Overhaulin'

Car insurance is way to high, will riding/insuring a 50cc or 125cc bike reduce my car insurance after 2 years?

I am 19 and have passed my car driving licence 2 months ago. The insurance for all the cars I have looked at are way to high. More than £2500. I am doing my CBT next week, I was wondering if I drive a moped or 125cc for a year or two will this reduce my car insurance, please help as I need to get on the road. Thankyou.

Public Comments

1. in ca you don't need insurance for a moped which means it wouldn't help you but driving a small insured motorcycle should as long as your record stays clean.
2. try getting a small car, they have 500cc cars out there and 750 cc and don't insure it for theft. If you can't do that then don't drive till you get rich.
3. Here's what I do: I take online quotes and write all prices down for the policy I want. Then I phone everyone from the phone book to see if they can beat the cheapest price I got. Getting quoted online will cause agents to phone me within a day or two so I get to see if they can beat the cheapest price, sometimes they can just match it which is ok by me as I then get to have their phone number in case I need to ask something. I then buy insurance and pay for a full year with my credit card. Any less than a year won't get you the cheapest price. This is where I start from: http://car-insurance.moneysavecenter.com or even http://car-insurance.moneysavecenter.com/100.php
4. Your insurance rates are high because you are a male, under 25, the worst accident rate class of all. The other thing that affects your rate is the type of car you have. Anything that even smells if high performance will cost you an arm and a leg. You will need insurance on your bike, especially liability which will be required but your premiums should be far less. Check around especially with some independent insurance agencies. r
5. Don't waste your time at Geico
6. Just call a few browers in your area.,.. they-re the one that deal with this sort of things