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- You really should know your debt to income ratio Monday, July 18, 2011 @ 4:46PMPaying your bills on time, having stable income and boasting a good credit score won't get you a mortgage loan if your lender determines that you live too close to the edge.
- Why Debt to Income Matters in Mortgages Monday, July 11, 2011 @ 3:15PMLenders care about your debt-to-income ratio. Here's why, and how to calculate it yourself.
- Cash rebate shown to be best option Monday, July 4, 2011 @ 7:39AMSuppose you’re looking for the lowest-cost financing deal on a new car and have a choice of several manufacturer incentives, including a cash rebate, low-rate loans and a lease. Figuring out which option is best can be a complicated calculation, according to Consumer Reports Money Adviser.
- The Cash-Back Car: Monetizing Electric Vehicles Wednesday, June 22, 2011 @ 2:18PMWhile the market for electric vehicles is heating up, with waiting lists for both the Nissan Leaf an
- News, briefly Friday, June 3, 2011 @ 1:33PMSee what's going on in and around Kingston
- Top 20 Finance iPad Apps Monday, May 23, 2011 @ 11:38AMWe run down the best small business apps for managing, making and tracking your money right from your iPad.
- Heritage-Crystal Clean, Inc. Announces 2011 First Quarter Financial Results Thursday, May 5, 2011 @ 4:55PMELGIN, Ill. -- Heritage-Crystal Clean, Inc. , a leading provider of parts cleaning and hazardous and non-hazardous waste services to small and mid-sized customers, today announced results for the first quarter of fiscal year 2011, which ended March 26, 2011.
- More women take financial lead in household Tuesday, April 26, 2011 @ 11:11PMMany couples run their households jointly, making financial decisions together as partners.
- Prosper.com Reports Record P2P Lending Growth in the First Quarter of 2011 Wednesday, April 20, 2011 @ 7:05AMPeer-to-Peer Lending Activity Reflects Macro-Economic Trends, Including an Increase in Auto and Small Business-Related Loans
- Long Government Shutdown Would Harm U.S. Economy, Hit Washington Hardest Friday, April 8, 2011 @ 5:58AMAn extended U.S. government shutdown would cause increasing harm to the nation’s economy, with the Washington area -- home to about 350,000 federal workers -- bearing the brunt of the damage.
- By Jason Alderman Special to the Daily Herald Sunday, April 3, 2011 @ 11:21PM'm the last person to cast aspersions on anyone who procrastinates, given my own occasional lapses in that area. I'll leave it to the self-help gurus to supply behavior-modification techniques. What I will say, however, is that procrastination can be a very costly habit.
- HSBC Holdings PLC - Annual Financial Report - 29 of 41 Wednesday, March 30, 2011 @ 10:56AMHSBC Holdings PLC - Annual Financial Report - 29 of 41
- Procrastinators pay for failures in many ways Tuesday, March 29, 2011 @ 9:11AMI’m the last person to cast aspersions on anyone who procrastinates, given my own occasional lapses in that area. I’ll leave it to the self-help gurus to supply behavior-modification techniques. What I will say, however, is that procrastination can be a very costly habit.
- New: 97 percent conventional mortgage Friday, March 18, 2011 @ 2:11AMHere’s a “Golden Oldie” that has come back to the California mortgage market. Now that we are not considered a...
- What's used to calculate your credit score? Wednesday, March 2, 2011 @ 2:38PMMany financial institutions use your credit score to determine whether you will qualify for a loan and what interest rate you'll get. But that's not the only way the score is used today.
- Mary Holm: Nothing beats security of buying Friday, February 25, 2011 @ 11:10AMMy mother has just sold her house which she had in joint ownership with her brother, and came out with $100,000. This is her life's worth of assets, and she wants to invest safely but strategically so that the money can last. ...
- Waste Watch: U.S. government wastes $125 billion yearly | Database Sunday, February 20, 2011 @ 12:30AMFrom fraud to honest mistakes, federal agencies report an overall error rate of 5 percent in their spending http://www.sun-sentinel.com/news/broward/sfl-federal-improper-payment-database ,0,2160951.htmlstory
- A spending strategy can prevent financial disaster Tuesday, February 1, 2011 @ 8:57AMPeople often ask me how I got started with all of this couponing stuff, and the answer is pretty simple: I got broke.
- 2 million lose jobless benefits as holidays arrive Friday, January 21, 2011 @ 4:58PMExtended unemployment benefits for nearly 2 million Americans begin to run out Wednesday, cutting off a steady stream of income and guaranteeing a dismal holiday season for people already struggling with bills they cannot pay.
