Overhaulin'

My Car insurance Progressive won't pay for my stolen car because my insurance got canceld 2 days!?

I brought my car 2 months ago from RPM auto sales! I have full coverage insurance with progressive! April 7th 2009 my mom was suppose to pay my car insurance and on april 9th they sent her a cancelation notice! Then on april 17th it got finalized! Then on april 19th my car got stolen at gas station! I called the cops right away and my insurance! The follow day my insurance said they wont cover it because the insurance was canceld! IS THERE ANYWAY I COULD SUE PROGRESSIVE OR FIND SOMEWAY TO GET THE MONEY FOR THE CAR 00 BONNEVILLE WITH ABOUT 900$ IN SOUND SYSTEM STUFF IN IT! HELP ME PLZ THIS IS MAKING ME SAD AND DEPRESSED!!!

Public Comments

1. NO! If you don't pay, neither do they!
2. unfortunately you are not covered. progressive owes nothing to you. the policy was canceled and you were notified that it was going to be canceled. they only cover instantces within your coverage dates. there is nothing you can do.
3. sorry..they have a grace period but you went over the grace period..lets hope they did not report you to the DMV your license could get suspended for non payment in some states
4. The insurance company will not pay for your car. You could try to sue them but it would do no good because they notified of the cancellation. You sound like you are still in high school (your mom still pays for your insurance), so i would suck it up and buy a beater car. Also, don't put a sound system in your new car, because it is one more thing that thieves look for. P.S. Did they break into your car and hot wire it or did you leave the keys in the ignition?
5. Progressive owes you nothing for the car. They sent you a bill and it wasn't paid. They sent you a notice saying that the insurance would be cancelled and it still wasn't paid. So they cancelled your insurance. By not paying your bill, you voided the contract and any obligation they would have to reimburse you for the car. You could try to sue them, but that case would be thrown out without a second thought. Take it as a learning experience. Pay your bills on time and avoid situations like this. Also, if you knew the insurance was cancelled, why were you still driving the car? In most states, that grounds for suspending your license and impounding your car.
6. maybe call an attorney
7. What does this mean?..."Then on April 17th it got finalized!" It's simple. You either had insurance or you didn't
8. You paid nothing therefore you received nothing. Being an adult means looking after your own finances, not relying on mommy to do it for you. You can call a lawyer, but be prepared to be literally laughed at.