Overhaulin'

classic car insurance for new drivers?

Hello. Can you get classic car insurance for a new just test passed driver. If the car is say a 1.1 escort or similar and the driver is over 30 years old? or is it verboten until at least 2 years have passed driving with normal insurance? Thankyou. UK question. Ta.

Public Comments

1. For classic car insurance, you need to be driving, oddly enough, a classic car. A 1.1 Escort is a car, just about, certainly isn't a classic! Generally you have to be 30 to get classic insurance, not aware of any length of driving restrictions though, you should check with the company. As I said though, it needs to be a *classic car*, something like an old MG, Triumph, Jaguar, etc....
2. I know lots of teenage classic car owners who have never owned anything but their classic cars. Try to pick up a copy of Practical Classics car magazine and have a look in the back for all the classic insurers. A lot of them won't take you on but there are some that do, the bonus being that it's slightly (though not much) cheaper than the couple of grand you'll be paying for a Corsa.
3. One thing you should realise about Classic Car insurance is that, obviously, it is for Classic Cars only. Most policies of affordable premiums have a restricted mileage allowance as well. Tell them you are going to do an average 10-12k miles a year and i think that you will find them no cheaper than any other insurance.
4. In Canada our 'classic car' insurance requires that the car be twenty-five years old and that the driver have at least ten years driving experience. In the states you might contact Haggerty's insurance for advice.
5. Hello It depends on the insurance company. Most will say it has to be over 15 years old. But some will only give you classic car coverage if It is your second car You restrict to 5,000 miles a year You take Full Comp cover Some will even have a minimum age but there is not normally a minimum number of years you have to have held your licence. Andy C
6. I recently got insurance for a 17 year old who had just passed his test on a Morris 1000/1300 with a limited mileage of 6000 a year. This was fully comprehensive with the car parked on the street. The premium was £1500. The link I have provided is for 1300GT version which is still a very capable car today. Incidental, Footman James Insurance will class any Jaguar over 5 years as a classic hence lower premiums. The A series engine in the 1100/1300 range is bullet proof and very easily tune able with parts from an MG. The Van den Plas version is all walnut, leather seats and West of England cloth headlining, it also has the MG state of tune which will see it cruise at 80mph and give good MPG. The beauty of these cars is that they are so simple to work on, no fancy computers to go wrong. They can rot though although those that are on the road today are likely to have been Ziebarted/Waxholed from new. Be different!