Overhaulin'

I am paying 860-6 month Car insurance with Geico!?

Hi, I came to U.S. in May, 06 on work visa. I stay in Pittsburgh, PA. I have international drivers permit from India. I financed my new car (2007 Toyota Camry CE 4dr Sedan) in Sep 06. I took my U.S. learner's permit in September and the valid U.S. driver's permit in Nov, 06. My coverage is state minimum and premium is $860-6 month: Bodily injury - $15000/$30000. Property - $25000. Deductible Colision: $500 and Comprehensive $500. Emergency Road Side. Rental Car ($25 per day/$750). I earlier had this with First Acceptance for 1 month then I currently have Geico since last 2 months. I called Geico to tell them that since now I have a valid U.S. driver's license - please decrease my premium. They said I need atleast 3 years U.S. or Canada driver history. I have a wife who has U.S. learner's permit and International Driver's permit from India. We both have good driving experience (5 years) in India. I can't afford $860 of premium-6 months. Please suggest what to d

Public Comments

1. try allstate you got ripped off
2. I dont know their spcific requirements for membership (used to be only military personnel, but I think it has open membership) for USAA. www.usaa.com, I use them and they are about 60-75% of other companies.
3. consider the hartford, i have had them for years and their rates are very reasonable
4. Go online and google "auto insurance quotes" to which many will appear. Take your choice and have at it! An informed shooper will always get the best deals! Every insurance company has it's own rating schedules and premiums can vary drastically!!!! you're going to have to spend some time and get as many quotes as you can, then make the choice! Becareful, READ what you get for how much! The cheapest isn't always the best deal and visa versa!
5. Yeah your kinda screwed since you don't have the 3 years of driving here in the states. Its just one of their required rules that affect your rates. Just about everyone who you will try to get insurance will tell you about the same. You can always try though. But like i said, that 3 years is a key factor into deciding your rates. Good luck man.