Overhaulin'

I'm 17 years old and do I have to buy car insurance if my parents sit next to me?

I rarely drive so i don't want to get car insurance yet, but sometimes I want to drive around with my family. So do I have to buy car insurance if my parents sit next to me in the car?

Public Comments

  1. You have to carry insurance - maybe your parents have you listed as an insured driver on their policy? But sitting next to someone who is insured does not make you insured any more than sitting next to someone who is pregnant makes you pregnant.
  2. If you have a license to drive, and live at home, you need to be added to your parents policy as an additional driver or you are not covered, regardless of who sits where. The other choice is be added as an excluded driver, but then you could not ever drive their car.
  3. Driving the car without insurance is illegal almost everywhere. In some places you can skip insurance if you can prove you could pay for all the damage you could do... but I doubt that's you at 17. If you're living with your parents, but not on their policy, you're not insured. Some policies ask how often you drive and factor that into the price. Perhaps you could shop around.
  4. There is no absolutely sure answer for your question.Nevertheless,explorer the resources here http://www.Autoinsurancepro.info might offer you some tips.HOpe it helps.
  5. autoinsurance.noneto.com - check this one. As I remember they have lowest car insurance rates for teens and young drivers.
  6. Yep, as soon as you sit behind the wheel and get out on the roads you need insurance. Without it, if you caused an accident you could be chased privately for *a lot* of money, get points on your license and you may even lose your license and have to re-sit your test again. Try this site to before you buy car insurance http://car-insurance-quo.blogspot.com/ Here you can get quotes from different car insurance companies in your area, its the best way to find an affordable car insurance with a reliable company.
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