Overhaulin'

Can anyone help me with an car loan?

We are upside down on our loan and behind by two payments. We need to get something with a lower monthly payment. We have to have another vehicle. To top it off we have horrible credit. Anybody know what we can do?

Public Comments

1. Well you need to either a-refinance or I do not know what b would be. See here is the thing any lender that pulls your credit is going to see that you are two months behind on your current loan and that will through them off. I have heard of some on line lenders working in this situation but do not personally know. Do you have someone that would cosign for you?
2. You may consider borrowing from Prosper. http://www.prosper.com/ I have not used it personally because I am from Canada. But I have read good things about it from various personal finance websites. Good luck.
3. The first thing you need to do is get that car loan current, no one will make a car loan if you are 60 days late now.
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5. Try, a good website I've had good luck here... http://auto.deal4-you.com All the best to you.