Overhaulin' - I am trying to pay off some debt should I pay off my car loan (11K) or a CC (6K). Which would make sense?

I am trying to pay off some debt should I pay off my car loan (11K) or a CC (6K). Which would make sense?

My car loan interest rate is 6.5% and the CC is 12.99%.

Public Comments

CC Not only is it smaller, so it would be gone quicker, but the interest would be more in the long run. I had the same problem with my cc/car loan. I paid the cc off because my banker told me to.
Credit card first - always pay the one with the higher interest rate first, while making the minimum payments on the others (in other words, max out your CC payment while not falling behind on the car loan).
CC it just makes more sense to me.The loan interest is higher, and it's a smaller amount to pay off.
definately the cc.
CC first, while keeping up with minimum on the car. Then, when the cc is done, throw everything you can (including what was the cc payment) toward the car to get that paid off.
Credit card. The interest on car loans is front loaded which means that you pay the majority of the interest in the very beginning of the loan term and not equally throughout. You've probably already paid most of the interest on that loan now anyway.
ALWAYS pay off the smallest amount of debt with the largest APR first. So, in this case, your CC. Then attempt to consolidate your other debt to one monthly payment with a low interest rate.
Credit Card and keep it paid up each month and avoid interest.
Credit Card. Interest is higher and they can tack on some crazy financial charges for not paying the balances in full.
It might really save you hassle to just get a car loan estimate on the web to check out what the going rates are. You might be really happy. Also if your credit is not so great, a lot of them are more willing to work with you. What I most often tell friends is that an online quote at http://auto.lowratetoday.com is worthwhile.
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