Okay so I recently went over (completely by accident...I know you hear that all the time), but the thing was I had given school some money late December and got paid December 31st so early Jan. I looked at my account again and saw that I had a decent amount in there so gave the school some more (have to pay off to start next sem. classes). I didn't realize that the last time I paid them hadn't gone through yet so I thought I was "comfortable" in money. Then I got my oil changed ($60)and my new used car was found out to have no antifreeze and only water and my radiator was frozen so I ended up having to replace an water pump plus buy antifreeze (another $100) so last week when I got my monthly statement I was freakin out and worried I might have over drafted, and since I'm currently out of a car I wasn't able to check it again until last night before my check (direct deposit) went in and I'm about $350 in the red. What can I do to get ANY (if not all) overdraft fees waived? I've only got like $200 to last me two weeks with car insurance and textbooks coming out of this check too! Any help is a great relief!!