Overhaulin'

Easy Car Loan To Get?

So I'm looking to buy a used truck 2002-2006 or so. I'm 20 have a credit score is around 670ish. I have 4 credit cards with 3 of them almost at the limit. I Have never paid anything late and have always paid my bills I'm very good at this. But my debt to credit ratio always kills me. Even though I always pay my bills and have never been late. Banks say I have to much debt. Is there a company that is easy to get a loan through?? Capital One maybe? IDK help please. Really need/want a new truck. Thanks everyone

Public Comments

1. Honestly, if you don't need it, then don't get it. Work on getting rid of your debt. I don't know your total situation, but if you are living paycheck to paycheck don't even try it. With the way the credit is going these days, you're better off paying down your current debt before all your interest rates go up any higher. Good luck!
2. The question is "Can you afford more payments"? Try paying off your credit cards so you do not have more debts, then the banks will talk to you. You can go to a car lot the carries its own contracts but be prepared to pay higher interest rates. btw Do you really need a new truck or only want?
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