Overhaulin'

Can I haggle with a capital one credit loan for a better apr?

I just signed up for a blank check to purchase a new car. i signed up with capital one and got approved for 25,000 at a apr of 6 percent. Can I call them back and say that i am not happy with that offer and get a lower rate?

Public Comments

1. The time to negotiate for the lower rate would have been before you signed the papers. When you sign with them, those are the terms you are agreeing to.
2. Couldn't hurt. Why not? I've done it.
3. and tell them that you got a better offer from discover!
4. Take the money and run. Six percent for a car loan is dirt cheap.