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Why is there no competition amongst Massachusetts car insurance?

I have to write a term paper about a state, local, or federal issue and I have decided to write about why massachusetts is the only state in the coutry that will now allow any competition amongst car insurance providers. It's an issue amongst drivers state-wide and Im wondering if someone knows anything about this obscene policy that might help me put this puzzle together. If someone has any sites or just general knowledge that may help me, I would appreciate it.

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