Overhaulin'

Rough estimate for Car Insurance Cost For Second Year?

Hi peeps. I Have a question about car insurance. I am basically looking for qualified guesses from people who have previous experience with this sort of thing. I am a first year driver. Im 21 and i passed my test in early August and was driving straight away because i had bought my car the month before hand. The car i own is a 1.4 Ford Fiesta Zetec 2002. I paid around £1250 for the year for insurance and i did it through Quinn Direct. My question is, does anybody know a rough figure of what it might be next year baring in mind i have never claimed? I have tried running new quotes on comparison websites but they are based on new customers and all come out at around £1500 to £4000 If anyone has used this company or even another company and situation was similar could you please tell me the rough figure of what it was reduced to/from just so i can maybe have an idea of what to expect Any help is greatly appreciated. Cheers :) By the way im from the UK Cheers for the website. Unfortunately it wont work for me though.

Public Comments

1. Hi, There is no way anyone can guess! I am sorry. Since several factors are involved, it is impossible. Prior to your renewal date, you will receive your renewal in the mail. The renewal premium will be based on your current driving record (at that time), any rate increases the company might sustain (prior to your renewal being issued) and if they provide longevity credit (credit for being with them for a year or more). You will have to wait until your renewal is received to get an accurate figure. You should have adequate time (after it is received), to obain insurance quotes through other insurance carriers if you are not satisfied. You can then compare apples with apples to see if you are getting the best coverage and company for your money. I am not sure who Quinn Direct is. At renewal time, I would get quotes through Mercury Insurance, Progressive Insurance and Safeco Insurance as they all have high ratings. You do not want to be with a company that has below an "A" rating in the "Best Book". Call a local repetible Insurance Agent (one who does not charge a broker fee) at renewal time to get quotes. They do not make any money from you and they are there for you whenever you need them. Hope this helps.
2. same or lower
3. Have you tried calling your agent/company and asking? They're the only ones who can really tell you.