Overhaulin'

What do I do for proof of income for a capital one auto loan if I just got back from maternity leave?

I was just approved for a capital one auto loan because after having a baby we need an extra car, but today is my first day back to work after getting back from maternity leave. I put my income down as full time because that is what I will be working now but the most recent check stubs that I have are when I cut back on my hours in my last 6 weeks of pregnancy. Can I just use a letter from my employer stating my what my income will be and the date I returned from maternity leave? I also have my stepdad as a co-signer and he is a retired veteran and my mom gets social security, and that all goes directly into their bank account, could I just send in their last couple bank statements for proof of their income. Also, I have worked at my job for almost a year now, and that is what I put on the application, but I'm not sure how long I will be working there now because I might need a higher paying job, will it matter if I quit my job soon, like in 1 month and a half or 2 months? I was working the whole time I was pregnant, first I was working and going to school part-time, and I get paid as much to go to school as I get paid at my job and then I was working full-time, and then the last 6 weeks I was only working part time. I was only off work for maternity leave, about 7 weeks

Public Comments

1. To H___ with Capital one.
2. For the income question technically, you didn't have any income for the past 3, 6... 9 months. Call Captial One and ask them plainly where you stand, it's going to come out eventually sooner or later.
3. It can really save you hassle to just get a car loan estimate online to verify what the going rates are. You might be totally happy. Also if your credit is not good, a lot of them are more able to work with you. What I most often tell folks is that an online quote at http://auto.lowratetoday.com is what I would do.