Overhaulin'

How long should you want until you try to refinance an car loan?

My wife had no credit when I got the loan, but she has credit now and I want to add her to the loan, but to do so I will have to refinance. This could hurt my score? But could help my intrest rate. (Currently 13%) My credit has also gotten better since the loan. It's been 7 months now, I heard I should wait until a year.

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4. This is a rough idea. Check the rates. If it's lower then do it - but make sure you do it for less months (higher number less cost). I've bookmarked this site to go back to next time I need a loan... http://www.knowledged.info/go.php?link=auto Best of luck to you.