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In a part IX agreement but need a new car loan - Australia only please?

I am in a part IX agreement but need to buy a car. So i guess i need a non conforming loan - any ideas who are reputable. Australian replies only please!!

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1. It might really save you a lot of running around to just get a car loan price on the web to verify what the going rates are. You might be really suprised. Also if your credit is not good, a lot of online loaners are more willing to work with you. What I always tell folks is that an online quote at http://auto.lowratetoday.com is a no brainer.
2. Car loans for people with bad credit score are mainly given as two options i.e. secured and unsecured. Under a secured loan, the car or any other collateral needs to be pledged as security with the lender. Secured loans often carry a lower rate of interest and are also easily approved due to the collateral<!--being placed. Unsecured loans for cars generally have a higher rate of interest as there is no collateral and hence the risk to the lender is more. Both these loans are generally provided for a time ranging between 5-7 years. Clearing some of your old debts can improve your credit score, which may in turn fetch you lower interest rates when you are applying for auto loans. http://best-loans.awardspace.com/guaranteed-car-loan.htm http://best-loans.awardspace.com/auto.html A person may incur a poor credit score due to many reasons such as accumulated arrears, defaults, repayments that have been omitted and so on. With the advent of bad credit auto loans, even those with a not so good-->credit history are being provided with the opportunity to purchase a vehicle. A down payment is however required while acquiring these funding options. Refinance car loans are also being provided by some lenders even for those with a poor credit score.
3. If I remember correctly your can only borrow up to 4600 before you have to disclose the agreement. Be up front. GE Finance seems to be the one here in oz so tell them your circumstances and see what their response is. Otherwise do an online search for lenders. I've had good luck here... http://auto.deal4-you.com Take Care.