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Is there a car insurance company in the UK that offers competitive quotes to drivers with penalty points?

My husband has 9 points on his license which are all from Dec 08. We are looking into getting a second car but most insurance quotes are shocking, just wondered if there was a particular insurance company who specialises in insuring such drivers? Thanks.

Public Comments

  1. Nine points seem quite bad. You should wait until the penalty points 'reset' which I believe will do within 3-4 years so won't be too long until it does. For the meantime stay behaved on the roads!
  2. Yes, There are 'risk" companies but the rates will be very high. Call an independent insurance broker. He/She will be able to help.
  3. With 9 points on a license he'll be lucky get insurance, let alone at any decent price. All you can do is phone around some specialist brokers, the online comparison sites will be useless.
  4. Yes, there are companies who specialise in insuring drivers with penalty points. However, the cost of their premiums are monstrously high as a result.
  5. Only ones that specialise in quoting at all as many will not touch him - they don't do cheap deals
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