dealerships more reliable?
Does any one know if someone can buy a car with CASH!!! (like $20,000)? I live in a domestic abuse situation and I desperately need a car to gain freedom. I'm planning to buy a car during my spring break, a new Chevy cobalt LS at a local dealership, but because I'm a college student just starting out, i don't have a credit card and i dont have a check book. I just have a savings account. Can I purchase a new car with this much cash or could i just provide my bank account number. Please, any help with this situation is necessary, I'm struggling really bad here...
How can i get some money out of my car (bought it cash - Loan?)? I need some extra money but i dont want to sell my car to get it. Is there a way i can get some money out of my car besides simply selling it. I would want to own it 100% again soon however. Thanks!
What kind of deal can I expect when buying a new car and I have $15,000 cash? I have recently come upon $15,000 cash and need to buy a new car. I do NOT want to finance. Has anyone out there ever out right purchased a car with cash? Do you think a dealer will work with me on a 16k 17k or even 18k car?
Can I trade my car in for a less expensive car and get cash back to buy an engagement ring? I am a borrower, I do not own the car. i am upsidedown in it 400 dollars and have no equity in it. Can I get any cash back on it. I need it within a couple weeks.
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