Overhaulin'

How much will my car insurance go down?

My wife and I pay 390 a month with Geico for car insurance. Now, this was the best rate I could find with her driving record. She has several accidents and about 5 tickets. I had to get liability, but we have a loan out on her car and so I had to get full coverage. I'm just trying to figure out how much it will go down after the 6 months of no claims or tickets. Also, the quotes are bs really. Because when I first got quotes with gieco, the premium was like 200 a month. I put all the correct information listing all the tickets and wrecks, then after they ran it or whatever it went wayyyy up. Same thing happened everywhere else, and some quotes were just way high like 500. So quotes doesn't really help me...

Public Comments

1. mine went $50 down
2. Most if not all insurance companies go back 5 years on your driving record. Your wife appears to require "high risk" insurance. Chances are you will not see a reduction for up to those 5 years.
3. You could take a quote somewhere else and state that you have a 6 months no claim to see what they come up with . I bet the no claim will make no difference but you might beat that 390 just by searching more.
4. You can compare how the insurance quotes would change, for example here - autoinsurance.noneto.com
5. Matthew T, For auto insurance the quickest method to get a cheap quote is do a car policy comparison. If you choose the same coverage amounts, you can get an quick quote to compare against others. Use the same coverage area, car make/model, mileage and driving history to make sure you get an apples to apples comparison. To get easy auto quotes, go to http://www.autoadviceonline.com/Auto-Insurance-Quote.html and you can compare all the major auto insurance companies.