Overhaulin' - When getting car insurance quotes, do I have to list any violations that do not appear on my driving record?

When getting car insurance quotes, do I have to list any violations that do not appear on my driving record?

I had a speeding ticket 2 years ago, but I got a copy of my driving record and it's spotless. Should I list that violation or would it hurt my rate? . . . . . free lessons (video) how insurance works: http://teenproxy.cn/health-insurance.html

Public Comments

First off, I think somehow Yahoo suggested the wrong category for your question. However, if you somehow got the speeding ticket erased, then you don't have to list it. If you just paid it off, then you should. Clerical errors can be found and corrected later, and if you've fudged your info to the insurance company, they can cancel your policy or refuse to pay out on a claim. Hope that helps!
Why is this in Food and Drink?
When listing violations, only go back as far as the company requires. However, if it doesn't show on your record, don't mention it to the insurance company. Double check to make sure that wasn't a typo (in your favor). For more tips on how to save on your auto insurance, check out the article at the link below.
Hi, Yes, you should, but only if the company requires it and only back to date required by the company. So if they are interested in the last year only, for example, then do not list it. Read the policy carefully and what is required.