Overhaulin'

When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?

I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school. I am getting an insurance quote from progressive.com and they want me to provide information on tickets I've received in the last 3 years. Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record? I've already finished my traffic school and I live in California.

Public Comments

1. Yes, or you are in breach of contract, and possibly fraudulent, though you have taken nothing, but a cut in insurance. Time limits apply, usually 3 years, but you would probably know how long based on company's application. Surprisingly, they already might have this info through an interface or link with police, though I doubt it. Info is definitely available on your claims, sometimes erroneously!