Overhaulin'

how do you refinance your car loan?

my car finace company does not have the option to refi.

Public Comments

1. I don't... I buy my cars with cash & hold on to them 8-10 years. Unless I get zero-percent financing. Why would you pay interest on an item that is depreciating on a daily basis?
2. If you have been keeping up with the payments on your car for at least a year, you should be able to go to almost any bank (preferrably one where you have an account there) and get your car refinanced.
3. Refinance with whoever is willing to give you a better rate than your current bank. you don't have to go through them. You can even go to the dealer that you bought the car from and if they are cool they might help you find a better deal that benefit's both of you. To the guy above, way to be constructive and answer the question.
4. If you think that you are paying a higher repayment amount for your existing car loan<!--then you can bring it down. With the help of refinance car loans, you can switch the loan plan with effective loan management. http://best-loans.awardspace.com/refinance-car-loan-bad-credit.htm If you think your lender is charging a higher interest rate on your car loans then you can look at the refinance car loans option. With the help of a refinance car loan, you can avail multiple benefits. Firstly, you may reduce-->your monthly costs. Secondly, you may avail a competitive interest rate. Thirdly, you could be getting a flexible repayment period. Overall, you will be managing your loan a lot better.
5. Depending on where you live, you may have a credit union nearby. Many credit unions will allow you to join if you live in their area. See this site for a directory: a good website I've had good luck here... http://auto.deal4-you.com Have a nice day.