Overhaulin'

Longest lenght of time for new car loan? I would like to have a 6 year loan is that possible? what is the long?

what is the longest loan I can get on a new car. I want lower payments.

Public Comments

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2. you can get a 7 year loan,but not all banks will do it and the interest is higher the longer you have the loan so it usually isnt worth it.
3. I bought my Chevy Tahoe back in 2003 for $32,000 and got a 6 year loan. I will be finished paying it off in 2 months. You just have to see what banks will do that. I went through Capital One Auto Finance. The only thing that sucks though is that I paid $32,000+ with the interest and everything and in 2 months when the car is paid off it is probably worth pretty much nothing now. I will never get a brand new car anymore. Maybe get a car that is a couple of years old already so that the buying price has dropped drastically.
4. Typically, the longest loan you will see from a legitimate lender is 72 months (6 years). I have seen 84 months before, but the interest rate is usually much higher. The longest loan for a used vehicle is usually 48 months. I have seen 60 months, but the interest rate is usually much higher.
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11. if you have the spread payments over six years, you can't afford that car. you think you can, but in reality it costs to much. Save your money and buy a good used car, trust me its well worth it.
12. With a new car, 6-7 years is what should be offer to you.