Overhaulin' - How to get lower interest rates on my car loan and credit cards?

How to get lower interest rates on my car loan and credit cards?

My credit isn't the greatest but would like to take advantage of the lower rates.

for your car... go to daveramsey.com. what you do is save 4000 and get a used car... then u drive it for 10 months and in that time save another 4000 then repeat the process. as u go sell your used cars. usually after only 10 months you can probably haggle them to the same price in which you bought them. eventually youll have enough money to buy the new car of your dreams!! andno car loan! for the credit card. its just not a good idea. open a money market acct. or a sinking fund! if you present yourself correctly you can get up to a 12% interest rate
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