Overhaulin'

What happens if accidently I gave false information to my car insurance during the application process?

I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS System. Pretty soon after that I discovered that my car does not have such a system. I would like to inform my insurance because I do not want to have problems in case there is an accident. But will they cancel my insurance if I tell them the truth?

Public Comments

1. no, but if you tell them, they will take abs off your coverage, and without ABS your gonna be paying ALOT more!! idk why your car doesnt have ABS, usually by 2000 most cars had them. what kind of car is it.
2. No, they won't drop you from the insurance coverage, but the price will go up some. Good luck.
3. No, you were told by your car salesperson that the car had ABS brakes. You simply were passing on the information given to you. Call your insurance agent and tell him that you gave him bad information based on what you were told by the salesman and you need to correct it. You should have no problems, but you may have to pay a bit more for insurance. ABS brakes usually discounts insurance.
4. Call your agent and tell them this very story. There may be a couple dollars more required, but more likely nothing will happen at all. They ask those questions that arise on the PC Screen to assign value to the car for a total loss calculation. not a bg deal. Call the agent ad fess up and all be be well.
5. but r you sure you don't have abs it should cause most cars that new have abs
6. Dude, just forget it. No one, and I mean NO ONE at the insurance company gives one crap about this. If you do correct this it won't increase your rates by one dime.
7. probably not. just call them and be honest. you're much better off letting them know now than after an accident having them find out and refuse to pay b/c you didn't have the safety equipment you claimed to have.
8. Dude, don't worry about it, its not that big of a deal. When you went to get insurance, they got everything they wanted to know about the vehicle when they looked at the VIN number. Just let it be.
9. Most insurance companies do not give a discount for cars with ABS nor charge more for cars without. So, It may make no difference anyway but if it will make you feel better I would certainly phone them and tell them your story
10. All businessess, Insurance Companies included, are out to make money. Tell your insurance company immediately about the ABS. If you dont and, God forbid, you had an accident, then your policy could be invalidated even though the error goes in favour of the insurer. On a final point though I'd be inclined to take your motor to another dealer just to verify that you either do or do not have ABS.
11. Just tell them there was a mix up, they won't cancel the insurance. Then again they may wonder why it took you 5 years to find out. Personally I would not say anything looks like you haven't had problems the last 5 years, wait for your current insurance to run out then get insured with another company which you can tell.
12. It seems a not easy cracking nut,look aroud here http://www.AutoInsuranceIdeas.info/auto-insurance-free.htm ,you should find something helpful.
13. For automobile insurance the quick way to get a low quote is do a rate comparison on car policies. Make certain that you choose similar options with the same limits, car make, location, etc so that all things are a good comparison. What I usually recommend is an internet comparison quote at http://www.lowratetoday.com since they have top name insurers and can give many prices on car insurance polices.
14. Just let them know, it doesn't have ABS and they'll update the policy. If you didn't tell them and you file a claim they could (but I doubt they would) deny the claim. So it is important, but no, they won't cancel the policy. I've found some good information here too... http://insurance.deal4-you.com Best of luck to you.