Overhaulin'

I got in a car accident it was their fault..Progressive is there insurance..they want me to SETTLE?

i told them i couldn't settle cause the chiropracter said i have significant damage to my neck and lower back and i will have at least 30 days of therapy.....They said they pay for car..insurance bills..then pain and suffering...what do you think their first offer will be??

Public Comments

1. The medical claim is separate from the physical damage claim. I would not consider settling the medical claim for at least a month or two after treatment is complete to make sure that you have really recovered. Typically, a medical claim is settled for two or three times the amount of medical costs.
2. Your chiropractor will be stringing you along for a while. That is how they make their money. They convince you that you will need several "treatments" but you won't really get better for a long time according to them. See a real doctor and then proceed from there. As far as a reasonable settlement goes, it would vary with the situation. Just don't convince yourself you have "won the lottery" and are entitled to a huge sum because you were in a wreck. Don't bother with a lawyer unless you are absolutely sure that the settlement is unfair or there are other problems arising. A lawyer will automatically get at least 33% of any settlement awarded. Those who instantly suggest it have nothing to lose by doing so.
3. get a lawyer first thing, dont talk to their ins co. you might need to get MRI. IT MEANS MORE MONEY IN THE END
4. whatever it is dont take the first offer..I would get a lawyer who will work on contingency...He would give you at least what they first offered plus a percentage of what extra he can get you.....