Overhaulin'

How much is classic car insurance in Ontario?

Hi, I'm looking at making a car purchase for the summer. I'm looking at a couple cars, including a '72 Dodge Dart and a '69 (?) Chevy Nova. I like both because they are, a) under $2000 dollars, b) are both in need of some TLC, and c) I've heard that classic car insurance CAN be cheaper than regular insurance. I'm 20 with a perfect driving record and a full G-license, but I know that doesn't usually matter to insurance companies. Any advice? I'd be buying for a daily driver, so is it even worth the effort despite the serious increase in cool-factor? I guess I should clarify my question; I'm wondering about 'insurance for a classic (ie., old) car" as opposed to 'classic car insurance'. I only ask because most online insurance quotes won't give you any quote for a car older than 1986, claiming it needs to be appraised in person by the insurer to evaluate it's worth. But a ballpark guess is really all I'm after. This isn't going to be a parade thing; it's going to be something to get from point A to B. Also, that's Ontario, Canada for the link to the AMERICAN insurance website, but thanks...

Public Comments

1. Get you rphone book and call around or just look up the place you find on the computer =]
2. Yep.. You are right.. Classic car insurance rate is low when compared with custom cars.. And Rates are based on the appraised value of your automobile.. The cheapest rate for classic cars, if the appraised value is 10000$ monthly premium will be 89$.. hope this will be least premium for monthly..
3. The first answer is better, but not for a "daily driver." Classic car insurance usually restricts you to driving in parades, exhibitions, etc., and to and from them; it's not intended for daily use vehicles. That's why it's usually cheaper.