Overhaulin'

Where do I go to get best terms on new car loan?

Dealership, Any Bank, Bank where I have an account? Also, are there hidden fees and charges to watch out for? I have a strong credit rating

Public Comments

1. your best bet is to go through the dealership they usually can find you the best terms by using thier own banks that deal with
2. No matter what your credit rating, you need to shop around. Head to the dealership, everywhere you bank, and maybe even some you don't. Get copies of your loan agreements (from everywhere) and sit down and take a bit of time to do your research. Your good credit score should help, as more people will want you to do business with them...you will get better interest rates, too. Loans are pretty run-of-the-mill, and the terms and conditions you find in one will usually be in all....and if you have any questions, don't hesitate to ask the loan officer about them. I wish you luck, and enjoy your new car! :)
3. Go to Bankrate.com and you can get quotes from all over the country. I would watch out for extra charges from a dealer as they are notorious for adding extras that you don;t ask for.