Overhaulin'

Cheap car insurance for a 17 year old, impossible?

I need insurance for a job & i can't afford insurance.. So expensive atm, last year was about £1700 now its £4000 for 1L? What they playing at, anyone insured anyone recently with cheap car insurance at 17, i don't want to know why it is expensive thanks!

Public Comments

1. pretty impossible
2. I have found quite a cheap one but you need to put your mum or dad as the main driver of the car if you do you can get it for around 1800 and thats with the expensive car I have so your will most lightly be cheaper, Go with either churchill or Direct Line these both offer the cheapest insurance as you can use your mum or dads no claims to drive while you also build up your own. Hope that helps.
3. Try these google search links for cheap insurance for the under 25s http://www.google.co.uk/#sclient=psy&hl=en&q=cheap+car+insurance+for+young+drivers&aq=4&aqi=g5&aql=&oq=&pbx=1&fp=da08bdc3ce429840 What the insurance companies do is to assess who is most likely to have a crash and make a claim. The least experienced drivers on our roads are mostly in their teens and early 20s. Yet it is this same age group which were let loose upon the Luftwaffe in the Battle of Britain in our Spitfire fighter planes of the period. Rolls Royce Supermarine Spitfire V12 Merlin at full throttle http://www.youtube.com/watch?v=hvDDDKnNhuE There is far worse to take in, because the least at risk group are pensioners like me. I'm no better at driving than a recently passed the test driver. The difference however, from the point of view of the insurance companies, is that they know I've got EXPERIENCE. In other words, they know that when I approach a corner to turn, I am going to stop and allow any pedestrian there to cross the road in front of me. Why? Because it's in the Highway Code - few teen drivers seem to be aware that Pedestrians in UK have absolute right of way and many of them drive too fast. Let me explain. Here in London the average speed of an across town journey is about 12 mph. No more than it was in horse drawn Victorian London. Yes the roads are better, but the volume of traffic remains very high. Very experienced driver since 1960 - I drive a powerful V6 Mondeo quite capable of 180mph. In my youth I owned an E-Type Jaguar, very fast and back then, no speed limit out of town either. E-Type Jag - 1960s driving http://www.youtube.com/watch?v=u94FTCWH7W8 Ford Mondeo V6 2.5 http://www.youtube.com/watch?v=5X-s2hFJsNE Keep watching the pavement to your left, glance in all your mirrors every 10 seconds. Know what's behind you at all times. As for insurance - the younger you are the more expensive it is. Sorry, but thems the rools.
4. Why do you feel that you should get cheap insurance? As a 17 year old, you have no driving experience to speak of, so you are not able to prove to the insurer that you are a safe risk. Typically, one in four new drivers has an accident within their first year of driving. The cost of that accident to the insurer can run in to tens of thousands of pounds by the time that all damage is repaired, all legal fees paid and all injury claims settled. How is the insurer supposed to fund that if they do not charge you realistic premiums for the risk you pose? Everybody who drives a car starts off as a new driver, and they all start with high insurance premiums. If we drive safely, we build up a no claims discount, and over time, our premiums come down to reward us for safe driving. Why do you feel that you should have the reward of cheap insurance without proving you are safe? Cheap insurance is a privilege to those who have earned it by being careful, it is not a right. Nobody is forcing you to drive, so if you can't afford to drive, don't drive, but no insurer is going to gamble on you being safe by giving you cheap insurance until you have proved it.
5. "i don't want to know why it is expensive thanks!" Because you are 4 times more likely to cause an accident than anyone else on the road, that's why.
6. It's expensive being a combination of you being a new young male driver and the statistics show that they are involved in more accidents.
7. £4000 is actually quite a good price in comparison to what many pay now. Looks like that is the way it is now for younger potential drivers. At various times as you go through life there will be things you would like to be able to do or have but due to age and/or finances you cannot - for many teens this is how it is now for cars in that just like me and a new Ferrari I don't have enough money.