Overhaulin'

Do classic/muscle cars cost more to insure?

Im 16 years old with my driving permit going to be g2 in a few months (can drive alone with g2) Im looking to get a classic or muscle car so cars such as late 60's camaro or mustangs to something later such as late 80's monte carlos the car will likely be a project (im up for a small to medium restoration) so id try to get antique insurance? my cousin has antique insurance on his '81 camaro thats almost mint and its been appraised and everything and he can drive it on weekends and theres a set km's that he can drive according to his insurance im fully able to do a restoration as ive worked in an auto shop and I know a bunch of parts suppliers & garages (including one of my cousins) basically ive got the place, the tools, the know-how (im an auto student) and a parts suppliers anyways what I want to do is have it on my dads insurance, his record has been clean since started driving which around 30 years do insurance companies charge more for say cars that have options such as "SS" or other things that make is look sporty or make the car faster (bigger & better engine) say car with a 267 chevy v8 would be less insurance than one with a 350 v8? is it cheaper to say my dads the primary driver while I drive it? do older cars generally have cheaper insurance? is there such a thing as project car insurance? (do I even have to have insurance on a project if im not driving it say for a month?) im just so confused with all the insurance talk like premiums and deductibles etc etc.

Public Comments

1. yes very because it will be more expensive parts the the company has to buy if you get in a wreck or something. and dont put your dad as the primary driver because if you get into a wreck it will destory his 30 years of safe driving
2. In you case, just get something cheap and put liability on it. Collector car markets have a minimum age usually 21 Anything muscle for a 16 year old is going to cost more than the car per year to insure.