- Start an automatic savings plan Thursday, January 20, 2011 @ 11:30AMIn December and January, The Simple Dollar has posted a daily series focusing on specific activities you can do right now to set the stage for a great 2011. This is the final post in the series.
- Singletary: Your finances are only as good as your game plan Wednesday, January 19, 2011 @ 4:53PMMy grandmother, Big Mama, was a stickler for order. From Big Mama I learned to look at a financial situation and come up with a plan. I try to pass on that wisdom to readers, particularly those who join me regularly for my live chats at www.
- Grandma's advice: It's key to come up with financial plan Sunday, January 16, 2011 @ 3:02AMMy grandmother, Big Mama, was a stickler for order.
- Get financial house in order before buying house Monday, January 10, 2011 @ 11:15PMWASHINGTON
- Come up with a financial plan Monday, January 10, 2011 @ 8:27AMMy grandmother, Big Mama, was a stickler for order. From Big Mama I learned to look at a financial situation and come up with a plan. I try to pass on that wisdom to readers.
- THE COLOR OF MONEY: Buy home? First, pay off debts and save Sunday, January 9, 2011 @ 4:59AMMy grandmother, Big Mama, was a stickler for order.
- MICHELLE SINGLETARY: The first thing to do is to make a plan Sunday, January 9, 2011 @ 3:31AMFrom my grandmother I learned to look at a financial situation and come up with a plan. I try to pass on that wisdom to readers.
- Car Leasing was the Most Popular Way to Buy A New Car in 2010 Tuesday, December 28, 2010 @ 6:07PMLONDON, UNITED KINGDOM--(Marketwire - Dec. 28, 2010) - During the first six months of 2010, just over 530,000 new cars were purchased by consumers in the UK. According to the Finance and Leasing Association (FLA), 49.4% of these cars were obtained using car leasing . It is estimated that 8 out of 10 of all new cars are bought with car finance but it seems that austerity is changing the way ...
- Car Leasing was the Most Popular Way to Buy A New Car in 2010 Tuesday, December 28, 2010 @ 6:00PMLONDON, UNITED KINGDOM--(Marketwire - 12/28/10) - During the first six months of 2010, just over 530,000 new cars were purchased by consumers in the UK. According to the Finance and Leasing Association (FLA), 49.4% of these cars were obtained using car leasing . It is estimated that 8 out of 10 of all new cars are bought with car finance but it seems that austerity is changing the way consumers ...
- Teaching personal finance in high school Tuesday, December 14, 2010 @ 12:45PMShould students learn about mortgages, pensions, insurance, and social security in the classroom, instead of having to figure them out as adults?
- Budget 2011 - As It Happened Tuesday, December 7, 2010 @ 3:26AMCut to Child Benefit - Cuts to Taoiseach's and Ministers' salaries - Public sector salary cap - Income and Health levies abolished - Air travel tax of €3 from March - 4c on petrol, 2c on diesel - Car scrappage extended
- Holidays are about survival, as jobless benefits end Sunday, December 5, 2010 @ 1:18AMShawn Slonsky's children know by now not to give him Christmas lists filled with the latest gizmos. The 44-year-old union electrician is one of nearly 2 million Americans whose extended unemployment benefits will run out this month, making the holiday season less about celebration than survival. "We'll put up decorations, but we just don't have the money for a Christmas tree," Slonsky said ...
- Holidays about survival as jobless benefits end Sunday, December 5, 2010 @ 1:04AMShawn Slonsky’s children know by now not to give him Christmas lists filled with the latest gizmos. The 44-year-old union electrician is one of nearly 2 million Americans whose extended unemployment benefits will run out this month, making the holiday season less about celebration than survival.
- Not-so-happy holidays: 2 million lose jobless benefits in December Thursday, December 2, 2010 @ 11:15AMExtended unemployment benefits for nearly 2 million Americans began to run out Wednesday, cutting off a steady stream of income and guaranteeing a dismal holiday season for people already struggling with bills they cannot pay. Unless Congress changes its mind, benefits that had been extended up to 99 weeks will end this month. That means Christmas is out of the question for Wayne Pittman, 46, of ...
- Holidays now about survival as jobless aid ends Thursday, December 2, 2010 @ 7:03AMShawn Slonsky's children know by now not to give him Christmas lists filled with the latest gizmos. The 44-year-old union electrician is one of almost 2 million Americans whose extended unemployment benefits will run out this month, making the holiday season less about celebration than survival.
