Overhaulin'

What are some cheap car insurance companys?

What car insurance companys are cheap... and do they have a web site/phone number so I can get a quote thanks!

Public Comments

1. There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators! Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck, drive RESPONSIBLY and I hope this helps!
2. try State Farm or Progressive
3. GOOD and CHEAP don't always go together; you often get what you pay for. You can get some idea of how consumers rate their insurers by checking www.jdpower.com/autos/ratings/autos-insurance or reading Consumer Reports magazine for their annual auto issue; your public library may have back issues.
4. Given the current economic climate of uncertainty, I have been also looking for the cheapest car insurance deals for my son. Through a number of hours researching, I came across an interesting article which identified the top 10 cheapest cars to insure. This can be found at: http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200812301 This enabled me to get a better economical understanding of which car and its insurance company is best, in the current climate. Hope this helps.