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did anyone refinance a car loan with chase bank?

i have a car loan for 3 months with chase, and they told me that i can refinance the loan in 4 months. my current rate is 12 %. did anyone refinance a loan with chase? how much did they lower the APR. Which bank is the best for car refinancing.

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1. If you think that you are paying a higher repayment amount for your existing car loan<!--then you can bring it down. With the help of refinance car loans, you can switch the loan plan with effective loan management. http://badcredits.awardspace.com/refinance-car-loan-bad-credit.htm If you think your lender is charging a higher interest rate on your car loans then you can look at the refinance car loans option. With the help of a refinance car loan, you can avail multiple benefits. Firstly, you may reduce-->your monthly costs. Secondly, you may avail a competitive interest rate. Thirdly, you could be getting a flexible repayment period. Overall, you will be managing your loan a lot better.
2. APR will be lowered by 2 percentage. For more details please visit http://loan.sjdinfotech.com