hello guys, hope someone can shed some light on this! 2 Questions 1: i had an accident in syd, aus, (it was my fault, so i'm agreeing to pay for it) and basically the costs of repair comes up 3/4 of the price of the write-off, and the other party wants us to pay for the write-off. I just wanted to confirm with people who have been in a smiliar situation, what did u do? I think i'm in the right in demanding i pay the repair, not the write-off right? 2: also the other party demands that we also pay for the quotation costs, if anyone here is in the insurance industry how does this work? She basically paid for 2 quotes, and we ourselves paid for one. The cheapest quote was the one that we paid for. But she wants to recover all the quotation costs, which comes to about $400, which is alot of money. Does anyone know if we need to pay her for that amount, or is it only for the quote that we agree on, so basically ours? If anyone has an answer please, please, PLEASE let me know, i know were at fault, but it seems stupid that we need to pay for quotes, where the guy that did our quote did it for free. Thanks