- For jobless '99ers,' holidays are about surviving Thursday, December 2, 2010 @ 6:54AMUnless Congress approves another extension of jobless benefits, the Labor Department estimates about 2 million people will be cut off by Christmas.
- Holidays are about survival as jobless benefits end Thursday, December 2, 2010 @ 2:12AMShawn Slonsky's children know by now not to give him Christmas lists filled with the latest gizmos. The 44-year-old union electrician is one of nearly 2 million Americans whose extended unemployment b
- 2 Million Lose Jobless Benefits as Holidays Arrive Wednesday, December 1, 2010 @ 4:08PMExtended unemployment benefits for nearly 2 million Americans begin to run out Wednesday, cutting off a steady stream of income and guaranteeing a dis...
- Congress watches as jobless benefits run dry today Wednesday, December 1, 2010 @ 3:52PMExtended unemployment benefits for nearly 2 million Americans begin to run out today, cutting off a steady stream of income and guaranteeing a dismal holiday season for people already struggling with bills they cannot pay. Unless Congress changes its mind, benefits that had been extended up to 99 weeks will end this month.
- 2 million lose jobless benefits as holidays arrive Wednesday, December 1, 2010 @ 3:49PMExtended unemployment benefits for nearly 2 million Americans begin to run out Wednesday, cutting off a steady stream of income and guaranteeing a dismal holiday season for people already struggling with bills they cannot pay.
- This year, seasonal jobs looking pretty good Sunday, November 14, 2010 @ 1:18AMR etailers are hiring for the holidays as usual this year, but the large number of unemployed workers means more people are looking for those jobs than ever.
- Do the math before shelling out for private university Friday, November 5, 2010 @ 11:56PMCourtney Boyce, 27, graduated from Webster University last yearwith a master's degree in international relations and $110,000 instudent loan debt.
- Avis Budget Group Reports Increased Revenue and Earnings for Third Quarter 2010 Wednesday, November 3, 2010 @ 3:22PM-- Revenue totaled $1.5 billion, an increase of 3% year-over-year. -- Adjusted EBITDA, excluding certain items, increased 33% and improved 320 basis points as a percentage of revenue. -- Net income increased 58% compared with the prior year.
- Avis Budget Group Reports Increased Revenue and Earnings for Third Quarter 2010 Wednesday, November 3, 2010 @ 3:15PMPARSIPPANY, N.J.--(Marketwire - 11/03/10) - Avis Budget Group, Inc. (NYSE: CAR - News ) today reported results for its third quarter, which ended September 30, 2010. The Company had revenue of $1.5 billion, an increase of 3% versus third quarter 2009, and net income of $90 million, an increase of 58% versus third quarter 2009. Third quarter Adjusted EBITDA was $219 million compared with $165 ...
- Just how important is your credit score? Saturday, October 30, 2010 @ 5:18AMIt would be difficult to find an adult who hasn’t applied or used a credit card sometime in his or her life, or hasn’t applied for a loan to buy a car or a mortgage for a home.
- Your credit score is constantly changing Friday, October 22, 2010 @ 10:16PMIt also varies depending on which of the three main credit repositories you check. Each has a different scoring formula and different information in its files. Here is a scenario that happens all too frequently: A would-be home buyer applies online to obtain his all-important credit score. It comes back at a healthy 720, good enough to qualify for the best rate in the mortgage market. But then ...
- Debt relief translator: understanding the new terminology Monday, October 18, 2010 @ 11:03AMRules and regulations for the debt relief industry, and the terms the credit and debt industry use, can be confusing. Here are some key terms to help you understand the landscape.
- Debt relief translator: understanding the new terminology Monday, October 18, 2010 @ 10:57AMOn October 27th the final Federal Trade Commission (FTC) rules for the debt relief industry take effect. These rules follow other rules in last year's Credit CARD act that regulates the credit card industry.
- Looking ahead at your retirement goals Thursday, October 7, 2010 @ 9:02PMThis column will take the format of questions from readers and answers from Stuart Kirk, CIM. Please see below today’s column on how to submit your questions to Stuart.
- Be Alert About Loan Scams Thursday, September 30, 2010 @ 5:15PMIt's becoming a problem across Tennessee: scammers trying to prey on homeowners about to face foreclosure.
- When Foreclosure is a Good Option Wednesday, September 29, 2010 @ 12:11PMA close look at the numbers reveals that sometimes it’s a good idea to let your house go.