Overhaulin'

Car Loan!!?

Me and My Husband Really Need a new car! Right now we are not sure if we would have enough money to efford a Loan! So i wanted to Ask if there is a way that We can get a Car now and start the payments like 6 month after we got the car? Because my husband is gonna deploy soon and then we gonna have more money! So Is there any way???

Public Comments

1. I don't think that would be possible; i think you can defer payments for a month but not 6. Do you know what your credit/fico score is? if it's good, you can shop around online for auto loans and possibly find one that can fit in your budget. Or with the car makers you narrowed to you can see if they are offering any finance specials. If all those won't work, how about borrowing money from family? Good luck to you guys! :)
2. go to a dealership and tell them your just looking that you dont want to buy for 6 months, and most of the time if they really need a deal they will make your first 5 payments for you so you dont have any for 6 months, they would actually just send you a check for the amount so use the money wisely
3. only if you have a VERY good relationship with your local bank, sounds like you are going to need a buy here pay here dealer they tend to give nice low monthly or weekly payment terms but noone other than a relative is gonna let you have a car to use for 6 months before you start paying on it
4. WOULD YOU BELIEVE ME IF I TELL YOU THAT I'M IN THE SAME SITUATION!!
5. Check how much your insurance will be before you buy a car. You will need full coverage and that will cost $50 to $100 dollars a month + the car payment. Call your insurance agent.