Overhaulin'

Can a car title loan place have you arrested for theft if you don't repay the money?

My brother took out a title loan like a dumb ass and now he has not repaid it and has hidden the car. Now the loan place is calling me saying they are gonna have him arrested for theft. Does anyone know if they can do that? Thanks for any help.

Public Comments

1. sure they can and they can tow the car too and even thro he's hiding it they will find it and it wil lbe gonbe and he wil lbe walking sorry he eithe rgo to jail or they get the car or both
2. they can bring him to court, I don' think you can be arrested at least in NY) but he would be best off to call the bank and either try to work out a payment or turn in the car. Believe it or not the bank would rather try to work out a payment plan, they lose lot's of money on a repo deal. Hope this helps.
3. Sure they can....You can be sure they have their rear ends covered. It will be easy to get the car from anyone dumb enough to use those rip-off artists
4. No, they sue you. If you hide the car, then you might go to jail for that. Of course, the guys running the title loan place may go to jail too. They might all be in there together. I always wonder why, when I look at a place of business and say "boy, you'd have to be pretty stupid to go there," that other people don't think the same thing. You do know how they operate, right? They charge 1000% interest, and get away with it. It's not exactly legal, but they call it something other than interest. So they give you half what you're car's worth, but there's no way you'd ever be able to pay that back at 1000%. They wind up with your car, plus whatever money you pay them.
5. He can't be arrested for not being able to pay back the loan but hiding the car too is theft so that will get him arrested. And the police will find him. Not easy to hide from them.
6. No one forced him to do the loan with it's ridiculous rates. They can't arrest him for not paying back the loan, that's a civil matter, but they can arrest him for hiding the car. Why are they calling you? It isn't your loan or your car, is it? If not, tell them to leave you alone and discuss it with him.
7. Sure Can
8. Actually they can because what some people don't realize is that they are not truly giving you a loan, they are buying your car from you with a promise to let you buy it back. It's a loophole in some states that allows them to charge fees which are way above the legal usury limit. Since they own your car if you don't return it when asked you are committing auto theft and can be arrested.